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Does the Ownership Make A difference In Performance? : An assessment On Public and Private Insurers In India.
Volume 3, Issue 10, P# 97-102 ISSN 2231-1009 -
How efficient are public sector banks in India? A non-parametric approach
This study examines the efficiency of Public Sector Banks (PSBs) in India using Data Envelopment Analysis (DEA). Analysis is carried out on a sample of 19 PSBs that are existed during the study period from 2005 to 2018. There are two different aspects deliberated, namely technical efficiency of PSBs and the growth in their productivity. Input variables envisaged for the study are deposits, borrowings, fixed assets, and the number of employees. Loans and advances along with investments act as output variables to measure technical efficiency and productivity. The results indicate that the technical efficiency of PSBs ranges between 97% and 100%. Corporation Bank, Indian Bank, and Oriental Bank of Commerce outperformed their peers with 100% technical efficiency. Productivity growth among the sampled banks during the study period stood between 0.8% and 20%. However, Corporation Bank, Indian Bank, and Oriental Bank of Commerce registered 9.1%, 5.4% and 6.4% productivity growth, respectively. The results reveal that PSBs are working hard to optimize resource utilization. Researchers around the world can use DEA as a tool to measure the efficiency of banks with different input and output variables related to financial, marketing and managerial performance. Sangeetha R., 2020. -
Does the nifty sectoral indices shake hands with nifty?: A time series analysis
Capital market in absolute sense is regarded as the mirror of the economy. Economy is a combination of various sectors. A sectoral index acts as barometer for the performance of that sector. As sectors are interrelated, this calls for studying the vulnerability of the each sector with the market as a whole .With an attempt to contribute to the meager amount of research on the sectoral indices of Indian capital market, this study aims to analyze the dependence of Nifty on its sectoral variants. This research will help in identifying the sector that has been the cause of movement in the market which can be beneficial in understanding and predicting the potential movement in the market by giving an inside of the vicious circle. The study include unit root test, co-integration and Granger causality test. The results of unit root test reveal that all the indices are non-stationary. It was observed that there are no co-integrating equations which was also discovered in the previous papers. The granger casualty test reveal that Auto, Bank, Energy and pharma are the sectors that have causal relation with the Nifty and Financial services, FMCG and IT sectors are the ones that do not have any causal relation with the Nifty. Serials Publications Pvt. Ltd. -
Impact of financial literacy on investment behavior and consumption behaviour of middle-class families in Karnataka, India
Financial Literacy is an inevitable parameter in the current competitive society. The process of financial literacy is to make people aware about safe savings and other investment products available. This improved awareness will lead to better financial behaviour in terms of saving, budgeting and availing the credit wisely at cheaper cost. In tune with that, an attempt has been made in this paper to measure the impact of financial literacy on investment behavior and consumption behavior of middle-class families in Karnataka. Structured questionnaire is used to collect the data from 444 respondents. Stratified random sampling method is adopted.Confirmatory factor analysis is used to verify the model, and hypothesized relation is tested by applying the Structural Equation Model (SEM) to find the goodness of fit. The study resulted in that financial literacy has an impact on investment behavior and consumption behavior of the middle-class families in Karnataka. However, investment behavior is not influencing the consumption behavior of an individual and vice versa. 2019 SERSC. -
Influence of SERPINA1 Gene Polymorphisms on Anemia and Chronic Obstructive Pulmonary Disease
Background. Anemia is one of the predominant hematological conditions, whereas chronic obstructive pulmonary disease (COPD) is a predominant respiratory disease. These two diseases were found to be interlinked, but the physiological pathways are still unclear. Aim. The current study has been aimed at analysing the genetic interrelationship between anemia and COPD in accordance with different altitudes. Methodology. The genetic analysis was performed in the SERPINA1 gene of anemia, COPD, and healthy individuals for the analysis of single nucleotide polymorphism at rs28949274 and rs17580 locations. Result and Discussion. The single nucleotide polymorphism at the locations rs28949274 and rs17580 was present in both anemic and COPD patients. The COPD patients were more prone to mutations (63% had rs28949274, and 11% had rs17580 polymorphisms) than the anemic patients (40% had rs28949274, and 1% had rs17580 polymorphisms). On the basis of altitude, high-altitude individuals were found to be more susceptible to both the polymorphisms. Conclusion. Based on the current findings, we suggest that the SERPINA1 gene has a positive correlation with anemia as well as COPD, and the increase in altitude also influences the diseased conditions in a positive manner. 2022, SAGE Publications Ltd. All rights reserved. -
Going Organic: Empirical Study on Awareness of Organic and Aquaponically Grown Vegetables
In a world of constantly changing dynamics of lifestyle and health-culture, it has become necessary for individuals to constantly keep a check on their diet and its contents. Increasing levels of pollution and stress negatively affects both, the health and longevity of an individual. Owing to a decline in average health, more and more people today have started looking for alternatives that could make their diet cleaner and healthier. One such alternative identified is organic produce, which is 100% chemical free, and therefore healthier than conventionally produced food products. However, organic produce is highly expensive, making it less attractive to the masses. Aquaponics, is one such technique of producing organic vegetables in a sustainable manner, thereby reducing its cost. This paper aims to understand the awareness levels of Aquaponics as a technique of organic agriculture. The study performs various tests in order to understand the levels of awareness of Aquaponically grown organic produce within the country. The findings of the study prove that factors such as the prices of organic vegetables, their availability and brand recognition play a major role in influencing the purchase decision made by consumers. On the other hand, factors such as education levels of the consumers or their income levels do not have a major impact on their purchase patterns of organic vegetables. Further analysis revealed that greater awareness about Aquaponics in general, and increased production of organic vegetables through Aquaponics also has a positive impact on the purchase of such vegetables. 2020 International Farm Management Association and Institute of Agricultural Management. -
Online fake review identification based on decision rules
Posting of online reviews play a dominant role in sharing the customers opinion in social Medias. But the challenge is how to trust these reviews. Many researchers carried their work on sentimental analysis, predictions or forecasting but very few focused on fake reviews analysis. Fake reviews also change the mood of the people on their buying pattern. In the online shopping at a greater extent. In this paper, several conditions are applied on the reviews to identify fake reviews using support vector machines. Experimental results are validated using various accuracy measures and compared to state of the art methods to demonstrate the efficacy of the proposed method. 2019, World Academy of Research in Science and Engineering. All rights reserved. -
Fabrication of biopolymeric sheets using cellulose extracted from water hyacinth and its application studies for reactive red dye removal
Driven by the imperative need for sustainable and biodegradable materials, this study focuses on two pivotal aspects: cellulose extraction and dye removal. The alarming repercussions of non-biodegradable food packaging materials on health and the environment necessitate the exploration of viable alternatives. Herein, we embark on creating easily degradable biopolymer substitutes, achieved through innovative crafting of a biodegradable cellulose sheet sourced from extracted cellulose. Concurrently, the significant environmental and health hazards posed by textile industry discharge of wastewater laden with persistent dyes demand innovative treatment strategies. This study extensively investigated four distinct methods of cellulose extraction from water hyacinth, a complex aquatic weed. The functional groups, crystallinity index, thermal stability, thermal effects, and morphology of the extracted cellulose were characterized by FTIR, XRD, TGA, DSC, and SEM. This exploration yielded a notable outcome, as the most promising yield (39.4 0.02% w/w) emerged using 2% sodium chlorite and 2% glacial acetic acid as bleaching agents, surpassing other methods. Building on this foundational cellulose extraction process, the extracted fibers were transformed into highly biodegradable cellulose sheets, outlining conventional packaging materials. Moreover, these cellulose sheets exhibit exceptional efficacy in adsorbing reactive red dye, with the adsorption capacity of 71.43 mg/g by following pseudo-second kinetics. This study establishes an economically viable avenue for repurposing challenging aquatic weeds into commercially valuable biopolymers. The potential of these sheets for dye removal, coupled with their innate biodegradability, opens auspicious avenues for broader applications encompassing commercial wastewater treatment procedures. 2023 Elsevier Inc. -
Improved reptile search algorithm with sequential assignment routing based false packet forwarding scheme for source location privacy protection on wireless sensor networks
Source Location Privacy (SLP) in Wireless Sensor Networks (WSNs) refers to a set of techniques and strategies used to safeguard the anonymity and confidentiality of the locations of sensor nodes (SNs) that are the source of transmitted data within the network. This protection is important in different WSN application areas like environmental monitoring, surveillance, and healthcare systems, where the revelation of the accurate location of SNs can pose security and privacy risks. Therefore, this study presents metaheuristics with sequential assignment routing based false packet forwarding scheme (MSAR-FPFS) for source location privacy protection (SLPP) on WSN. The contributions of the MSAR-FPFS method revolve around enhancing SLP protection in WSNs through the introduction of dual-routing, SAR technique with phantom nodes (PNs), and an optimization algorithm. In the presented MSAR-FPFS method, PNs are used for the rotation of dummy packets using the SAR technique, which helps to prevent the adversary from original data transmission. Next, the MSAR-FPFS technique uses an improved reptile search algorithm (IRSA) for the optimal selection of routes for real packet transmission. Moreover, the IRSA technique computes a fitness function (FF) comprising three parameters namely residual energy (RE), distance to BS (DBS), and node degree (ND). The experimental evaluation of the MSAR-FPFS system was investigated under different factors and the outputs show the promising achievement of the MSAR-FPFS system compared to other existing models. 2024-IOS Press. All rights reserved. -
Design and Development of Multi-Sensor ADEP for Bore Wells Integrated with IoT Enabled Monitoring Framework
Typically, about 51% of the groundwater satisfies the drinking water worldwide and is regarded as the major source for the purpose of irrigation. Moreover, the monitoring and assessment of groundwater over bore wells is essential to identify the effect of seasonal changes, precipitations, and the extraction of water. Hence, there is a need to design a depth sensor probe for bore wells so as to analyze/monitor the quality of underground water thereby estimating any geophysical variations like landslides/earthquakes. Once the depth sensor probe is designed, the data is collected over wireless sensor network (WSN) medium and is stored in cloud for further monitoring and analyzing purposes. WSN is the major promising technologies that offer the real-time monitoring opportunities for geographical areas. The wireless medium in turn senses and gathers data like rainfall, movement, vibration, moisture, hydrological and geological aspects of soil that helps in better understanding of landslide or earthquake disasters. In this paper, the design and development of geophysical sensor probe for the deep bore well so as to monitor and collect the data like geological and hydrological conditions. The data collected is then transmitted by wireless network to analyze the geological changes which can cause natural disaster and water quality assessment. 2023 The Authors. Published by AnaPub Publications. This is an open access article under the CC BY-NC-ND license. (http://creativecommons.org/licenses/by-nc-nd/4.0/) -
Policies and metrics for schedulers in cloud data-centers using CloudSim simulator
Todays cloud technology consumers must address escalating computing and storage demands for services and applications. However, decision-making on provisioning and scheduling is challenging due to varying workflow demands within Infrastructure as a Service (IaaS). This study formulates an optimization problem with multiple objectives to identify optimal policies, employing heuristic metrics through cloud simulation similar to AWS EC2 instances. Experiments involve two task scheduler types, time-shared and space-shared, aimed at minimizing execution time and cost. The study introduces two novel algorithms, SLB and MinMax, for comparison with standard algorithms. It emphasizes the importance of precise quantification of uncertainty in cloud storage allocation and highlights the state-of-the-art policies and metrics achieved through virtualization techniques. The studys novelty lies in simulating both policies at two levels and proposing a novel algorithm for multi-objective optimization while providing cost and time measurements. Contributions include experimenting with various combinations, applying heuristics to entire data center entities, proposing a novel algorithm, and offering cost and time measurements for the optimizations. 2023, The Author(s), under exclusive licence to Springer Nature Switzerland AG. -
International Financial Reporting Standards and Their Impact on Financial Performance of Mindtree Ltd: A Case Study
Indian Journal of Social Science Research, Vol-1 (2), pp. 44-55. ISSN-2321-208X -
Identification of Superclusters and Their Properties in the Sloan Digital Sky Survey Using the WHL Cluster Catalog
Superclusters are the largest massive structures in the cosmic web, on tens to hundreds of megaparsec scales. They are the largest assembly of galaxy clusters in the Universe. Apart from a few detailed studies of such structures, their evolutionary mechanism is still an open question. In order to address and answer the relevant questions, a statistically significant, large catalog of superclusters covering a wide range of redshifts and sky areas is essential. Here, we present a large catalog of 662 superclusters identified using a modified friends-of-friends algorithm applied on the WHL (Wen-Han-Liu) cluster catalog within a redshift range of 0.05 ? z ? 0.42. We name the most massive supercluster at z ? 0.25 as the Einasto Supercluster. We find that the median mass of superclusters is ?5.8 1015 M ? and the median size ?65 Mpc. We find that the supercluster environment slightly affects the growth of clusters. We compare the properties of the observed superclusters with the mock superclusters extracted from the Horizon Run 4 cosmological simulation. The properties of the superclusters in the mocks and observations are in broad agreement. We find that the density contrast of a supercluster is correlated with its maximum extent with a power-law index, ? ? ?2. The phase-space distribution of mock superclusters shows that, on average, ?90% of part of a supercluster has a gravitational influence on its constituents. We also show the mock halos average number density and peculiar velocity profiles in and around the superclusters. 2023. The Author(s). Published by the American Astronomical Society. -
The relationship between density of drug outlets, crime hot spots and family factors on the consumption of drugs and delinquent behaviour of male adolescent Mexican students
This study examined the relationship between community risk factors (drug outlets density and crime hot spots) and family factors on the risk behaviours (drugs consumption and delinquent behaviour) of male adolescent Mexican students. Results were obtained based on data bank analysis and direct collection of information regarding family factors and risk behaviours of adolescents attending school. Spatial and statistical analysis was performed. The final sample was composed of 1450 male adolescents, from 11 secondary and high schools located in marginal and violent areas of Mexico. Spatial analysis revealed that when considering only the prevalence of the risk behaviours of the adolescents, the area of highest risk was the northwestern area of the city. However, after performing conjunct analysis of all evaluated variables using density point risk (aside from confirming that the northwestern area is still the one with the greatest risk), results indicated that the southern area has a high-density point risk. All densities of the variables showed a statistically significant positive association (p < 0.05). However, the results of the structural equation model indicated than only the family factors influenced the risk behaviours of adolescents (p < 0.05). The spatial distribution of the risk behaviours in male adolescent students and community risk variables surrounding the area where schools are located allows for the description of patterns and hotspot detection that facilitate the prioritization of where interventions must be directed. Besides, the interventions should target family factors. 2021 Elsevier Ltd -
A study on the factors affecting usage of voice assistants and the interface transition from touch to voice
The interface simplicity has always been one of the most important factors which makes any new technology or device successful. Once an individual gets attached to a particular interface it becomes easy for them to use any devices which follows the same interface pattern. But to adapt to a new interface for the same device or the same need it will take a lot of effort from both the user and the companies which advances those to support each other to make the interface shift happen. The timespan required for this interface shift depends on the mindset of each individual and the simplicity of the proposed interface. Voice Assistants (VA) are an important achievement, which have become an inseparable and integral part of many smart devices. The mobile penetration in India has allowed rapid acceleration among metropolitan Indian adults in the usage of the wearable devices and other such smart technologies. Voice as an interface is going to improve the next generation of social conversation, content searches and medium of commerce. The rapidly increasing competition in this segment has led to several improvements. We already have many such voice-enabled devices that help us to set routines, automate the home appliances and provides us on-demand information. Also, the smart speakers category in Indiagrew 43 per cent in the second quarter of 2018.Many big corporates like Amazon, Apple, Google and Microsoft offers an entire digital platform infrastructure that can be controlled by voice assistants. The future of Voice Assistants depends to a large extent on how natural and fluid the communication with the user can take place. The interface transition from touch to voice has several factors involved in it. This study is majorly to find out what are the major factors which are influencing this transition and how relevant are these identified factors for the transition to happen in Indian market. 2020 SERSC. -
Valorization of waste chilli stalks (Capsicum annuum) as a sustainable substrate for cellulose extraction: insights into its thermomechanical, film forming and biodegradation properties
Rising global population accelerates food waste generation, thereby creating a crisis in food waste management. A solution involves deriving value-added products like cellulose biopolymer from food waste. Chilli stalk wastes are one such food waste which are generated in large quantities and are unsuitable for field use or incineration due to health and environmental challenges. A greener alternative is extracting cellulose biopolymer from chilli stalk waste. The extraction of cellulose biopolymer from chilli stalk results in a renewable, biodegradable and economically efficient biomaterial with a broad range of applications. The extraction process involving alkali treatment (NaOH) and bleaching (alkaline H2O2), resulted in a yield of 29.85% cellulose biopolymer. The extracted cellulose was subjected to quantification and functional property analysis followed by characterization (FTIR, XRD, TGA, DSC and SEM) to analyse functional groups, crystallinity, thermal properties and surface morphology. Functional property analysis resulted in higher values when compared with commercial cellulose. The characterization techniques confirmed the effective removal of impurities such as lignin, hemicellulose and pectin by the chemical treatments. Cellulose sheets, fabricated using solvent casting, exhibited exceptional biodegradability (85.36%) within 20days, surpassing conventional food packaging materials, commercial food packaging paper (15.95 0.12% [%w/w]) and plastic sheets (7.89 0.33% [%w/w]) over the same time period. The novelty of this research lies in the innovative valorization of chilli stalk waste, which often remains unused in large quantities globally. This study introduces a cost-effective method to convert it into a value-added, highly biodegradable biopolymer. The resulting cellulose sheets provide an eco-friendly substitute for traditional food packaging materials. 2024, The Author(s), under exclusive licence to Springer-Verlag GmbH Germany, part of Springer Nature. -
A Strategic Review on Use of Polyhydroxyalkanoates as an Immunostimulant in Aquaculture
Background and Objective: Increasing concerns over the use of antibiotics in aquaculture have emerged researchers to focus on short chain fatty acids and other biocompatible molecules as alternatives for disease prophylaxis and treatment. Polyhydroxyalkanoates well studied as biopolymeric materials for using in packaging and biomedicine were not focused much for their abilities to act as antimicrobial agents in aquaculture until recent years. Application studies of polyhydroxyalkanoates as aquafeed additives have highlighted their promising roles as ecofriendly alternatives for commercial antibiotics with strong immunomodulatory effects in fish-es and shrimps. The major aim of this review was to explore up-to-date scientific research studies on use of polyhydroxyalkanoates as aquafeed additives and their immunomodulatory effects. Results and Conclusion: Up-to-date, limited scientific literatures have been published on the use of polyhydroxyalkanoates and their copolymers as alternatives to antibiotics in aquaculture. This research field includes a great scope of development due to the promising immu-nomodulatory and antimicrobial activity of polyhydroxyalkanoates against common pathogens in aquaculture, as reported in literatures. Although several hypothesis and research data for explaining the mechanisms behind their immunostimulatory effects were suggested by various researchers, genetic and molecular bases underlying these phenomena are yet to be explored. Further research and development in this area can introduce these biopolymers as the most promising eco-friendly alternatives for antibiotics in aquaculture. Conflict of interest: The authors declare no conflict of interest. 2021. All Rights Reserved. -
Earliness of SME internationalizationand performance: Analyzing the role of CEO attributes
Purpose: The purpose of this paper is to understand the mediating effects of Chief Executive officer (CEO) attributes on the earliness of internationalization and performance in context of Indian small and medium enterprises (SMEs). Design/methodology/approach: The proposed framework is tested through analysis of a sample of 102 internationalized SMEs of the engineering industry in the Bangalore city region of India. Findings: Results highlight that CEOs age and educational background moderates between early internationalization and performance in the Indian SME context. Practical implications: Overall results facilitate in leveraging the decision-makers capabilities to successfully formulate and strategize their international marketing efforts to achieve higher performance. Originality/value: The study enriches the importance of CEO attributes in influencing the early internationalization and degree of internationalization in the context of an emerging economy where studies are limited. 2019, Emerald Publishing Limited. -
Impact of determinants on early internationalization: An exploratory study of Indian engineering SMEs
Purpose: The purpose of this paper is to analyze the influence of determinants on early internationalization in the context of an emerging economy, i.e. India. Design/methodology/approach: The study is based on an ex post facto exploratory research using primary data collected from a sample of 102 exporting small- and medium-sized enterprises (SMEs) in Bangalore. Findings: The overall results reveal that it is the proactive entrepreneurs and their previous experience that determine the early internationalization of SMEs. Further, competitive constraint was a major obstacle to enter the international market at an early age for late internationalized SMEs. Practical implications: The policy initiatives should aim to develop the international orientation of the entrepreneurs in the firm as a precursor for the formulation and subsequent implementation of internationalization strategies. Originality/value: Although studies have been conducted on determinants and early internationalization, these are confined to a few dimensions, and none of the studies have looked into the issues affecting the early internationalization holistically and with respect to SMEs in India. 2019, Emerald Publishing Limited. -
Market Openness and Price Volatility: Evidence from Major Cash Crops of India
JIM Quest: Journal of Management and Technology, Vol-8 (2), pp. 01-10. ISSN-0975-6280