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Digital filter architectures for multi-standard wireless transceivers
This paper addresses on two different architectures of digital decimation filter design of a multi-standard RF transceivers. Instead of using single stage decimation filter network, the filters are implemented in multiple stages using FPGA to optimize the area and power. The proposed decimation filter architectures reflect the considerable reduction in area & power consumption without degradation of performance. The filter coefficients are derived from MATLAB , the filter architectures are implemented and tested using Xilinx SPARTAN FPGA . The Xilinx ISE 9.2i tool is used for logic synthesis and the Xpower analysis tool is used for estimating the power consumption. First, the types of decimation filter architectures are tested and implemented using conventional binary number system. Then the different encoding scheme i.e. Canonic Signed Digit (CSD) representation is used for filter coefficients and then the architecture performance is tested .The results of CSD based architecture shows a considerable reduction in the area & power against the conventional number system based filter design implementation. -
Digital financial inclusion: A payoff of financial technology and digital finance uprising in India
Technological inventions and innovations paved a way for upheaval in the financial market. New technologies such as the internet, artificial intelligence, machine learning, big data, biometric identification, and blockchain technology brought new financial technologies (Fintechs) namely Unified Payment Interface, Immediate Payment System, and Mobile Money into existence. As a result of the development of Fintechs, digital finance companies and digital financial services and products emerged and got well-liked among the people because of their convenient, speedy, simple, and user-friendly functions. In fact, digital finance companies work a mile further, in the name of digital financial inclusion, by serving excluded, marginalized, neglected individuals and Small and Medium Enterprises through their innovative, affordable, quality, and speedy digital financial services and products. This article focuses on Fintechs, digital finance, and their role in digital financial inclusion in India using the existing sources of the World Bank, Reserve Bank of India, National Payment Corporation of India, and United Nations Organizations. IJSTR 2019. -
Digital Financial Inclusion: Strategic Issues and Imperatives
The present paper provides insights on digital financial inclusion. Digital financial inclusion means making financial services accessible through technology intervention, i.e. via internet, mobile network, cards, digital wallets, etc. The objective of digital financial inclusion is to bring underserved and financially excluded population under the formal banking network. As per Global Findex, Financial Inclusion (adults holding bank accounts) in India has increased from 35% in 2011 to 80% in 2017. Indeed, there has been a speedy improvement in the financial inclusion index, wherein the role of Pradhan Mantri Jan Dhan Yojana (PJDY) launched by the Government of India in 2014 has been phenomenal. Later, in the year 2016 demonetization further accelerated the process. Despite, all these concentrated efforts and policies a large section of the population still remains unbanked. With the rise in internet and smartphone users, there will be a significant increase in digital transactions in the coming years. To achieve full financial inclusion and to make the desired benefits reach unserved population there is a need to increase financial and digital literacy among masses. The paper starts with a discussion on Evolution of Digital Financial Inclusion (DFI) in India, followed by the benefits of DFI and challenges specific to India. It ends with some suggestions which can increase the pace of DFI in the country. The Editor(s) (if applicable) and The Author(s), under exclusive license to Springer Nature Singapore Pte Ltd. 2021. -
Digital financial literacy among adults in India: measurement and validation
The ongoing COVID-19 pandemic has considerably promoted the usage of Digital Financial Services (DFS) in India. Therefore, exploring the various determinants influencing the DFS users is crucial for the DFS providers to understand their customers better. This study aims to identify, measure, and validate the determinants of Digital Financial Literacy (DFL) from the Indian adults who use Digital Financial Services. A sample of 384 adult DFS users from India was surveyed using a self-administered questionnaire in 2021. A multidimensional scale was developed to measure the Digital Financial Literacy in this study. The results exhibit that Digital Knowledge, Financial Knowledge, Knowledge of DFS, Awareness of Digital Finance Risk, Digital Finance Risk Control, Knowledge of Customer Right, Product Suitability, Product Quality, Gendered Social Norm, Practical Application of Knowledge and Skill, Self-determination to use the Knowledge and Skill and Decision Making are the determinants of DFL among the adults in India. Further, the users of DFS without DFL will face numerous challenges such as inability to com-plete the transaction, financial loss and privacy breach, etc. Hence, the study concludes that DFL is prerequisite to use DFS effectively. 2022 The Author(s). This open access article is distributed under a Creative. -
Digital financial literacy and its impact on financial behaviors: A systematic review
The dependence on digital financial technologies influences financial behaviors among people. This systematic review aims to identify and understand the variables interplay between digital financial literacy and financial behavior. The systematic literature review uses the PRISMA systematic review guidelines to identify and screen the literature. The results show there is a positive significant relation between digital financial literacy and financial behaviors. It was found that there are minimal studies on the variables interplaying between digital financial literacy and financial behavior. The interplaying variables identified are financial self-efficacy, financial confidence, self-control, financial autonomy, financial capability, psychological biases and digital, financial socialization, and socio-economic and demographic factors. This review develops a framework for future exploration explaining the relationship between digital financial literacy and financial behavior identifying financial wellbeing as the outcome. 2024 by IGI Global. All rights reserved. -
Digital Forensics Chain of Custody Using Blockchain
In todays world, Digital Forensics is a crucial subject with much scope as data storage becomes more decentralised. The collection and preservation of digital media is a topic of concern across the Cyber Security and Digital Forensics field. With Cloud Infrastructure and other technologies, data is not permanently stored in one place and gathering and analysing it can become a headache for Forensic Investigators. Blockchain, however, works as a decentralised, distributed peer-to-peer network and thus can be considered a suitable solution for the mentioned problems. With the help of a blockchain network and Smart Contracts, Digital Forensics can be significantly improved to adapt to modern digital architecture. The Author(s), under exclusive license to Springer Nature Switzerland AG 2024. -
Digital Forensics Investigation for Attacks on Artificial Intelligence
The new research approaches are needed to be adopted to deal with security threats in AI based systems. This research is aimed at investigating the Artificial Intelligence (AI) attacks that are malicious by design. It also deals with conceptualization of the problem and strategies for attacks on Artificial Intelligence (AI) using Digital Forensic tools. A specific class of problems in Adversarial attacks are tampering of Images for computational processing in applications of Digital Photography, Computer Vision, Pattern Recognition (Facial Mapping algorithms). State-of-the-art developments in forensics such as 1. Application of end-to-end Neural Network Training pipeline for image rendering and provenance analysis, 2. Deep-fake image analysis using frequency methods, wavelet analysis & tools like - Amped Authenticate, 3. Capsule networks for detecting forged images 4. Information transformation for Feature extraction via Image Forensic tools such as EXIF-SC, Splice Radar, Noiseprint 5. Application of generative adversarial Networks (GAN) based models as anti-Image Forensics [8], will be studied in great detail and a new research approach will be designed incorporating these advancements for utility of Digital Forensics. The Electrochemical Society -
Digital Game Addiction and Children
Nowadays the usage of digital games has increased a lot. Console games, PC games, and online games are all examples of digital games. Aside from these, it has been observed that digital games are also played with portable technologies such as mobile phones and tablets. Childrens play equipment, play habits, and play perceptions have all changed as a result of these changes. As a result, digital games have a significant influence on children. This chapter focuses on the effects of digital games on children and how children became addicted to digital games. It also discusses how to avoid overusing digital games. It also explains the meaning of digital games and discusses their history and future. 2023, IGI Global. -
Digital Gender Gap, Gender Equality and National Institutional Freedom: A Dynamic Panel Analysis
While digital gender gap is a growing field of research in Information Systems (IS), there remains a dearth of research focusing on it. The objective of this study is to investigate the relationship between the digital gender gap in mobile and internet usage and gender equality. Additionally, this study also examines the impact of national institutional freedoms on the aforementioned relationship. Utilizing the theoretical framework of intersecting inequalities and building upon existing literature on the gender digital divide, this study aims to explore the associations between disparities in mobile and internet usage, gender equality, and the extent of national institutional freedoms encompassing economic, political, and media domains. In pursuit of this objective, we undertake a dynamic panel data analysis using publicly accessible archival data at the country level. The results indicate that national institutions have a significant impact on the relationship between the digital gender gap in internet and mobile phone usage and gender equality. The discussion encompasses the significance of our findings for both study and practice. 2023, The Author(s), under exclusive licence to Springer Science+Business Media, LLC, part of Springer Nature. -
Digital image correlation (DIC) for measuring strain in brick masonry specimen using Ncorr open source 2D MATLAB program
This micro-article is focused on the application of DIC in measuring strain for a 2D structural element like brick masonry specimen. Conventional techniques of strain measurements involve devices like strain gauges, LVDTs, dial gauges and extensometers. Even though Commercial DIC packages are available and have been widely used to perform DIC, these setups are quite expensive. In this study a simple DSLR camera along with Ncorr, an open source 2D MATLAB program is used to perform the DIC. Results have also been obtained experimentally by using conventional measuring devices and compared with that of DIC. The results obtained through DIC is well in agreement with that of experiments, and the difference in strain at failure was observed to be 4.7%. Furthermore, the results of this study should encourage researchers to adopt this technique in studies of behaviour and structural health monitoring of brick masonry specimens. 2019 The Authors -
Digital lending: Is it alternative lending revolution?
Digital lending is new and emerging area in the field of lending or credit. Lending through digital platform, right from receipt of loan application to disbursement of loans, is known as digital lending. Digital lending gains momentum as a result of employing new technologies, new credit scoring algorithms and inclusive approach. This article focuses on framework, working mechanism and growth of digital lending in India. 2019 IJSTR. -
Digital lending: Is it alternative lending revolution? /
International Journal of Scientific & Technology Research, Vol.8, Issue 10, pp.599-601, ISSN No: 2277-8616. -
Digital loneliness: A hidden epidemic in the digital health landscape
In an era of accelerated digital transformation in healthcare, this chapter examines the overlooked but crucial issue of digital isolation. Even though the digital age has brought us closer together than ever before, a paradoxical sense of isolation and emotional distance has emerged. This chapter examines digital loneliness's concept, causes, and effects, highlighting its profound impact on mental health and well-being. It extends its focus to vulnerable populations, such as older adults, infants, and people with disabilities, and addresses their unique challenges. Through user-centered design, bridging the digital divide, and personalization, this chapter promotes inclusiveness and accessibility in digital health. It also suggests adopting emerging technologies responsibly and integrating mental health support. The chapter concludes by emphasizing the significance of empathy and inclusivity in realizing the full potential of digital health for all. 2024, IGI Global. All rights reserved. -
Digital Marketing Strategies: Effectiveness on Generation Z
The paper examines the constructs of digital marketing strategies on two aspects. Exploring the numerous digital marketing strategies related to Generation Z through a comprehensive desk review and archival research and confirming the explored factors to create a valid and measurable instrument.It is important to quantify and develop a scale to measure the effectiveness of digital marketing strategies on Generation Z. The first section of the study is exploratory factor analysis (EFA), establishing the effectiveness of digital marketing strategies on Generation Z. The second section deals with Confirmatory Factor Analysis (CFA), confirming the factors coined through exploratory factor analysis. The dimensions identified in the research can help marketers create exclusive digital marketing strategies to target Generation Z. 2020 SCMS Group of Educational Institutions. All rights reserved. -
Digital mental health interventions in India: Addressing challenges and expanding access
[No abstract available] -
Digital nomads: redefining tourism success or complicating destination challenges
The COVID-19 pandemic hastened the distant work revolution and gave rise to a distinct consumer group called digital nomads. Digital nomads, which include independent contractors, self-employed people, and people who have escaped the confines of the office, have the ability to work from home while travelling both domestically and abroad. However, there are worries that the rise of the digital nomad could worsen already problematic travel issues like overtourism. The purpose of this study is to conceptually analyse the effects of digital nomads on tourist locations by reviewing existing literature and recent reports. Understanding the effects of digital nomadism is essential in a world where popular places battle overtourism. With its main arguments nestled within the critical literature review, the study can be categorized as a viewpoint paper. The study also draws important inspiration from the grey literature because the subject is current. The Editors and Contributors Severally 2024. -
Digital Platforms and Techniques for Marketing in the Era of Information Technology
Digital marketing is the promotion of a product or service through at least one form of electronic media. This form of marketing is distinct from traditional marketing, but it uses some of the ideologies of traditional marketing. This research article examines the various technologies and platforms used in digital marketing that allow any organization or business to do this form of marketing and study what works for them and what does not. The article also explores the recent advancements in digital marketing due to the increase in users and the vast amount of data collected from these users. The two main advancements analyzed and discussed in this paper are machine learning (ML) and artificial intelligence (AI) tools. 2023, The Author(s), under exclusive license to Springer Nature Singapore Pte Ltd. -
Digital platforms for business applications
[No abstract available] -
Digital Soil Texture Classification Using Machine Learning Approaches
The texture of the soil is an important factor to consider during cultivation. The water transmission property is being regulated by the texture of the soil. To determine sand, silt and clays percentage present in a soil sample, a conventional laboratory method is used, which consumes more time. Digitization in agriculture has given a new direction of innovative research in agriculture domain. In this paper, based on image processing an efficient model has been developed for soil texture classification. Eight different image preprocessing techniques were used for the image enhancement. Out of that, the linear contrast adjustment found to be best in image enhancement. A feature vector was calculated by extracting six different features from the enhanced image. The feature vector of an image is input to the machine learning classifier. The various classifiers used in this research work are SVM, KNN, ANN and PNN. The accuracy of the classifiers was SVM (0.98), KNN (0.89), ANN (0.89) and PNN (0.86). From the result, it is found SVM model has higher rate in classification of soil. The Author(s), under exclusive license to Springer Nature Singapore Pte Ltd. 2024. -
Digital technologies in modeling and management: Insights in education and industry
Digital Technologies in Modeling and Management: Insights in Education and Industry explores the use of digital technologies in the modeling and control of complex systems in various fields, such as social networks, education, technical systems, and their protection and security. The book consists of two parts, with the first part focusing on modeling complex systems using digital technologies, while the second part deals with the digitalization of economic processes and their management. The book results from research conducted by leading universities' teaching staff and contains the results of many years of scientific experiments and theoretical conclusions. The book is for a wide range of readers, including the teaching staff of higher educational institutions, graduate students, students in computer science and modeling, and management technologies, including economics. It is also a valuable resource for IT professionals and business analysts interested in using digital technologies to model and control complex systems. 2024 by IGI Global. All rights reserved.