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Financial Development Convergence: Evidence from Top and Bottom Globalised Developing Economies
This paper investigates the pattern of the financial development convergence for the top (Europe and Central Asia) and the bottom (South Asia) globalized developing regions from 1984 to 2016. We employ the Philips-Sul club convergence approach to measure the financial development convergences speed. The results validate the convergence of financial development in all countries, including the top and bottom of globalized developing regions. Interestingly, the speed of financial development convergence is less in the bottom globalized developing region than in the top globalized developing region. However, these results vary across developing regions in the case of financial institutions and financial markets. Therefore, solid financial market governance can provide a productive and efficient financial system, particularly in the bottom globalized economies. 2023 The Author(s). Published with license by Taylor & Francis Group, LLC. -
Financial capability and financial wellbeing of women in community-based organizations: mediating role of decision-making ability
Purpose: Financial capability is considered to be an important concept that has drawn the attention of many world nations. While the literature suggests various studies on financial capability and financial wellbeing, focus on their combined significance has been limited. The purpose of this paper is to examine how financial capability affects the financial wellbeing of women in community-based organizations and how decision-making ability mediated this relationship. Design/methodology/approach: In total, 1,000 women who are associated with the community-based organization Kudumbashree in the state of Kerala, India participated in the survey-based study. Findings: The structural equation modelling results show that there exists a significant relationship between financial capability and the financial wellbeing of women in CBOs. Further, decision-making ability was identified as a significant mediator in this relationship thus establishing a partial mediation effect. Practical implications: The financial social workers can focus their activities on promoting financial capability and decision making aspects of women from middle/low income families to facilitate their financial wellbeing. The scope for financial socialisation and proper orientation is more for the women associated with the community based organisations. This opportunity can be made use by the government authorities and other practitioners to change their financial outlook and contribute towards the empowerment of these women from the grass root level. Originality/value: The studies related to financial literacy and financial inclusion are available in the Indian context, but the conceptualization of financial capability is still an under-researched area in India. Hence, this study is an attempt to explain the capability-wellbeing relationship from a financial point of view in the Indian context, and further establishes its connection with the individual's decision-making ability. To strengthen the research base, the study was conducted among the women in the community-based organization who belong to middle and low-income families. 2022, Emerald Publishing Limited. -
Financial Capability and Decision Making Effects on Financial Wellbeing of Women in Community Based Organisations
Financial Social Work (FSW) is a multi-disciplinary interactive approach that deals with financially vulnerable populations financial issues/solutions. FSW deals with individual, family and community wellbeing by increasing access to good financial services, asset-building opportunities, financial education and guidance. The two concepts newlineunderlying FSW are financial capability and financial wellbeing. Financial capability is increasingly becoming a priority for policymakers, social workers, academicians and organisations of economic and social newlinesignificance. In India, limited studies are available for measuring the financial capability of Indian citizens. While literature suggests various studies on financial capability and financial wellbeing, the focus on their combined effect has been limited. The feminisation of poverty is an newlineessential topic when discussing the capability and wellbeing of women. This refers to the increasing tendency for those in poverty to be women and children due to the reasons such as economic conditions, demographic composition and government policy. Hence, it is relevant to consider newlinewomen as the focus point of the study. The present study measures women s financial capability and examines how demographic factors influence the same. The study also explores the impact of financial capability on the decision making ability and financial wellbeing of women associated with Community Based Organisations (CBOs). It further newlineexamines whether the decision making ability mediates between financial capability and financial wellbeing. Primary data was collected from the respondents through a structured questionnaire to identify and establish these aspects. In total, 1000 women who were associated with the CBOKudumbashree in the state of Kerala, India, identified through the multistage sampling technique, participated in the survey-based study. -
Financial Big Data Analysis Using Anti-tampering Blockchain-Based Deep Learning
This study recommends using blockchains to track and verify data in financial service chains. The financial industry may increase its core competitiveness and value by using a deep learning-based blockchain network to improve financial transaction security and capital flow stability. Future trading processes will benefit from blockchain knowledge. In this paper, we develop a blockchain model with a deep learning framework to prevent tampering with distributed databases by considering the limitations of current supply-chain finance research methodologies. The proposed model had 90.2% accuracy, 89.6% precision, 91.8% recall, 90.5% F1 Score, and 29% MAPE. Choosing distributed data properties and minimizing the process can improve accuracy. Using code merging and monitoring encryption, critical blockchain data can be obtained. 2023, The Author(s), under exclusive license to Springer Nature Switzerland AG. -
Financial behavior of IT professionals: A case study of Bengaluru city /
Al-Barkaat Journal of Finance & Management, Vol.8, Issue 2, pp.19-31, ISSN: 0974-7281 (Print), 2229-4503 (Online). -
Financial analytical usage of cloud and appropriateness of cloud computing for certain small and medium-sized enterprises
The term "cloud computing"refers to a novel approach of providing useful ICTs to consumers over the internet on an as-needed and pay-per-usage basis. Businesses may streamline internal processes, increase contact with customers, and expand their market reach with the aid of cloud computing, which provides convenient and inexpensive access to cutting-edge information and communication technologies. Developing economies like India's present unique problems for small and medium-sized businesses (SMEs), such as a lack of funding, an inadequate workforce, and inadequate information and communication technology (ICT) use. Various advantages offered by current information and communication technology solutions are unavailable to SMEs because of these limitations. If small and medium-sized enterprises (SMEs) are seeking to enhance their internal operations, communication with customers and business partners, and market reach using current information and communication technology (ICT) solutions, cloud computing might be a good fit for them. Therefore, SMEs are particularly well-served by cloud computing. Companies with a lack of capital, personnel, or other resources to deploy and use appropriate ICTs may greatly benefit from cloud computing, and the public cloud in particular. 2024 Author(s). -
Financial access indicators of financial inclusion: A comparative analysis of SAARC countries /
International Journal Intelligent Enterprise, Vol.7, Issue 1/2/3, pp.28-36 -
Financial access indicators of financial inclusion: A comparative analysis of SAARC countries
Financial inclusion provides access to formal financial services at reasonable cost to the financially excluded people. Financial inclusion has been one of the most sought after topics in recent times for policy makers, researchers and academicians. Definition of financial inclusion varies from region to region. Financial inclusion is measured using different indicator. The important indicators of financial inclusion measurement include access indicators, usage indicators, quality indicators and financial education indicators. Most of the researchers use access indicators and usage indicators to measure financial inclusion. Access indicators comprise of demographic and geographic branch penetration, demographic and geographic ATM penetration and population per branch. This study focuses on comparative analysis of access indicators of financial inclusion in SAARC countries. The study is based on secondary data available in the central banks of SAARC nations, International Monetary Fund, World Bank and Asian Development Bank. The study has found and analysed about the countries which has performed well in each indicator of financial access. Copyright 2020 Inderscience Enterprises Ltd. -
Finance future patterns in the market using artificial intelligence /
Patent Number: 202221052876, Applicant: Dr.Shiva Johri.
A methodology that makes use of natural language processing (N.L.P.) methods to extract information from online news feeds and then makes use of the information that was thus extracted to anticipate changes in stock prices or volatilities. This approach is known as news feed mining. These forecasts may be used to develop trading strategies that result in a profit. Parsing or pattern matching may be done on terms in or close to the phrase that contains the business name in order to identify the company name and automatically fill up basic templates that describe the acts that the organization does. -
FIN2SUM: Advancing AI-Driven Financial Text Summarization with LLMs
In the modern financial sector, the rapid digitalization of financial reports necessitates efficient and reliable text summarization tools. This research introduces FIN2SUM, a novel framework designed for summarizing the managerial analysis and discussion sections of 10-K reports from top NASDAQ-listed companies. The study aims to evaluate Large Language Models (LLMs) in financial text summarization, highlighting LLAMA-2's adeptness in processing complex financial information, thus making FIN2SUM a vital tool for analysts and decision-makers. The methodology includes a thorough evaluation of three state-of-the-art LLMs - LLAMA-2, FLAN, and Claude 2 - using BERT and ROUGE scores. The research concludes that FIN2SUM, enhanced by LLAMA-2, significantly advances AI-driven financial text summarization. 2024 IEEE. -
Filmography of social issues in Punjabi cinema /
Through this dissertation, the researcher aims to find out the various social issues reflected in the cinema of the Punjab. The main focus of the research is on three films. The first film is Maarhi Da Deeva which is based on a book by Punjabi writer Gurdial Singh and it talks about the trials and tribulations faced by the lower classes at the hands of the upper classes in a rural setup in the Punjab of 1980s. -
Filmic afterlives: Considerations on the uncanny
[No abstract available] -
File Validation intheData Ingestion Process Using Apache NiFi
In the industries of today, development and maintenance of data pipelines is of paramount importance. With large volumes of data being generated across industries on a continuous basis, there is a growing need to process and store this ingested data in a fast, and efficient manner. Apache NiFi is one such tool which possesses crucial capabilities that can be used to enhance, modify, and automate data pipelines. However, automation of the ingestion process creates certain inherent issues which, without being resolved, tend to be detrimental to the entire ingestion process. These issues vary in nature, ranging from corrupted data to changes in the file schema, to name a few. In this paper, a solution to this problem is proposed. By exploiting Apache NiFis custom processor development capabilities, problem-specific processors can be designed and deployed which can ensure accurate validation of the ingestion process on a real-time basis. To demonstrate this, two processors were developed as a proof-of-concept, which tackle specific file-related validation issues in the ingestion processthat of the file size, and, the ingestion frequency. These custom-built processors are designed to be inserted into the pipeline at key points to ensure that the ingested data is validated against certain standards and requirements. Having successfully demonstrated its capabilities, the paper presents the exploitation of Apache NiFis custom processor capabilities as a potential way forward to resolve the plethora of ingestion issues in industry, today. The Author(s), under exclusive license to Springer Nature Singapore Pte Ltd. 2024. -
Filamentous fungi for pharmaceutical compounds degradation in the environment: A sustainable approach
Pharmaceutical compounds play an important role in enhancing the quality of human life. They substantially increase the life expectancy of humans and the well-being of livestock. The expansion in the global human population has increased the usage of pharmaceuticals in an enormous way. This has led to the emergence of pharmaceutical compounds as environmental pollutants because these components are continuously released to various water sources and terrestrial ecosystems. The pharmaceutical components are released during their synthesis, as waste from human and veterinary healthcare sectors, and dumping of drugs that are not used. Pharmaceutical components are known to persist in their potential even at lower concentrations and can create serious issues for ecosystems, especially aquatic systems. Various efforts are being made to remove or reduce the toxicity of pharmaceutical components in aquatic systems. Bioremediation using fungi is one of the most secure and sustainable ways of decontaminating polluted environments. With their strong morphology and diverse metabolic abilities, Fungi employ different methods including fungal enzymes to clear pollutants. Studies have proven that fungi and fungal enzymes can transform these pharmaceutical compounds into less toxic components. This review highlights the role of fungi in the bioremediation of pharmaceutical compounds. 2023 The Author(s) -
FII and its impact on exchange rate in India
Asian Journal of Research in Banking and Finance, Vol. 7, Issue 1, pp. 1-27, ISSN No. 2249-7323 -
Fetch ease: The compact takeaway food box /
Patent Number: 202241004409, Applicant: Iyswarta A J.
Humans are on a big hustle in this present world, and they used to miss their meals due to such a hurry life. This habit of lifestyle also develops health issues. The study identified that while they are busy at work, they avoid food even if it is available from nearby canteens/snack centers. This is due to the struggle in handling the packed food while carrying back to their workspace. The demand for a user-friendly meal pack to grab while traveling towards working place or while pleasure trips would help such people. -
Ferrocenyl aniline modified electrode for the electrochemical synthesis of 2-(4-methoxyphenyl)-1H-benzo[d]imidazole
Ferrocenyl aniline is an excellent catalyst used conventionally for heterocyclic syntheses. The use of ferrocenyl aniline, in the presence of electropolymerized thiophene-3-acetic acid (TAA) on carbon fibre paper is novel and found to be an exceptional electrocatalyst, for the synthesis of a proven anti-fungal, anti-proliferative and anti-bacterial, 2-(4-methoxyphenyl)-1H-benzo[d]imidazole. The electrode performance was examined with activity studies and EIS, along with surface characterizations including optical profilometry, FE-SEM, FT-IR and XPS. The synthesis was performed in a single-cell three electrode system, using platinum as counter and saturated calomel electrode (SCE) as the reference, with ethanol as the electrolyte and lithium perchlorate supporting electrolyte. The reaction was performed with o-phenylenediamine and anisaldehyde as starting materials at ambient temperature and pressure, at 1.35 V constant potential for 3 h, and product was isolated and purified using column chromatography to obtain 91% yield and characterized with GCMS and NMR. This synthesis method is noteworthy, due to its environmentally friendly performance, and high yield for a benzimidazole derivative that is pharmacologically vital. 2024 -
Fermented aquatic weed meal (FAWM) as a protein source in Asian Catfish Clarias batrachus diets: Impacts on growth, blood chemistry profile, liver and gut morphology and economic efficiency
The global aquaculture industry is increasingly seeking sustainable alternatives to fishmeal (FM) due to its high price and shortfall in supply. In this context, fermented aquatic weed meal (FAWM) could emerge as a viable plant protein source for aquafeed. Four isoproteic diets [30 % crude protein (CP)] were formulated, incorporating 50 % total protein from FAWM comprising fermented Azolla diet (D1), Pistia diet (D2), and Eichhornia diet (D3). The control diet (D0) did not contain FAWM. At the end of the 90 days feeding trial, their growth performance, whole-body proximate composition, gut microbial load, haemato-biochemical indices, liver and gut health, and economic efficiency were determined. Fish fed with D0 had significantly (p < 0.05) improved growth performance and feed utilization compared to other treatment groups. Meanwhile, the fish supplemented with D1 diet exhibited significantly (p < 0.05) higher final weight (g), specific growth rate (%/day), weight gain (%), total biomass (g), and protein efficiency ratio among the FAWM dietary groups. The D1 group also demonstrated the significantly (p < 0.05) highest whole-body CP (64.27 0.40 %) and lower crude lipid (8.24 0.28 %) compared to other test diets. The total bacteria (TB) and lactic acid bacteria (LAB) in the fish gut were found to be significantly (p < 0.05) higher in D1 group. Furthermore, most of the hemato-biochemical indices of fish were significantly (p < 0.05) affected by FAWM inclusions, with few exceptions. The histological findings indicated that amongst the FAWM groups, D1 fish exhibited improved intestinal health. Nonetheless, the gut of the control fish demonstrated substantially (p < 0.05) lower villi width and crypt depth than other treatments. The D1 and D2 diet groups had significantly improved liver health. Moreover, FAWM inclusion enhanced economic efficiency by considerably reducing farm feed cost (US$/kg) and increasing return on investment (%). In summary, dietary inclusion of fermented Azolla pinnata (D1) protein at 50 % in aquafeed promoted feed utilization, growth, health, and farm economics of Asian catfish fingerlings compared to other FAWM diets. 2024 The Authors -
Feminization of hunger in climate change: linking rural womens health and wellbeing in India
The links between climate change, food security and womens wellbeing remain an under-investigated area. This paper contributes to this area through a thorough examination of how women experience food insecurity in farming households in rural India. The households are located in four agro-climatic regions in India. These regions experience varied climatic pressures, and this diversity allows us to explore a wider variety of womens experiences in their attempts to maintain household food security as the climate changes. The study finds that women, even in comparatively more food-secure households, suffer from food insecurity. One of the reasons for this is that womens food habits and mealtimes have altered in recent years due to the increase in their work pressures. The worst effects are to be found in drought-prone areas, and there are greater vulnerabilities among women-headed households, indicating that the impacts of climate change are exacerbated by cultural norms that further hinder the role of women in farm activities. 2023 Informa UK Limited, trading as Taylor & Francis Group. -
Feminism in Practice: Learning from the Barefoot Solar Mamas
The Barefoot College (India) is an NGO working in the fields of education, skills development, health, drinking water, and solar power mainly to train older, rural women who are determined to challenge restrictive gender roles in their respective communities. Since its inception, the NGO has trained over 2,000 rural women as solar engineers across 93 countries worldwide and has brought electricity to over 18,000 homes. Barefoot trainers employ non-normative methods of sharing knowledge such as color coding, sign language, and practical experience. This paper conducts a critical assessment of the Barefoot College Solar Electrification Programme to explore how it empowers illiterate and semi-literate women from remote rural areas around the world to become solar engineers (or Solar Mamas). It utilizes qualitative research methods to analyze this women's empowerment project as a landmark practical application of decolonial feminist theory. The paper contends that the Barefoot approach both challenges and conforms to the Women in Development and Gender and Development approaches of the past. The research is grounded methodologically in feminist praxis and also borrows from the conceptual frameworks of Feminist Political Ecology and Women and the Politics of Place. Stories and personal experiences from Solar Mamas have been highlighted to understand the real world impact of the program. The main findings indicate that the Barefoot College's innovative approach to empower marginalized communities and educate older women is achieved through decentralizing control and demystifying technology. (2024), (Bridgewater State College). All Rights Reserved.