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A Study on the Factors Influencing Online Buying in Fast Moving Consumer Goods with Particular Reference to Household Items
Internet impact on retailing has been tremendous and it has provided the retailers another channel through which to reach customers situated far away. The internet penetration in the country is 11.4 % as per the latest figures. The E ??commerce space is growing by 47 % to more than $460 billion in 2011 ( IAMAI) The online buying has provided huge benefits to customers like 24/7 convenience shopping, saving time, discounts, more choice and assortment of goods, and price comparisons across brands. At present the online retail Industry is Rs 2500 crores and growing at 35 % annually. It is expected to reach Rs 7000 cr by 2015 ( Assocham 2011 ) In this study attempt has been made to identify factors responsible for buying online and also factors impacting customers for not buying through online household essentials. In the study demographic profile of the customers were looked into. The study is limited to Bangalore city only. Based on the literature survey, hypotheses have been developed. Out of 500 questionnaires distributed across Bangalore city, about 362 fully filled questionnaires were got and this was used for the study. The respondents profile and descriptive statistics has been analysed for online and non ?? online respondents. . Factor analysis has been done to find out the minimum factors involved in the online and non online buying decision. Hypotheses testing have been done using relevant tests. Some recommendations have been made on the strategies which Online retailers can adopt to attract more online buyers by taking care of some of their concerns. Some of the key findings of the study are:-- o Non - Online buyers feel there is lack of security of transactions in online shopping. o Non - Online buyers feel Touch and feel is important for buying household essentials. o One of the Reasons for Non ?? Online buyers not adopting online buying is they consider it is difficult to return goods. o Non ?? online buyers who are in the age group (36 -55yrs) are reluctant to switch to online buying. -
A study on the family environment of persons with thalassemia major
The objective of the study was to assess the family environment of persons with thalassemia major disorder. The clinical profile of the persons with thalassemia, the family awareness about the disorder and the social, financial, emotional and the couple relationship aspects due to thalassemia were also studied. The parents of the persons with thalassemia major were included in the study. Interviews were carried out with each of the subjects using a standard questionnaire to assess the family environment. The other aspects were studied using a semi structured questionnaire. The results show that 42 percent has a family income of less than 5000 Rupees per month. There is no mutual emotional support among 54 percent of the couples. 66 percent of the parents are not involved in any social activities. 14 percent of the parents feel burden and another 14 percent feel burnout and 38 percent are anxious about the sick child. The relationship with the non thalassemic child in the family is affected among 55 percent of the parents. 86 percent of the parents are aware about the need of iron chelation and the genetic nature of thalassemia. Family environment is significantly affected by the duration of the illness, treatment cost, number of thalassemia persons in the family, lack of awareness on the genetic nature on thalassemia. Hospital admissions restrict the recreational activities and also lead to lose of control in the family. Organization in the family is significantly affected where there is more number of persons with thalassemia. The subjects assessed expressed varying concerns about the family relationships, life long illness of the child and other psycho social issues. They feel that their competitiveness, career development, financial needs and relationships with their spouse and with their normal child are hampered by the illness of the child. It establishes that various psycho social interventions are imperative for such families. -
A Study on the impact of e-service quality perceived customer value and customer satisfaction on customer loyalty in online travel agencies
As the markets have become more competitive in every business sector especially in online, many companies have recognized the importance of developing a strong loyal customer base. The benefits associated with newlinecustomer loyalty include lower costs of retaining existing customers as compare to acquiring new customers, repeat business, word of mouth marketing, cross selling opportunities and so on. However, in case of newlineonline business, customers could effortlessly cover the globe at the click of a mouse in search of the lowest price and that results in break in customer loyalty. Hence, it is necessary to conduct research on newlineidentifying the drivers of customer loyalty and their influence on customer loyalty. newlineThis research explored the impact of e-service quality, perceived customer value, customer satisfaction on customer loyalty in online travel agencies. A conceptual model is proposed based on previous studies and newlinetested using structural equation modeling technique, bootstrapping estimates and multi group SEM (MSEM) analysis. The study employed newlinepurposeful sampling technique and was conducted on a sample size of 405 respondents working in information and communication technology organizations set up in Bengaluru. The study also tested the mediating effect of perceived customer value and customer satisfaction on the relationship between e-service quality and customer loyalty. The study also made an attempt to test the moderating effect of switching cost on newlinerelationship between e-service quality and customer loyalty, perceived customer value and customer loyalty as well as customer satisfaction and customer loyalty. Results indicated that e-service quality, perceived newlinecustomer value and customer satisfaction has a significant and positive impact on customer loyalty.Results of the study also indicated that perceived customer value and customer satisfaction partially mediate the newlinerelationship between the antecedent and outcome variables. -
A Study on the impact of foreign investment in infrastructure sector in india
The growth of an economy is determined by the amount of investment made or the capital created in the economy. Capital creation happens when the economy has excess of income over expenditure, in other words, savings. newlineForeign Investment is a good source of fund for developing economies whose savings is low. Hence, opening up the economy for inflow of foreign funds has almost become inevitable in the present situation of liberalization, privatization and globalization. Therefore, all developing economies, including India, are creating opportunities for foreign investments. Infrastructure plays a pivotal role in development of a country. However infrastructure projects require huge investment and the projects take a long time for the projects to be completed. This necessitates investment inflows to originate from the Government, PPP, FDI, etc. Foreign investment through foreign direct investment and Foreign Institutional Investment has newlinebecome a popular source of investment, particularly for financing the projects newlineof infrastructure sector. Foreign funds flow into the firms through investment in the equity of the firms Infrastructure plays a pivotal role in development of a country. newlineHowever infrastructure projects require huge investment and the projects take a long time for the projects to be completed. This necessitates investment inflows to originate from the Government, PPP, FDI, etc. Foreign investment through foreign direct investment and Foreign Institutional Investment has newlinebecome a popular source of investment, particularly for financing the projects newlineof infrastructure sector. Foreign funds flow into the firms through investment in the equiy of the firms Regression analysis is used to ascertain the functional relationship among FDI, Growth, Trade enness, Economic Stability and Energy position. The result of the regression analysis proves that there exists a functional relationship between FDI equity inflows and growth and trade openness. -
A study on the impact of foreign investment in infrastructure sector in India /
The growth of an economy is determined by the amount of investment made or the capital created in the economy. Capital creation happens when the economy has excess of income over expenditure, in other words, savings. Foreign Investment is a good source of fund for developing economies whose savings is low. -
A Study on the Impact of Intervention Program for the Care Givers of People with Head and Neck Cancer
Head and neck cancer patients experienced profound psychosocial and functional abilities because of the location of the disease and treatment. It hampers their activities of daily living making them dependant on the caregivers. Subsequently caregivers have different needs especially during the initial phase of hospitalization because they are unfamiliar to the whole process, unprepared for the new task and new role and lack the necessary knowledge and skills in care giving. Thus they face a number of problems. Hence this study aimed to understand their needs, develop psycho educational intervention program based on it and assess its feasibility. It was taken up because of limited number of Indian studies and increase in the number of incidences owing to the changing life style. Quasi experimental research design and sequential mixed research design was used. The variables taken for the study were Caregiver burden and distress. Zarit burden interview schedule and Caregiver Self Assessment Questionnaire was used to collect data from 30 caregivers of head and neck cancer patient before and after the Psycho educational intervention program was delivered. Paired sample t test and Cohen s d tests were used for data analysis. The effect size for burden and distress was 2.01 and 1.91 respectively. Findings showed that the intervention program significantly reduced the level of burden -
A STUDY ON THE IMPACT OF MICRO FINANCE IN BANGALORE RURAL
This study unveils the impact of microfinance activities in nine villages in Bangalore rural. The study investigates the variables like women empowerment, savings before and after microfinance, monthly income, socio economic index, financial benefits, and purpose of savings. To study the problem there were six null hypotheses were framed. To test it data were collected from 400 beneficiaries of microfinance through questionnaire. The detailed questionnaire reveals the personal data, economic condition, group organization, knowledge and awareness of microfinance activities, savings pattern, training details, impact of training, credit utilization, impact of microfinance schemes, influence of microfinance schemes on community affairs, and expenditure pattern of the microfinance beneficiaries. The data collected have been analyzed using the Karl Pearsons correlation coefficient, Chi-square Paired t-test and ANOVA using SPSS 11.0 statistical software and the results obtained there by have been interpreted. The following were the objectives of the study. -To study the difference between savings before microfinance and savings after microfinance -To study difference between different occupations as a result of microfinance and monthly income -To study the difference between different occupations and the purpose of savings from microfinance activities -To study the relationship between microfinance with women empowerment and socio economic index -To study the relationship between microfinance with Main Occupation and socio-economic index -To study the relation between Socio Economic Index and Financial Benefits derived out of Micro Finance Schemes The following findings were derived from the study. 1. The study shows that there is significant difference between savings before microfinance and savings after microfinance. It is evident from the study that the savings after micro finance has improved the savings of the beneficiaries tremendously. 2. There is difference between different occupations as a result of microfinance and monthly income. 3. There is difference between different occupations and the purpose of savings from microfinance activities. 4. There is relation between microfinance with women empowerment and socio economic index. 5. There is relation between microfinance with Main Occupation and socio economic index. 6. There is relation between Socio Economic Index and Financial Benefits derived out of Micro Finance Schemes. Formal lenders discriminate against small borrowers because of the high cost of information acquisition and their weak enforcement capacity. This has led to the search for alternative financial service delivery systems for poor borrowers all over the developing world. The most popular alternative has been microfinance. Microfinance services produce positive effect on output, investments and savings of the beneficiaries. To achieve increase in the output, investments and savings of the rural people of India microfinance services should be intensified. Microfinance services result in the women empowerment in the rural and semi urban areas of India. The expansion of microfinance services will empower poor people to stabilize economically through better agricultural productivity, trade, animal husbandry, increased savings and investment. Key words:Micro finance,Women Empowerment ,Socio Economic Index -
A Study on the Impact of Microfinance in Women Empowerment with Specific Reference to ESAF Microfinance and Investments Pvt. Ltd. (EMFIL)
This study attempts to understand the impact of microfinance on women empowerment, in terms of changes in income and savings, preference for formal sources of credit, socio-economic status, and political participation. The study also attempts to find whether the members of a private microfinance institution are satisfied with the services offered by them. The study was conducted on a sample of 220 women beneficiaries of microfinance services of a leading MFI operating in Kerala state. The sample was selected by convenience sampling. The results of the study show that microfinance programs have created a positive impact to its beneficiaries. Majority of the respondents are engaged in various income generating activities because of the credit facilities provided by microfinance institutions. This resulted in a significant change in their income level and savings after participating in microfinance programs. This has helped them to earn income for their family and also enabled them to play an important role in their family and also in society. After joining microfinance programs they also preferred formal financial institutions for availing credit facilities. It was also found that microfinance has empowered women socially, economically and politically. The results also indicated that the MFI selected for the study was able to provide good service to its members and the members were satisfied on the services offered by the MFI. Keywords: Microfinance, Microfinance Institutions (MFI), Women Empowerment, Social, Economic and Political Empowerment. -
A Study on the Impact of Microfinance on the Members of the Self Help Groups in Karnataka State, India
The present study focuses on assessing the extent to which the Microfinance programs have been effective in bringing about the change it is supposed to in the state of Karnataka, India. Therefore, an impact assessment is suited to know the ground reality of these programs. The study takes into consideration the socio-economic variables in order to assess the over-all effect of the programs. Apart from interventions and influences coming from the Microfinance programs, there are also other factors that influence the effect. These other factors are largely associated with the location where these programs are conducted. Locations or Regions bring with it difference in culture, social, occupational and demographical aspects which are also taken into account the study. The study shows that there is a significant change in the socio-economic lives of the poor of the different regions of Karnataka. However, the results are not as impressive as they should have been. All in all, the impact of the microfinance programs exhibits a dull, or rather, yet-to-explore field, urging efforts to reach out more effectively to the rural poor. Keywords: Impact Assessment, Microfinance, Karnataka, Self Help Groups, Savings Accumulation, Consumption Pattern, Accessibility to Credit -
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A STUDY ON THE INFLUENCE OF FAMILY ENVIRONMENT IN THE DEVELOPMENT OF AGGRESSIVE BEHAVIOR IN CHILDREN
This study designates the influence of family environment in the development of aggressive behavior in children. The purpose of the study was to find out how the family environment influences the aggressive behavior in children. The study was conducted in 5 government aided schools run by the diocese of Mananthavady in Wayanad district of Kerala State. The study included fifty, 10 to 12 year old school going children and their mothers. Family environment scale was used to find the family environment of the children and Aggressive Questionnaire was used to find the level of aggression in children. The raw data were subjected to various statistical analyses. The study brings in (1) the structure and systems in the families (2) the types and levels of aggression in children. The study found that 54 % of the children are with high aggression and 36 % of the children are with very high aggression. Over all the result found that the family environment has a significant role in the development of aggressive behavior in children. The more poor structure and systems in family environment creates the more aggressive children. Key words: family environment, physical aggression, verbal aggression, anger, hostility. -
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A study on the perception of MOOC (Massive Open Online Course) amongst the students of Christ University, Bengaluru /
Massive open online courses (MOOC) are a recent innovation in the field of online learning. Several top-tier universities around the world have started offering MOOC programmes in a wide array of professional, technical as well as creative fields. Top MOOC providers such as Coursera, Udacity and edX have a student fellowship from all across the world, pursuing one or more from the thousands of courses offered by these MOOC giants. -
A study on the portrayal of women characters in Zoya Aktar's films /
Leaving behind the social fabric which has time and again labelled Indian women merely as good wives, home makers and mothers , Indian women took it in their stride to take up the duties which are essentially thought of being male only, and proved that they are equal to their male counterparts; if not better in some cases. -
A study on the prospects of zimbabwe fertilizer industry for a sustainable market match
This paper is as a result of a process of seeking a solution to theperennial challenge of mismatch of fertilizer demand and supply in Zimbabwe. The study investigated the causes of the mismatch of fertilizer demand and supply in the post agrarian reform with a view to finding the factors that cause the mismatch. The study has been necessitated by the fact that Zimbabwe?s economy is agro-based and supportsmore than twelve million people. The study was informed by the following objectives: (i) To know and understand the existing demand and supply of fertilizer in Zimbabwe(ii) To find reasons for the gap in the market and its impact on Zimbabwe?s agricultural sector (iii) To examine the role of banks and financial institutions in leveraging farmer access to loans in Zimbabwe (iv) To understand the farmers' perceptions of the situation and make justifications of the mismatch and (v) To suggest and adopt suitable strategies which reinforce sustainable demand and supply of fertilizer in the country. In context and pursuit of the objectives, this study used both qualitative and quantitative methodologies. A survey questionnaire was administered on the total of 380 respondents within the study returned questionnaires. The study was premised on 3 null hypotheses, one testing significance difference between product brand and market demand for fertilizer, another testing significance difference between availability and accessibility of fertilizer and yet another tested significance difference in the perception among farmers and stakeholders on the use of fertilizer. To do the hypothesis testing,data frequencies were run to note descriptive data patterns, cross-tabulations to establish a relationship between variable through various statistical tests: chi- square, correlations, ANOVA correlation coefficients, regression analysis and R-square value. Regression analysis was conducted to establish squared multiple correlation coefficient(R2) between Fertilizer Market,the unobserved dependent variable comprised of Demand (need for fertilizer, Supply/usage of fertilizer and availability of fertilizer) and independent composite variables of location/place of the fertilizer, fertilizer company brands, i.e. products, respondents in the study(people) and costs of financing fertilizer.This study accepted the first 2 null hypotheses and rejected the last hypothesis respectively.During the content thematic analysis salient themes and issues were; fertilizer availability at specific locations, high usage of ammonia brand, low application of fertilizer, inadequate fertilizer storage facilities, quality of fertilizer and accessibility to markets and specific fertilizers brands at specific periods. Upon triangulation, thequalitative responses were similar and complimentary to the quantitative responses.The composite or unobserved predictor variables; Place/Location of fertilizer, Type of fertilizer/Product brand, cost price and people accounted for the squared multiple correlation coefficient.573 or 57.3% (R2) adjusted R2 0.568 of the variance of Fertilizer Market dependent composite variable. This proportion in other words was the contribution of the independent variables. This suggests relationships that has the moderate effect (substantial) on Market the dependent variable based on the criterion that 0.573 is moderate. Regression analysis pointed to a strong Pearson correlations relation between fertilizer market and location (place where fertilizer was available) .004 and product 0.21. The unobserved predictor independent variable fertilizer type product or brand multiple correlation coefficient.517 or 51.3% (R2), fertilizer location or location could be found .542 or 54.2% (R2) with unobserved predictor dependent variable fertilizer market.Following onto this, the study highlights a model to help us better manage the mismatch. This model is developed from a collaborative ramework.The thesis ultimately makes conclusions and recommendations about crafting policies that will assist to match fertilizer demand and supply in Zimbabwe. -
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A study on the representation of hisorical figures in bollywood film: Bajirao mastani and Jodha akbar /
The purpose of the study is to find out whether there is a difference in the representation of historical figures by historical film and historical textbooks. The researcher focuses on the various factors affecting the representation of the historical figures in historical film. The analysis conducted on the two films Bajirao Mastani and Jodha Akbar points at the modifications in the representation of the historical figures. The researcher conducts a textual analysis on the films which are analyzed during the research. -
A study on the role of academic web application among children an analysis through parents /
The education systems in today’s world have greatly changed with the emergence of new technologies. With the advent of digital media, variety of applications are developed which aid the children to step into their primary education. This research paper aims at finding out the role of such academic web applications among children. -
A study on the role of media in the promotion of the konkani language /
Traditions and language have become crucial aspects in keeping up the culture of a particular place. A language is one of the most important means through which a culture can be sustained and even prevented from dying in the light of the westernization and globalization of the society that we are living in today. One such language that has been facing immense threat against the growing strengths and forces of the Westernised world is that of Konkani, a language most typically spoken on the Western coast of India, also known as the Konkan coast. -
A STUDY ON THE ROLE OF RESORTS IN THE REVITALIZATION OF ART FORMS OF KERALA
Tourism can be seen as one of the major industries across the world in preservation, conservation and revitalization of culture. One of the major forms of tourism which is engaged in this activity is cultural tourism. This form of tourism provides experience of rural lifestyle with tourists visiting villages and staying with local communities in order to understand and experience their way of living. Different scholars have defined cultural tourism differently, in view of cultural attraction emerging as a major motivational factor for tourists to visit destinations. It has been described as a tourist activity; which helps in overcoming social isolation and sharing culture through tourism. In the present scenario, the art forms can be seen only in the tourist destinations and other tourist generating regions. There is not much effort taken by the Government and stakeholders in sustaining these cultures for future generation. In India, the state of Kerala is known as the major hub of art forms and this is one of the principle reasons for the tourism growth in this state. The current status of the art forms of Kerala is in a dying state. Hence the present study deals with the role of the resorts in the revitalization of art forms. Various research studies conducted in this area are very general in nature and there is a gap with regard to studying specific art forms. The area of study covers various resorts located in Kerala. In this study an effort has been taken to link the relationship between resorts and art forms and the way in which it is revitalized. For this purpose the study was conducted by collecting data from both primary and secondary sources. The sets of questionnaire for the study was developed and administered with the help of a statistician. Some of the major findings of the study showed that 97% of resorts have performances of art forms on daily basis and the performances are conducted on tourist demand. Resort owners are accompanying various tourism components and offering attractive package to the tourists. Culture is a part of life and an individuals identity which ultimately becomes the image of the society. Art forms, cuisines, customs, lifestyle, traditions etc constitute culture. Further research can be done on these areas linking with tourism which will not only help in the preservation of culture but also in a way attracting tourists to particular destinations.