423 20 11858 Dublin Core The Dublin Core metadata element set is common to all Omeka records, including items, files, and collections. For more information see, http://dublincore.org/documents/dces/. Title A name given to the resource Articles Article Faculty Publications -Articles Dublin Core The Dublin Core metadata element set is common to all Omeka records, including items, files, and collections. For more information see, http://dublincore.org/documents/dces/. Title A name given to the resource Digital lending: Is it alternative lending revolution? / Subject The topic of the resource Management-Digital Lending Description An account of the resource International Journal of Scientific & Technology Research, Vol.8, Issue 10, pp.599-601, ISSN No: 2277-8616. Creator An entity primarily responsible for making the resource RaviKumar T., Murugan N. and Suhashini J. Source A related resource from which the described resource is derived <a href="https://www.ijstr.org/final-print/oct2019/Digital-Lending-Is-It-Alternative-Lending-Revolution.pdf" target="_blank" title="Digital lending: Is it alternative lending revolution?" rel="noreferrer noopener">https://www.ijstr.org/final-print/oct2019/Digital-Lending-Is-It-Alternative-Lending-Revolution.pdf</a> Publisher An entity responsible for making the resource available IJSTR Date A point or period of time associated with an event in the lifecycle of the resource 2019-12-30 Language A language of the resource English Type The nature or genre of the resource Journal Article Dublin Core The Dublin Core metadata element set is common to all Omeka records, including items, files, and collections. For more information see, http://dublincore.org/documents/dces/. Title A name given to the resource Book Chapter Book Chapter Faculty Publications- Book Chapter Dublin Core The Dublin Core metadata element set is common to all Omeka records, including items, files, and collections. For more information see, http://dublincore.org/documents/dces/. Title A name given to the resource Smartphone Usage, Social Media Engagement, and Academic Performance: Mediating Effect of Digital Learning Subject The topic of the resource Academic performance; Digital learning; India; Private university; Smartphone; Social media engagement; Students Description An account of the resource Smartphone has penetrated across all regions of India and all sections of the society, especially among the higher education student community. Smartphones with the internet, in turn, provide access to social media platforms. Smartphones and social media (SM) together provide several benefits to the users, and they also cause unwanted repercussions on the users such as adverse mental health, addiction, and laziness. But one of the important gains of smartphone and social media usage (SMU) is digital learning through them. Smartphones and SM are inevitable in the academic process of higher education students. The students use extensively the smartphone and SM for sharing information and content, for having peer discussion, for managing assignments, and for communicating with the instructors. So, this study tries to study the mediating effect of digital learning through smartphones and SM on the educational accomplishment of private university students in Bangalore, India. This study adopted the survey method of research which collected primary data through structured questionnaires from the private university students. The collected data were analyzed using students t test, One-way ANOVA, Chi-Square, and Structural Equation Modeling. The study results found that smartphones and SM affect the academic performance (AP) of the sample students significantly through digital learning. 2022, The Author(s), under exclusive license to Springer Nature Singapore Pte Ltd. Creator An entity primarily responsible for making the resource Ravikumar T.; Anuradha R.; Rajesh R.; Prakash N. Source A related resource from which the described resource is derived Lecture Notes on Data Engineering and Communications Technologies, Vol-116, pp. 351-364. Publisher An entity responsible for making the resource available Springer Science and Business Media Deutschland GmbH Date A point or period of time associated with an event in the lifecycle of the resource 2022-01-01 Identifier An unambiguous reference to the resource within a given context <a href="https://doi.org/10.1007/978-981-16-9605-3_24" target="_blank" rel="noreferrer noopener">https://doi.org/10.1007/978-981-16-9605-3_24</a> <a href="https://www.scopus.com/inward/record.uri?eid=2-s2.0-85127156111&doi=10.1007%2F978-981-16-9605-3_24&partnerID=40&md5=d32b93561f7115f8726070ef2edd596d" target="_blank" rel="noreferrer noopener">https://www.scopus.com/inward/record.uri?eid=2-s2.0-85127156111&doi=10.1007%2f978-981-16-9605-3_24&partnerID=40&md5=d32b93561f7115f8726070ef2edd596d</a> Rights Information about rights held in and over the resource Restricted Access Relation A related resource ISSN: 23674512 Format The file format, physical medium, or dimensions of the resource Online Language A language of the resource English Type The nature or genre of the resource Book chapter Coverage The spatial or temporal topic of the resource, the spatial applicability of the resource, or the jurisdiction under which the resource is relevant Ravikumar T., School of Business and Management, Christ (Deemed to be University), Bangalore, 560029, India; Anuradha R., School of Business and Management, Christ (Deemed to be University), Bangalore, 560029, India; Rajesh R., School of Business and Management, Christ (Deemed to be University), Bangalore, 560029, India; Prakash N., School of Business and Management, Christ (Deemed to be University), Bangalore, 560029, India Dublin Core The Dublin Core metadata element set is common to all Omeka records, including items, files, and collections. For more information see, http://dublincore.org/documents/dces/. Title A name given to the resource Articles Article Faculty Publications -Articles Dublin Core The Dublin Core metadata element set is common to all Omeka records, including items, files, and collections. For more information see, http://dublincore.org/documents/dces/. Title A name given to the resource Psychological Safety and Career Success among Employees of Indian Start-ups: Mediating Role of Passion Subject The topic of the resource Career Success; India; Passion; Psychological Safety; Start-ups Description An account of the resource India is one of the leading countries that have a favorable start-up ecosystem and is home to hundreds of start-ups and unicorns. From fintech and e-commerce to healthcare and agritech, these startups are disrupting traditional industries, leveraging technology to address unique challenges and tap into vast market opportunities. The start-ups' human resources policies are different, and they do not have complex human resources rules and policies to promote new ideas. The start-ups future is unpredictable, and they have a lot of uncertainty. Human assets work in start-ups to get a sense of career success despite the psychological fear about the future as they have a strong passion to succeed. This research seeks to explore the impact of psychological safety on the professional achievement of human resources within Indian startups, with a particular focus on the intermediary role of passion. This study adopts a descriptive approach and utilizes a survey-based research methodology to gather first-hand data from employees working within the realm of Indian startups. The study results convey that psychological safety impacts the overall career success of start-up employees, and it also significantly impacts the objective career success of the employees. Objective career success pertains to tangible accomplishments or results in a person's professional journey, which are usually quantifiable and evident to external observers. Further, it is found that passion mediates psychological safety and objective career success of the start-up employees significantly. 2024, Iquz Galaxy Publisher. All rights reserved. Creator An entity primarily responsible for making the resource Ravikumar T.; Girish S.; Halaswamy D.; Abhinandan N. Source A related resource from which the described resource is derived International Research Journal of Multidisciplinary Scope, Vol-5, No. 2, pp. 484-492. Publisher An entity responsible for making the resource available Iquz Galaxy Publisher Date A point or period of time associated with an event in the lifecycle of the resource 2024-01-01 Identifier An unambiguous reference to the resource within a given context <a href="https://doi.org/10.47857/irjms.2024.v05i02.0546" target="_blank" rel="noreferrer noopener">https://doi.org/10.47857/irjms.2024.v05i02.0546</a> <a href="https://www.scopus.com/inward/record.uri?eid=2-s2.0-85193383065&doi=10.47857%2Firjms.2024.v05i02.0546&partnerID=40&md5=5b237799cad209e8c99ddea61eb41181" target="_blank" rel="noreferrer noopener">https://www.scopus.com/inward/record.uri?eid=2-s2.0-85193383065&doi=10.47857%2firjms.2024.v05i02.0546&partnerID=40&md5=5b237799cad209e8c99ddea61eb41181</a> Rights Information about rights held in and over the resource Restricted Access Relation A related resource ISSN: 2582631X Format The file format, physical medium, or dimensions of the resource Online Language A language of the resource English Type The nature or genre of the resource Article Coverage The spatial or temporal topic of the resource, the spatial applicability of the resource, or the jurisdiction under which the resource is relevant Ravikumar T., School of Business and Management, CHRIST (Deemed University), Bangalore, India; Girish S., School of Commerce, Finance and Accountancy, CHRIST (Deemed University), Bangalore, India; Halaswamy D., School of Business and Management, CHRIST (Deemed University), Bangalore, India; Abhinandan N., Maharani Lakshmi Ammani Womens College, Malleshwaram, Karnataka, India Dublin Core The Dublin Core metadata element set is common to all Omeka records, including items, files, and collections. For more information see, http://dublincore.org/documents/dces/. Title A name given to the resource Articles Article Faculty Publications -Articles Dublin Core The Dublin Core metadata element set is common to all Omeka records, including items, files, and collections. For more information see, http://dublincore.org/documents/dces/. Title A name given to the resource Adoption and Usage of Digital Financial Services in Karnataka, India: Spatial, Gender and Age Disparities Subject The topic of the resource Digital; Disparities; Financial Services; India; Technology Description An account of the resource Financial services are digitized to widen access to finance and ensure transparency in financial transactions using technologies such as "Artificial Intelligence" (AI), "Machine Learning" (ML), "Big Data Analytics" (BDA), and "Blockchain Technology" (BT). Digital Financial Services (DFS) have increasingly been adopted by customers as the DFS are safe and secure, affordable, faster, convenient, and accessed anytime. The government and the RBI have taken many initiatives to promote DFS. Further, Digital Financial Services Providers (DFSP)-FinTech companies and formal financial institutions-come up with innovative DFS to suit the needs of the customers. As a result, DFS adoption and usage have grown multifold. The pandemic indirectly enhanced the adoption and usage of DFS. India has been the number one country in the world in real-time payments with 20.5 billion transactions in the year 2020 and DFS has not penetrated uniformly across gender, ages, and regions. Indian Institute of Finance. Creator An entity primarily responsible for making the resource Ravikumar T.; Girish S.; Lavanya D.; Murugan N. Source A related resource from which the described resource is derived Finance India, Vol-38, No. 1, pp. 239-254. Publisher An entity responsible for making the resource available Indian Institute of Finance Date A point or period of time associated with an event in the lifecycle of the resource 2024-01-01 Identifier An unambiguous reference to the resource within a given context <a href="" target="_blank" rel="noreferrer noopener"></a> <a href="https://www.scopus.com/inward/record.uri?eid=2-s2.0-85193786370&partnerID=40&md5=cb9a9363a413e666b972ef02a8ec7b17" target="_blank" rel="noreferrer noopener">https://www.scopus.com/inward/record.uri?eid=2-s2.0-85193786370&partnerID=40&md5=cb9a9363a413e666b972ef02a8ec7b17</a> Rights Information about rights held in and over the resource Restricted Access Relation A related resource ISSN: 9703772 Format The file format, physical medium, or dimensions of the resource Online Language A language of the resource English Type The nature or genre of the resource Article Coverage The spatial or temporal topic of the resource, the spatial applicability of the resource, or the jurisdiction under which the resource is relevant Ravikumar T., CHRIST (Deemed University), School of Business and Management, Dharmaram College, Post Hosur Road, Karnataka, Bangalore, 560029, India; Girish S., CHRIST (Deemed University), School of Business and Management, Dharmaram College, Post Hosur Road, Karnataka, Bangalore, 560029, India; Lavanya D., PSNA College of Engineering and Technology, Department of Management Studies, Kothandaraman Nagar, Tamil Nadu, Dindigul, 624622, India; Murugan N., PSNA College of Engineering and Technology, Department of Management Studies, Kothandaraman Nagar, Tamil Nadu, Dindigul, 624622, India Dublin Core The Dublin Core metadata element set is common to all Omeka records, including items, files, and collections. For more information see, http://dublincore.org/documents/dces/. Title A name given to the resource Articles Article Faculty Publications -Articles Dublin Core The Dublin Core metadata element set is common to all Omeka records, including items, files, and collections. For more information see, http://dublincore.org/documents/dces/. Title A name given to the resource Mediating Role of Financial Literacy in Relationship between Financial Stress & Financial Resilience among MSME in Bangalore Subject The topic of the resource Entrepreneurs; Financial literacy; Financial resilience; Financial stress; India Description An account of the resource The outbreak of COVID-19 virus brought down the economies of various countries and the livelihoods of the public. World economy witnessed a lower amount of the economic growth. Indian economy also fared poor during the pandemic. The pandemic generated unemployment, job loss, pay cut, and closure of many business organizations in India. Unemployment and low income caused psychological stress and financial stress among the public and among the businessmen especially micro, and small entrepreneurs (MSES). The Indian economy is bouncing back to normalcy. MSES exhibit stronger resilience during the hard time. The study is interested to measure and analyse the determinants that promote financial resilience among the MSES in India. Based on existing literature, financial literacy is chosen to study the nexus between financial stress and financial resilience of the entrepreneurs. 2023, Indian Institute of Finance. All rights reserved. Creator An entity primarily responsible for making the resource Ravikumar T.; Kannan N.; Rajesh R.; Sriram M. Source A related resource from which the described resource is derived Finance India, Vol-37, No. 2, pp. 595-612. Publisher An entity responsible for making the resource available Indian Institute of Finance Date A point or period of time associated with an event in the lifecycle of the resource 2023-01-01 Identifier An unambiguous reference to the resource within a given context <a href="" target="_blank" rel="noreferrer noopener"></a> <a href="https://www.scopus.com/inward/record.uri?eid=2-s2.0-85164519300&partnerID=40&md5=32aae9a13ba610857c29e03b78c31d91" target="_blank" rel="noreferrer noopener">https://www.scopus.com/inward/record.uri?eid=2-s2.0-85164519300&partnerID=40&md5=32aae9a13ba610857c29e03b78c31d91</a> Rights Information about rights held in and over the resource Restricted Access Relation A related resource ISSN: 9703772 Format The file format, physical medium, or dimensions of the resource Online Language A language of the resource English Type The nature or genre of the resource Article Coverage The spatial or temporal topic of the resource, the spatial applicability of the resource, or the jurisdiction under which the resource is relevant Ravikumar T., CHRIST (Deemed Univ.), School of Business and Management, Dharmaran College Post, Hosur Road, Karnataka, Bangalore, 560029, India; Kannan N., Sathyabama Institute of Science and Technology (Deemed Univ.), School of Management Studies, Kamaraj Nagar, Semmanchari, Tamil Nadu, Chennai, 600119, India; Rajesh R., CHRIST (Deemed Univ.), School of Business and Management, Dharmaran College Post, Hosur Road, Karnataka, Bangalore, 560029, India; Sriram M., CHRIST (Deemed Univ.), School of Business and Management, Dharmaran College Post, Hosur Road, Karnataka, Bangalore, 560029, India Dublin Core The Dublin Core metadata element set is common to all Omeka records, including items, files, and collections. For more information see, http://dublincore.org/documents/dces/. Title A name given to the resource Conference Papers Conference Paper Faculty Publications- Conference Papers Dublin Core The Dublin Core metadata element set is common to all Omeka records, including items, files, and collections. For more information see, http://dublincore.org/documents/dces/. Title A name given to the resource Fortitude, and Sense of Coherence in achieving Financial Resilience and Financial Health of Micro and Small Entrepreneurs Description An account of the resource The COVID 19 pandemic has brought economic shock s all over the world. India is not an exception to this. The pandemic has made the lives of poor, and downtrodden people, micro, and small entrepreneurs miserable. Micro and small enterprises struggle to bounce back financially and to achieve financial health. Micro and small entrepreneurs face many problems such as no adequate income and savings, debt repayment, rising costs, lack of funds to run the business, financial and mental stress, uncertain future, and so on. Despite these problems, the micro and small enterprises move on steadily to achieve the goal of financial health. What makes them move on steadily? How do they manage their resources to achieve financial resilience? To seek answers to these questions, this study would like to examine the role of fortitude and sense of coherence in achieving financial resilience and financial health of micro and small entrepreneurs. The Electrochemical Society Creator An entity primarily responsible for making the resource Ravikumar T.; Mathew J.; Aranha R.H. Source A related resource from which the described resource is derived ECS Transactions, Vol-107, No. 1, pp. 405-420. Publisher An entity responsible for making the resource available Institute of Physics Date A point or period of time associated with an event in the lifecycle of the resource 2022-01-01 Identifier An unambiguous reference to the resource within a given context <a href="https://doi.org/10.1149/10701.0405ecst" target="_blank" rel="noreferrer noopener">https://doi.org/10.1149/10701.0405ecst</a> <a href="https://www.scopus.com/inward/record.uri?eid=2-s2.0-85130555342&doi=10.1149%2F10701.0405ecst&partnerID=40&md5=97b8d7d5758a54bf311cc7a625ab0226" target="_blank" rel="noreferrer noopener">https://www.scopus.com/inward/record.uri?eid=2-s2.0-85130555342&doi=10.1149%2f10701.0405ecst&partnerID=40&md5=97b8d7d5758a54bf311cc7a625ab0226</a> Rights Information about rights held in and over the resource Restricted Access Relation A related resource ISSN: 19386737; ISBN: 978-160768539-5 Format The file format, physical medium, or dimensions of the resource Online Language A language of the resource English Type The nature or genre of the resource Conference paper Coverage The spatial or temporal topic of the resource, the spatial applicability of the resource, or the jurisdiction under which the resource is relevant Ravikumar T., School of Business and Management, CHRIST (Deemed University), Karnataka, Bangalore, 560029, India; Mathew J., School of Business and Management, CHRIST (Deemed University), Karnataka, Bangalore, 560029, India; Aranha R.H., School of Business and Management, CHRIST (Deemed University), Karnataka, Bangalore, 560029, India Dublin Core The Dublin Core metadata element set is common to all Omeka records, including items, files, and collections. For more information see, http://dublincore.org/documents/dces/. Title A name given to the resource Articles Article Faculty Publications -Articles Dublin Core The Dublin Core metadata element set is common to all Omeka records, including items, files, and collections. For more information see, http://dublincore.org/documents/dces/. Title A name given to the resource Geographical and Gender Disparities in Financial Inclusion Diffusion in India Subject The topic of the resource Financial inclusion; Gender disparity; Geographical disparity; India; Penetration Description An account of the resource Financial inclusion is providing an opportunity to use essential banking and financial services to the less-privileged people and their businesses in order to accomplish an inclusive society and the inclusive economy. The efforts of policy makers towards achieving financial inclusion in India yielded fruitful results. Numbers of savings accounts, numbers of credit accounts, numbers of deposits, numbers of ATMs, and loan distribution to the micro and small enterprises have significantly improved in recent times. This study intends to provide answer to the question raised by examining the penetration of financial inclusion area wise, region wise and based on gender. This study has employed descriptive research design and has used secondary data for analysis. The study has found that there are geographical and gender disparities in financial inclusion penetration and financial inclusion penetration varies in terms of gender as well in India. Indian Institute of Finance. Creator An entity primarily responsible for making the resource Ravikumar T.; Murugan N.; Suhashini J. Source A related resource from which the described resource is derived Finance India, Vol-35, No. 4, pp. 1453-1477. Publisher An entity responsible for making the resource available Indian Institute of Finance Date A point or period of time associated with an event in the lifecycle of the resource 2021-01-01 Identifier An unambiguous reference to the resource within a given context <a href="" target="_blank" rel="noreferrer noopener"></a> <a href="https://www.scopus.com/inward/record.uri?eid=2-s2.0-85122251913&partnerID=40&md5=00c35e191e0c1975a678b41c8e984a1a" target="_blank" rel="noreferrer noopener">https://www.scopus.com/inward/record.uri?eid=2-s2.0-85122251913&partnerID=40&md5=00c35e191e0c1975a678b41c8e984a1a</a> Rights Information about rights held in and over the resource Restricted Access Relation A related resource ISSN: 9703772 Format The file format, physical medium, or dimensions of the resource Online Language A language of the resource English Type The nature or genre of the resource Article Coverage The spatial or temporal topic of the resource, the spatial applicability of the resource, or the jurisdiction under which the resource is relevant Ravikumar T., CHRIST (Deemed to be University), Hosur Road, Bhavani Nagar, S.G. Palya, Central Campus, Karnataka, Bangalore, 560029, India; Murugan N., PSNA College of Engineering and Technology, Psnacet, Kothandaraman Nagar, Tamil Nadu, Dindigul, 624622, India; Suhashini J., PSNA College of Engineering and Technology, Psnacet, Kothandaraman Nagar, Tamil Nadu, Dindigul, 624622, India Dublin Core The Dublin Core metadata element set is common to all Omeka records, including items, files, and collections. For more information see, http://dublincore.org/documents/dces/. Title A name given to the resource Articles Article Faculty Publications -Articles Dublin Core The Dublin Core metadata element set is common to all Omeka records, including items, files, and collections. For more information see, http://dublincore.org/documents/dces/. Title A name given to the resource Digital lending: Is it alternative lending revolution? Subject The topic of the resource Alternative lending; Digital lending; FinTech; India Description An account of the resource Digital lending is new and emerging area in the field of lending or credit. Lending through digital platform, right from receipt of loan application to disbursement of loans, is known as digital lending. Digital lending gains momentum as a result of employing new technologies, new credit scoring algorithms and inclusive approach. This article focuses on framework, working mechanism and growth of digital lending in India. 2019 IJSTR. Creator An entity primarily responsible for making the resource Ravikumar T.; Murugan N.; Suhashini J. Source A related resource from which the described resource is derived International Journal of Scientific and Technology Research, Vol-8, No. 10, pp. 599-601. Publisher An entity responsible for making the resource available International Journal of Scientific and Technology Research Date A point or period of time associated with an event in the lifecycle of the resource 2019-01-01 Identifier An unambiguous reference to the resource within a given context <a href="" target="_blank" rel="noreferrer noopener"></a> <a href="https://www.scopus.com/inward/record.uri?eid=2-s2.0-85073930567&partnerID=40&md5=744d8fc5daa48c96753b0af901150b59" target="_blank" rel="noreferrer noopener">https://www.scopus.com/inward/record.uri?eid=2-s2.0-85073930567&partnerID=40&md5=744d8fc5daa48c96753b0af901150b59</a> Rights Information about rights held in and over the resource Restricted Access Relation A related resource ISSN: 22778616 Format The file format, physical medium, or dimensions of the resource Online Language A language of the resource English Type The nature or genre of the resource Article Coverage The spatial or temporal topic of the resource, the spatial applicability of the resource, or the jurisdiction under which the resource is relevant Ravikumar T., Dept. of Management Studies, Christ University, Hosur Road, Bengaluru, India; Murugan N., Dept. of Management Studies, PSNA College of Engineering and Technology, Dindigul, Tamil Nadu, India; Suhashini J., Dept. of Management Studies, PSNA College of Engineering and Technology, Dindigul, Tamil Nadu, India Dublin Core The Dublin Core metadata element set is common to all Omeka records, including items, files, and collections. For more information see, http://dublincore.org/documents/dces/. Title A name given to the resource Book Chapter Book Chapter Faculty Publications- Book Chapter Dublin Core The Dublin Core metadata element set is common to all Omeka records, including items, files, and collections. For more information see, http://dublincore.org/documents/dces/. Title A name given to the resource Role of Digital Lending in Serving Financially Excluded Individuals and Small Medium Businesses in India Description An account of the resource Financial inclusion has become a national strategy for the achievement of an inclusive economy and inclusive society in emerging countries. Access and continuous usage of formal financial services by the financially excluded people are known as financial inclusion. Financially excluded people are still there across the globe and in India. In India, although there are many supply-side and demand-side constraints for promoting financial inclusion, the vital constraint of financial inclusion is the inability of formal financial institutions to serve the unbanked and underbanked by adopting disruptive technologies for their business models and by developing and delivering innovative and customised financial products and services. Formal financial institutions embrace technologies such as Artificial Intelligence, Machine Learning, and Big Data Analytics for their operations in a gradual pace when compared to FinTech start-ups. But Digital Lending Start-ups make all the efforts to serve the unbanked and underbanked population through AI-powered alternative scoring methodology and customised digital loans. This article focuses on the process in which Digital Lending Start-ups serve the financially excluded individuals and Small and Medium Businesses in India. Further, this article analyses the growth, acceptance, future potential, and limitations of digital lending in India. 2024 selection and editorial matter, Satyajit Chakrabarti, Saikat Chakrabarti, Amit Kumar Bhandari, Dipak Saha and Rabin Mazumder. Creator An entity primarily responsible for making the resource Ravikumar T.; Murugan N.; Suhashini J. Source A related resource from which the described resource is derived Perspectives in Finance and Digital Transformations in Business, pp. 211-217. Publisher An entity responsible for making the resource available Taylor and Francis Date A point or period of time associated with an event in the lifecycle of the resource 2024-01-01 Identifier An unambiguous reference to the resource within a given context <a href="https://doi.org/10.4324/9781003470229-24" target="_blank" rel="noreferrer noopener">https://doi.org/10.4324/9781003470229-24</a> <a href="https://www.scopus.com/inward/record.uri?eid=2-s2.0-85201592621&doi=10.4324%2F9781003470229-24&partnerID=40&md5=c10dd4fb297f04c732423d6aeead9e22" target="_blank" rel="noreferrer noopener">https://www.scopus.com/inward/record.uri?eid=2-s2.0-85201592621&doi=10.4324%2f9781003470229-24&partnerID=40&md5=c10dd4fb297f04c732423d6aeead9e22</a> Rights Information about rights held in and over the resource Restricted Access Relation A related resource ISBN: 978-104001756-2; 978-103235874-1 Format The file format, physical medium, or dimensions of the resource Online Language A language of the resource English Type The nature or genre of the resource Book chapter Coverage The spatial or temporal topic of the resource, the spatial applicability of the resource, or the jurisdiction under which the resource is relevant Ravikumar T., CHRIST, Deemed University, Bangalore, India; Murugan N., PSNA College of Engineering and Technology, Tamil Nadu, Dindigul, India; Suhashini J., PSNA College of Engineering and Technology, Tamil Nadu, Dindigul, India Dublin Core The Dublin Core metadata element set is common to all Omeka records, including items, files, and collections. For more information see, http://dublincore.org/documents/dces/. Title A name given to the resource Conference Papers Conference Paper Faculty Publications- Conference Papers Dublin Core The Dublin Core metadata element set is common to all Omeka records, including items, files, and collections. For more information see, http://dublincore.org/documents/dces/. Title A name given to the resource Technologies Driving Digital Payments in India: Present and Future Subject The topic of the resource Biometric authentication; Digital payments; India; Soundwave technology; Technology Description An account of the resource The payments market in India has been witnessing a significant transformation in recent years. The Indian payments market has robustly and consistently been moving towards digitization due to enhanced digital infrastructure, favourable government policies, and initiatives, availability of new technologies, disruptive innovations, and changes in the mindset of the customers. India tops in the worlds real-time digital payments with 20.5billion transactions in the year 2020 despite the adverse effect of the COVID-19 pandemic. This article deals with the growth of the Indian digital payments market and the technologies that drive the digital payments space at present and in the future. 2022, The Author(s), under exclusive license to Springer Nature Singapore Pte Ltd. Creator An entity primarily responsible for making the resource Ravikumar T.; Murugan N.; Suhashini J.; Sriram M. Source A related resource from which the described resource is derived Lecture Notes in Networks and Systems, Vol-351, pp. 71-78. Publisher An entity responsible for making the resource available Springer Science and Business Media Deutschland GmbH Date A point or period of time associated with an event in the lifecycle of the resource 2022-01-01 Identifier An unambiguous reference to the resource within a given context <a href="https://doi.org/10.1007/978-981-16-7657-4_7" target="_blank" rel="noreferrer noopener">https://doi.org/10.1007/978-981-16-7657-4_7</a> <a href="https://www.scopus.com/inward/record.uri?eid=2-s2.0-85126221489&doi=10.1007%2F978-981-16-7657-4_7&partnerID=40&md5=d7d2aa8e1e25ba6560ae7e2b039f98ae" target="_blank" rel="noreferrer noopener">https://www.scopus.com/inward/record.uri?eid=2-s2.0-85126221489&doi=10.1007%2f978-981-16-7657-4_7&partnerID=40&md5=d7d2aa8e1e25ba6560ae7e2b039f98ae</a> Rights Information about rights held in and over the resource Restricted Access Relation A related resource ISSN: 23673370; ISBN: 978-981167656-7 Format The file format, physical medium, or dimensions of the resource Online Language A language of the resource English Type The nature or genre of the resource Conference paper Coverage The spatial or temporal topic of the resource, the spatial applicability of the resource, or the jurisdiction under which the resource is relevant Ravikumar T., CHRIST (Deemed to be University), Bangalore, India; Murugan N., PSNA College of Engineering and Technology, Tamil Nadu, Dindigul, India; Suhashini J., PSNA College of Engineering and Technology, Tamil Nadu, Dindigul, India; Sriram M., CHRIST (Deemed to be University), Bangalore, India Dublin Core The Dublin Core metadata element set is common to all Omeka records, including items, files, and collections. For more information see, http://dublincore.org/documents/dces/. Title A name given to the resource Articles Article Faculty Publications -Articles Dublin Core The Dublin Core metadata element set is common to all Omeka records, including items, files, and collections. For more information see, http://dublincore.org/documents/dces/. Title A name given to the resource Determinants of adoption of digital payment services among small fixed retail stores in Bangalore, India Subject The topic of the resource Bangalore; digital payments; fixed retail stores; India; payment technologies Description An account of the resource India is well on its way to becoming a trillion-dollar digital economy and the government is actively working towards it. Digital payment is taking up and gaining momentum in India. Digital payments have penetrated in all parts of life in India. But it is reported that digital payments are less penetrated among small vendors across the country. This study intends to identify and analyse the factors that determine the adoption of digital payment technologies among small fixed retail stores in tier 1 cities such as Bangalore. The study is based on primary data which is collected through well-structured questionnaires from small fixed retail merchants. The collected data are analysed to determine the factors affecting the adoption of digital payment services among small fixed retail merchants using appropriate statistical tools. The study has found that habit, pervasiveness, and operating costs are the factors that significantly affect the adoption of digital payment services among small fixed retail merchants. Copyright 2022 Inderscience Enterprises Ltd. Creator An entity primarily responsible for making the resource Ravikumar T.; Prakash N. Source A related resource from which the described resource is derived International Journal of Business Innovation and Research, Vol-28, No. 3, pp. 319-346. Publisher An entity responsible for making the resource available Inderscience Publishers Date A point or period of time associated with an event in the lifecycle of the resource 2022-01-01 Identifier An unambiguous reference to the resource within a given context <a href="https://doi.org/10.1504/IJBIR.2022.124123" target="_blank" rel="noreferrer noopener">https://doi.org/10.1504/IJBIR.2022.124123</a> <a href="https://www.scopus.com/inward/record.uri?eid=2-s2.0-85134538799&doi=10.1504%2FIJBIR.2022.124123&partnerID=40&md5=691d75ca438e3d27f7a691c9b2f47e39" target="_blank" rel="noreferrer noopener">https://www.scopus.com/inward/record.uri?eid=2-s2.0-85134538799&doi=10.1504%2fIJBIR.2022.124123&partnerID=40&md5=691d75ca438e3d27f7a691c9b2f47e39</a> Rights Information about rights held in and over the resource Restricted Access Relation A related resource ISSN: 17510252 Format The file format, physical medium, or dimensions of the resource Online Language A language of the resource English Type The nature or genre of the resource Article Coverage The spatial or temporal topic of the resource, the spatial applicability of the resource, or the jurisdiction under which the resource is relevant Ravikumar T., School of Business and Management, Christ University, Karnataka, Bangalore, 560029, India; Prakash N., School of Business and Management, Christ University, Karnataka, Bangalore, 560029, India Dublin Core The Dublin Core metadata element set is common to all Omeka records, including items, files, and collections. For more information see, http://dublincore.org/documents/dces/. Title A name given to the resource Articles Article Faculty Publications -Articles Dublin Core The Dublin Core metadata element set is common to all Omeka records, including items, files, and collections. For more information see, http://dublincore.org/documents/dces/. Title A name given to the resource Relationship between Digital Learning, Digital Literacy and Academic Performance of Higher Education Students: Moderated Mediation Role of Critical Thinking Subject The topic of the resource Academic Performance; Critical Thinking; Digital Learning; Digital Literacy Description An account of the resource In today's rapidly evolving educational landscape, digital technologies have become increasingly prevalent, transforming how students access and engage with information. This study explores the relationships among digital learning, digital literacy, and academic performance in higher education, focusing on the moderating and mediating role of critical thinking. The adoption of digital learning platforms, such as online courses and virtual classrooms, has expanded educational access and flexibility. However, concerns regarding their effectiveness persist. Digital literacy, encompassing the ability to navigate digital tools and critically evaluate information, is crucial in this context. This research investigates how students' digital literacy levels influence their academic achievement and examines the mediating role of critical thinking in this relationship. Critical thinking is hypothesized to mediate the effects of digital literacy on academic performance and the impact of digital learning on critical thinking skills. Additionally, the study assesses whether critical thinking moderates the prime relationship between digital learning and academic performance. This descriptive, cross-sectional study employs structured questionnaires to gather primary data from 384 students enrolled in undergraduate, postgraduate, professional, and research programs at private universities in Bangalore, India. The findings indicate that the academic program significantly influences students' perceptions of digital literacy, digital learning, critical thinking, and academic performance, while demographic factors do not. Digital learning alone has a slight negative effect on academic performance, but digital literacy acts as a positive mediator, mitigating this impact. However, critical thinking does not significantly moderate the relationship between digital learning and academic performance. 2024, Iquz Galaxy Publisher. All rights reserved. Creator An entity primarily responsible for making the resource Ravikumar T.; Raghunandan G.; John Benedict D.; Seshadri V.; Abhinandan N. Source A related resource from which the described resource is derived International Research Journal of Multidisciplinary Scope, Vol-5, No. 3, pp. 39-50. Publisher An entity responsible for making the resource available Iquz Galaxy Publisher Date A point or period of time associated with an event in the lifecycle of the resource 2024-01-01 Identifier An unambiguous reference to the resource within a given context <a href="https://doi.org/10.47857/irjms.2024.v05i03.01054" target="_blank" rel="noreferrer noopener">https://doi.org/10.47857/irjms.2024.v05i03.01054</a> <a href="https://www.scopus.com/inward/record.uri?eid=2-s2.0-85201710200&doi=10.47857%2Firjms.2024.v05i03.01054&partnerID=40&md5=71f658e3ffe940247c5f03962e6cc33e" target="_blank" rel="noreferrer noopener">https://www.scopus.com/inward/record.uri?eid=2-s2.0-85201710200&doi=10.47857%2firjms.2024.v05i03.01054&partnerID=40&md5=71f658e3ffe940247c5f03962e6cc33e</a> Rights Information about rights held in and over the resource Restricted Access Relation A related resource ISSN: 2582631X Format The file format, physical medium, or dimensions of the resource Online Language A language of the resource English Type The nature or genre of the resource Article Coverage The spatial or temporal topic of the resource, the spatial applicability of the resource, or the jurisdiction under which the resource is relevant Ravikumar T., School of Business and Management, CHRIST (Deemed University), Karnataka, Bangalore, 560029, India; Raghunandan G., School of Commerce, Finance and Accountancy, CHRIST (Deemed University), CHRIST (Deemed University), Karnataka, Bangalore, 560029, India; John Benedict D., School of Commerce, Finance and Accountancy, CHRIST (Deemed University), CHRIST (Deemed University), Karnataka, Bangalore, 560029, India; Seshadri V., School of Business and Management, CHRIST (Deemed University), Karnataka, Bangalore, 560029, India; Abhinandan N., Maharani Lakshmi Ammani College for Women, Malleshwaram, Karnataka, India Dublin Core The Dublin Core metadata element set is common to all Omeka records, including items, files, and collections. For more information see, http://dublincore.org/documents/dces/. Title A name given to the resource Articles Article Faculty Publications -Articles Dublin Core The Dublin Core metadata element set is common to all Omeka records, including items, files, and collections. For more information see, http://dublincore.org/documents/dces/. Title A name given to the resource Changing customer mindset in adopting digital financial services during the COVID-19 pandemic: Evidence from India Subject The topic of the resource behavioral finance; financial institutions and services; risk management; technological changes Description An account of the resource Digital Financial Services (DFS) have been growing steadily all over the world. The COVID-19 crisis has reinforced the need for DFS. This study aims to examine the growth of DFS in the global and Indian markets and to analyze the factors that change the mindsets and attitudes of adults towards the adoption of DFS during the pandemic. The growth of DFS is analyzed using secondary data. The changing customer mindset is studied and analyzed through primary data collected by a survey approach. The unit of analysis includes adults who use or prefer to use DFS. A total of 384 respondents, determined by Krejcie and Morgan formula, were personally interviewed. 384 is taken as sample size as this sample size avoids type II errors in the data analysis. The collected data were processed in SPSS21 software. The study results found that technological benefits (67.9%) have the most significant positive effect on changing people's mindsets and attitudes towards DFS followed by the pandemic forces (50.7%). Peer influences (33.2%) and perceived trust (38.3%) have also affected the change in mindsets and attitudes of adults regarding DFS. But the change in mindset is significantly and positively influenced by perceived risk (50.1%) rather than affecting negatively. So, the factors are confirmed again. The factors that drive changes in mindsets and attitudes of adults towards the adoption of DFS are Pandemic Forces & Convenience, Perceived Safety and Security, User Benefits and Experiences, Peer Influences, and Perceived Trust during the pandemic. Ravikumar T, Rajesh R, Krishna T A, Haresh R, Arjun B S, 2022. Creator An entity primarily responsible for making the resource Ravikumar T.; Rajesh R.; Krishna T.A.; Haresh R.; Arjun B.S. Source A related resource from which the described resource is derived Banks and Bank Systems, Vol-17, No. 3, pp. 58-71. Publisher An entity responsible for making the resource available LLC CPC Business Perspectives Date A point or period of time associated with an event in the lifecycle of the resource 2022-01-01 Identifier An unambiguous reference to the resource within a given context <a href="https://doi.org/10.21511/bbs.17(3).2022.06" target="_blank" rel="noreferrer noopener">https://doi.org/10.21511/bbs.17(3).2022.06</a> <a href="https://www.scopus.com/inward/record.uri?eid=2-s2.0-85138618094&doi=10.21511%2Fbbs.17%283%29.2022.06&partnerID=40&md5=64520f5e907de1b5983d0db8f1aab6fd" target="_blank" rel="noreferrer noopener">https://www.scopus.com/inward/record.uri?eid=2-s2.0-85138618094&doi=10.21511%2fbbs.17%283%29.2022.06&partnerID=40&md5=64520f5e907de1b5983d0db8f1aab6fd</a> Rights Information about rights held in and over the resource All Open Access; Gold Open Access Relation A related resource ISSN: 18167403 Format The file format, physical medium, or dimensions of the resource Online Language A language of the resource English Type The nature or genre of the resource Article Coverage The spatial or temporal topic of the resource, the spatial applicability of the resource, or the jurisdiction under which the resource is relevant Ravikumar T., School of Business and Management, CHRIST (Deemed to be University), India; Rajesh R., School of Business and Management, CHRIST (Deemed to be University), India; Krishna T.A., School of Commerce, Finance, and Accountancy, CHRIST (Deemed to be University), India; Haresh R., Kumaraguru College of Liberal Arts and Sciences, India; Arjun B.S., School of Business and Management, CHRIST (Deemed to be University), India Dublin Core The Dublin Core metadata element set is common to all Omeka records, including items, files, and collections. For more information see, http://dublincore.org/documents/dces/. Title A name given to the resource Conference Papers Conference Paper Faculty Publications- Conference Papers Dublin Core The Dublin Core metadata element set is common to all Omeka records, including items, files, and collections. For more information see, http://dublincore.org/documents/dces/. Title A name given to the resource Differences in perceptions of employees towards knowledge management strategies in selected information technology companies in Bangalore Description An account of the resource In older days, knowledge was passed verbally from one person to another. The industrial revolution changed the scenario and the emergence of factories and industries paved the need for systematic knowledge and it became more and more specialized as time passed. Since then, there has been an exponential growth in scientific and practical knowledge. In the twenty-first century, this process has taken rapid speed due to the improvements in information and communication technologies. Employees of the organizations have a varied opinion towards practicing knowledge management strategies in an organization. Some employees consider knowledge management as an opportunity and a few others like a burden. This article focuses on identifying and analyzing the differences in perceptions of employees towards knowledge management strategies in selected Information Technology companies in Bangalore. 2020 American Institute of Physics Inc.. All rights reserved. Creator An entity primarily responsible for making the resource Ravikumar T.; Sriram M. Source A related resource from which the described resource is derived AIP Conference Proceedings, Vol-2207 Publisher An entity responsible for making the resource available American Institute of Physics Inc. Date A point or period of time associated with an event in the lifecycle of the resource 2020-01-01 Identifier An unambiguous reference to the resource within a given context <a href="https://doi.org/10.1063/5.0000057" target="_blank" rel="noreferrer noopener">https://doi.org/10.1063/5.0000057</a> <a href="https://www.scopus.com/inward/record.uri?eid=2-s2.0-85081602615&doi=10.1063%2F5.0000057&partnerID=40&md5=5797caed82d8625c35ff80f9974746a0" target="_blank" rel="noreferrer noopener">https://www.scopus.com/inward/record.uri?eid=2-s2.0-85081602615&doi=10.1063%2f5.0000057&partnerID=40&md5=5797caed82d8625c35ff80f9974746a0</a> Rights Information about rights held in and over the resource Restricted Access Relation A related resource ISSN: 0094243X; ISBN: 978-073541958-2 Format The file format, physical medium, or dimensions of the resource Online Language A language of the resource English Type The nature or genre of the resource Conference paper Coverage The spatial or temporal topic of the resource, the spatial applicability of the resource, or the jurisdiction under which the resource is relevant Ravikumar T., Deprtment of Management Studies, Christ University, Hosur Road, Bangalore, India; Sriram M., Deprtment of Management Studies, Christ University, Hosur Road, Bangalore, India Dublin Core The Dublin Core metadata element set is common to all Omeka records, including items, files, and collections. For more information see, http://dublincore.org/documents/dces/. Title A name given to the resource Articles Article Faculty Publications -Articles Dublin Core The Dublin Core metadata element set is common to all Omeka records, including items, files, and collections. For more information see, http://dublincore.org/documents/dces/. Title A name given to the resource Financial stress, financial literacy, and financial insecurity in India's informal sector during COVID-19 Subject The topic of the resource behavioral finance; financial hardships; pandemic; personal financial management; street vendors Description An account of the resource The lockdowns and restrictions imposed to control COVID-19 have made life miserable for people, especially those involved in informal economic activities. The pandemic induced financial hardships, caused financial anxiety and financial stress among informal sector participants. This study aimed to measure and analyze the financial stress and financial insecurity of one of the important informal sector elements (street vendors) in India. Street vendors in Bangalore were interviewed in this descriptive research through personal interaction and telephonic interviews. The collected primary data were processed using SPSS statistical package. The results have indicated that the pandemic inflicted financial stress on street vendors irrespective of their gender, marital status, age, education, monthly income, and type of product dealt. Financial stress levels varied depending on the number of dependents of street vendors and their business nature. Financial literacy differed according to street vendors' marital status. A person becomes extremely sensitive and cautious in personal finance matters on getting married. Financial stress and financial literacy correlated negatively. 89.5% of street vendors perceived that they had financial insecurity in the future due to this pandemic. The results indicated that financial stress and financial literacy did not affect financial insecurity perceptions of street vendors. The predictors of financial insecurity have been marital status and the number of dependents of the street vendors (r2: 16.6%). However, marital status alone impacted the 6% variance in financial insecurity. This study concluded that the pandemic caused financial stress and financial insecurity among street vendors, but not financial stress and financial literacy. Thangaraj Ravikumar, Mali Sriram, S Girish, R Anuradha, M Gnanendra, 2022. Creator An entity primarily responsible for making the resource Ravikumar T.; Sriram M.; Girish S.; Anuradha R.; Gnanendra M. Source A related resource from which the described resource is derived Investment Management and Financial Innovations, Vol-19, No. 2, pp. 285-294. Publisher An entity responsible for making the resource available LLC CPC Business Perspectives Date A point or period of time associated with an event in the lifecycle of the resource 2022-01-01 Identifier An unambiguous reference to the resource within a given context <a href="https://doi.org/10.21511/imfi.19(2).2022.25" target="_blank" rel="noreferrer noopener">https://doi.org/10.21511/imfi.19(2).2022.25</a> <a href="https://www.scopus.com/inward/record.uri?eid=2-s2.0-85135114196&doi=10.21511%2Fimfi.19%282%29.2022.25&partnerID=40&md5=8fedf6c89e6b2d96c3b7bc8be10aec80" target="_blank" rel="noreferrer noopener">https://www.scopus.com/inward/record.uri?eid=2-s2.0-85135114196&doi=10.21511%2fimfi.19%282%29.2022.25&partnerID=40&md5=8fedf6c89e6b2d96c3b7bc8be10aec80</a> Rights Information about rights held in and over the resource All Open Access; Gold Open Access Relation A related resource ISSN: 18104967 Format The file format, physical medium, or dimensions of the resource Online Language A language of the resource English Type The nature or genre of the resource Article Coverage The spatial or temporal topic of the resource, the spatial applicability of the resource, or the jurisdiction under which the resource is relevant Ravikumar T., School of Business and Management, Christ University, India; Sriram M., School of Business and Management, Christ University, India; Girish S., School of Commerce Finance and Accountancy, Christ University, India; Anuradha R., School of Business and Management, Christ University, India; Gnanendra M., School of Business and Management, Christ University, India Dublin Core The Dublin Core metadata element set is common to all Omeka records, including items, files, and collections. For more information see, http://dublincore.org/documents/dces/. Title A name given to the resource Articles Article Faculty Publications -Articles Dublin Core The Dublin Core metadata element set is common to all Omeka records, including items, files, and collections. For more information see, http://dublincore.org/documents/dces/. Title A name given to the resource Relationship between financial stress and financial well-being of micro and small business owners: Evidence from India Subject The topic of the resource behavioral finance; financial welfare; personal finance; personal well-being; psychological factors Description An account of the resource Micro and small businesses financially suffered due to COVID-19 in India. This financial suffering created financial stress among them and deteriorated their financial well-being. However, micro and small business owners exhibit financial resilience by bouncing back to regular business activities through their hope, optimism, and selfefficacy, which are the components of positive psychological capital. This study analyzes the relationship between financial stress and financial well-being of micro and small firm owners keeping financial resilience as a mediator and positive psychological capital as a moderator in the mediation. This descriptive analysis employed a survey method to collect primary data using the interview method. The interview method was used as most micro and small business owners are comfortable with interaction rather than filling out the questionnaires due to the language barrier. The sample size is 384 respondents, as per Krejcie and Morgan's formula. The mean scores indicate a moderate degree of financial stress (2.354), financial resilience (2.623), and financial well-being (2.637). The level of financial stress differs based on the respondents' gender. Financial stress is more among female business owners (2.504) than their male counterparts (2.265). Further, business owners who earn more have a higher level of financial resilience (2.985), psychological capital (2.951), and financial well-being (2.711). Financial stress significantly impacts financial well-being (28.4%). Financial resilience has a partial mediation effect (65%) on financial stress and financial well-being. Finally, psychological capital moderates indirect relationships among financial stress, financial resilience, and financial well-being. Thangaraj Ravikumar, Mali Sriram, Nagalingam Kannan, Issac Elias, Vinita Seshadri, 2022. Creator An entity primarily responsible for making the resource Ravikumar T.; Sriram M.; Kannan N.; Elias I.; Seshadri V. Source A related resource from which the described resource is derived Problems and Perspectives in Management, Vol-20, No. 4, pp. 306-319. Publisher An entity responsible for making the resource available LLC CPC Business Perspectives Date A point or period of time associated with an event in the lifecycle of the resource 2022-01-01 Identifier An unambiguous reference to the resource within a given context <a href="https://doi.org/10.21511/ppm.20(4).2022.23" target="_blank" rel="noreferrer noopener">https://doi.org/10.21511/ppm.20(4).2022.23</a> <a href="https://www.scopus.com/inward/record.uri?eid=2-s2.0-85147208760&doi=10.21511%2Fppm.20%284%29.2022.23&partnerID=40&md5=482048fba7aebe4fc5bc117254451117" target="_blank" rel="noreferrer noopener">https://www.scopus.com/inward/record.uri?eid=2-s2.0-85147208760&doi=10.21511%2fppm.20%284%29.2022.23&partnerID=40&md5=482048fba7aebe4fc5bc117254451117</a> Rights Information about rights held in and over the resource All Open Access; Gold Open Access Relation A related resource ISSN: 17277051 Format The file format, physical medium, or dimensions of the resource Online Language A language of the resource English Type The nature or genre of the resource Article Coverage The spatial or temporal topic of the resource, the spatial applicability of the resource, or the jurisdiction under which the resource is relevant Ravikumar T., School of Business and Management, CHRIST (Deemed University), India; Sriram M., School of Business and Management, CHRIST (Deemed University), India; Kannan N., School of Management Studies, Sathyabama Institute of Science and Technology, Deemed University, India; Elias I., School of Business and Management, CHRIST (Deemed University), India; Seshadri V., School of Business and Management, CHRIST (Deemed University), India Dublin Core The Dublin Core metadata element set is common to all Omeka records, including items, files, and collections. For more information see, http://dublincore.org/documents/dces/. Title A name given to the resource Articles Article Faculty Publications -Articles Dublin Core The Dublin Core metadata element set is common to all Omeka records, including items, files, and collections. For more information see, http://dublincore.org/documents/dces/. Title A name given to the resource Behavioural drivers of access-based consumption among millennial and generation Z in India Subject The topic of the resource ABC; Access-based consumption; Bangalore; Behavioural drivers; Collaborative consumption; Generation Z; India; Millennial; Sharing economy Description An account of the resource The world of consumerism is very dynamic, and technology driven changes in the field of consumerism are unavoidable especially among new generation customers millennial and generation Z. The customers, especially in urban areas, gradually move from ownership-based consumption to access-based consumption. The purpose of this study is to explore the behavioural drivers of new generation customers towards access-based consumption. The study is descriptive in nature and employed a survey method for data collection. The drivers identified are tested through a quantitative study and the primary data are collected using online questionnaires. The study has also analysed the impact of behavioural drivers on current usage of access-based consumption as well as on willingness to use access-based consumption in the future. The study has found that sustainability is the only driver that significantly motivates access-based consumption in Indian urban areas. Copyright 2022 Inderscience Enterprises Ltd. Creator An entity primarily responsible for making the resource Ravikumar T.; Sriram M.; Prakash N.; Divakar G.M.; Halaswamy D. Source A related resource from which the described resource is derived International Journal of Business Excellence, Vol-27, No. 2, pp. 261-276. Publisher An entity responsible for making the resource available Inderscience Publishers Date A point or period of time associated with an event in the lifecycle of the resource 2022-01-01 Identifier An unambiguous reference to the resource within a given context <a href="https://doi.org/10.1504/IJBEX.2022.123570" target="_blank" rel="noreferrer noopener">https://doi.org/10.1504/IJBEX.2022.123570</a> <a href="https://www.scopus.com/inward/record.uri?eid=2-s2.0-85133419386&doi=10.1504%2FIJBEX.2022.123570&partnerID=40&md5=402f09deec7b3027fcb0856ef7bed252" target="_blank" rel="noreferrer noopener">https://www.scopus.com/inward/record.uri?eid=2-s2.0-85133419386&doi=10.1504%2fIJBEX.2022.123570&partnerID=40&md5=402f09deec7b3027fcb0856ef7bed252</a> Rights Information about rights held in and over the resource Restricted Access Relation A related resource ISSN: 17560047 Format The file format, physical medium, or dimensions of the resource Online Language A language of the resource English Type The nature or genre of the resource Article Coverage The spatial or temporal topic of the resource, the spatial applicability of the resource, or the jurisdiction under which the resource is relevant Ravikumar T., School of Business and Management, CHRIST (Deemed to be University), Karnataka, Bangalore, 560029, India; Sriram M., School of Business and Management, CHRIST (Deemed to be University), Karnataka, Bangalore, 560029, India; Prakash N., School of Business and Management, CHRIST (Deemed to be University), Karnataka, Bangalore, 560029, India; Divakar G.M., School of Business and Management, CHRIST (Deemed to be University), Karnataka, Bangalore, 560029, India; Halaswamy D., School of Business and Management, CHRIST (Deemed to be University), Karnataka, Bangalore, 560029, India Dublin Core The Dublin Core metadata element set is common to all Omeka records, including items, files, and collections. For more information see, http://dublincore.org/documents/dces/. Title A name given to the resource Articles Article Faculty Publications -Articles Dublin Core The Dublin Core metadata element set is common to all Omeka records, including items, files, and collections. For more information see, http://dublincore.org/documents/dces/. Title A name given to the resource Digital financial literacy among adults in India: measurement and validation Subject The topic of the resource digitization; educational finance; financial innovation and inventions and financial technology; Financial services Description An account of the resource The ongoing COVID-19 pandemic has considerably promoted the usage of Digital Financial Services (DFS) in India. Therefore, exploring the various determinants influencing the DFS users is crucial for the DFS providers to understand their customers better. This study aims to identify, measure, and validate the determinants of Digital Financial Literacy (DFL) from the Indian adults who use Digital Financial Services. A sample of 384 adult DFS users from India was surveyed using a self-administered questionnaire in 2021. A multidimensional scale was developed to measure the Digital Financial Literacy in this study. The results exhibit that Digital Knowledge, Financial Knowledge, Knowledge of DFS, Awareness of Digital Finance Risk, Digital Finance Risk Control, Knowledge of Customer Right, Product Suitability, Product Quality, Gendered Social Norm, Practical Application of Knowledge and Skill, Self-determination to use the Knowledge and Skill and Decision Making are the determinants of DFL among the adults in India. Further, the users of DFS without DFL will face numerous challenges such as inability to com-plete the transaction, financial loss and privacy breach, etc. Hence, the study concludes that DFL is prerequisite to use DFS effectively. 2022 The Author(s). This open access article is distributed under a Creative. Creator An entity primarily responsible for making the resource Ravikumar T.; Suresha B.; Prakash N.; Vazirani K.; Krishna T.A. Source A related resource from which the described resource is derived Cogent Economics and Finance, Vol-10, No. 1 Publisher An entity responsible for making the resource available Cogent OA Date A point or period of time associated with an event in the lifecycle of the resource 2022-01-01 Identifier An unambiguous reference to the resource within a given context <a href="https://doi.org/10.1080/23322039.2022.2132631" target="_blank" rel="noreferrer noopener">https://doi.org/10.1080/23322039.2022.2132631</a> <a href="https://www.scopus.com/inward/record.uri?eid=2-s2.0-85145313594&doi=10.1080%2F23322039.2022.2132631&partnerID=40&md5=0e6bdf16d39ef1e13a6dbd8214d3289c" target="_blank" rel="noreferrer noopener">https://www.scopus.com/inward/record.uri?eid=2-s2.0-85145313594&doi=10.1080%2f23322039.2022.2132631&partnerID=40&md5=0e6bdf16d39ef1e13a6dbd8214d3289c</a> Rights Information about rights held in and over the resource All Open Access; Gold Open Access Relation A related resource ISSN: 23322039 Format The file format, physical medium, or dimensions of the resource Online Language A language of the resource English Type The nature or genre of the resource Article Coverage The spatial or temporal topic of the resource, the spatial applicability of the resource, or the jurisdiction under which the resource is relevant Ravikumar T., School of Business and Management, CHRIST (Deemed University), Bangalore, India; Suresha B., School of Business and Management, CHRIST (Deemed University), Bangalore, India; Prakash N., School of Business and Management, CHRIST (Deemed University), Bangalore, India; Vazirani K., School of Business and Management, CHRIST (Deemed University), Bangalore, India; Krishna T.A., School of Commerce, Finance, and Accountancy, CHRIST (Deemed to University), Bangalore, India Dublin Core The Dublin Core metadata element set is common to all Omeka records, including items, files, and collections. For more information see, http://dublincore.org/documents/dces/. Title A name given to the resource Articles Article Faculty Publications -Articles Dublin Core The Dublin Core metadata element set is common to all Omeka records, including items, files, and collections. For more information see, http://dublincore.org/documents/dces/. Title A name given to the resource Impact of digital payments on economic growth: Evidence from India Subject The topic of the resource Card payments; CCIL operating system; Digital payments; Economic growth; Paper clearing; Real GDP; Retail electronic payments; RTGS Description An account of the resource In recent years, economic transactions are carried out through electronic or online or cashless means all over the world especially in developed countries and developing countries like India. As a result of increased digital means of payment has brought down usage of cash transactions in the economy. Digital transactions have the features of speed, less cost, and comfort. A well functioning digital payment system has much relevance on overall economic activity, monetary policy, and financial stability of a country. This study tries to verify the impact of digital payments on the economic growth of India. The economic growth is measured through a proxy real Gross Domestic Product. Digital payments are measured using Real Time Gross Settlement (RTGS), Clearing Corporation of India Ltd (CCIL) operated systems, paper clearing, retail electronic clearing, Card payments, and Prepaid Payment Instruments (PPIs). Data for digital payments and real GDP are collected from the year 2011 to 2019. Ordinary Least Square Regression, Auto-Regressive Distributed Lag (ADRL) co-integration approach and ARDL Bounds test are employed for the analysis. The study results reveal that digital payments impact economic growth significantly in the short run. But, digital payments dont impact economic growth in the long-run. BEIESP. Creator An entity primarily responsible for making the resource Ravikumar T.; Suresha B.; Sriram M.; Rajesh R. Source A related resource from which the described resource is derived International Journal of Innovative Technology and Exploring Engineering, Vol-8, No. 12, pp. 553-557. Publisher An entity responsible for making the resource available Blue Eyes Intelligence Engineering and Sciences Publication Date A point or period of time associated with an event in the lifecycle of the resource 2019-01-01 Identifier An unambiguous reference to the resource within a given context <a href="https://doi.org/10.35940/ijitee.L3432.1081219" target="_blank" rel="noreferrer noopener">https://doi.org/10.35940/ijitee.L3432.1081219</a> <a href="https://www.scopus.com/inward/record.uri?eid=2-s2.0-85073788330&doi=10.35940%2Fijitee.L3432.1081219&partnerID=40&md5=0d369d87d24af3e517b9af0f330116e2" target="_blank" rel="noreferrer noopener">https://www.scopus.com/inward/record.uri?eid=2-s2.0-85073788330&doi=10.35940%2fijitee.L3432.1081219&partnerID=40&md5=0d369d87d24af3e517b9af0f330116e2</a> Rights Information about rights held in and over the resource All Open Access; Gold Open Access Relation A related resource ISSN: 22783075 Format The file format, physical medium, or dimensions of the resource Online Language A language of the resource English Type The nature or genre of the resource Article Coverage The spatial or temporal topic of the resource, the spatial applicability of the resource, or the jurisdiction under which the resource is relevant Ravikumar T., CHRIST (Deemed to be University), Bangalore, India; Suresha B., CHRIST (Deemed to be University), Bangalore, India; Sriram M., CHRIST (Deemed to be University), Bangalore, India; Rajesh R., CHRIST (Deemed to be University), Bangalore, India https://archives.christuniversity.in/files/original/fb31ebde1163d8b6165c7d6a4ea48694.jpg be974c084b63a5fa82de531fc521e0e7 Dublin Core The Dublin Core metadata element set is common to all Omeka records, including items, files, and collections. For more information see, http://dublincore.org/documents/dces/. Title A name given to the resource Articles Article Faculty Publications -Articles Dublin Core The Dublin Core metadata element set is common to all Omeka records, including items, files, and collections. For more information see, http://dublincore.org/documents/dces/. Title A name given to the resource A comprehensive literature review on financial inclusion / Subject The topic of the resource Management Description An account of the resource Asian Journal Of Research In Banking And Financial, Vol.7, Issue 8, pp.119-133, ISSN: 2249-7323. Creator An entity primarily responsible for making the resource Ravikumar, T. Source A related resource from which the described resource is derived <a href="https://www.indianjournals.com/ijor.aspx?target=ijor:ajrbf&volume=7&issue=8&article=010" target="_blank" title="A comprehensive literature review on financial inclusion" rel="noreferrer noopener">https://www.indianjournals.com/ijor.aspx?target=ijor:ajrbf&volume=7&issue=8&article=010</a> Publisher An entity responsible for making the resource available Asian Research Consortium Date A point or period of time associated with an event in the lifecycle of the resource 2017-02-22 Language A language of the resource English Type The nature or genre of the resource Journal Article