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                <text>PHD</text>
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    <name>PhD</name>
    <description>PhD Thesis</description>
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          <name>Relation</name>
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            <elementText elementTextId="65458">
              <text>61000085</text>
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          <name>Title</name>
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              <text>Effect of social performance on sustainability of microfinance institutions  </text>
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          <name>Subject</name>
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              <text>Management Studies</text>
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              <text>Microfinance is one of the sustainable business models with a double bottom line of financial and social relevance in the turf of development. Microfinance was recognized as a development tool that enhanced income and the standard of living of the marginalized through a sustainable business model. newlineThe concept of social performance,financial performance in microfinance institutions, and the trend of commercialization resulted in understanding the effect of social performance on the sustainability of microfinance institutions. newlineThe effect of social performance on the sustainability of microfinance institutions was quantified using CERISE (Committee of Exchanges of Reflection and Information on Systems of Savings Credit) and Social Performance Indicator (SPI) tool. Financial performance of the microfinance institutions were analyzed from 6 years audited financials of the microfinance institutions (Financial years 2009 2010 to 2014 2015),and various ratios were calculated from the audited financials and gathered information. newlineRBI-NBFC-MFIs directions resulted in reductions in the portfolio yield, portfolio risk, personal expenses, administration and other expenses. Portfolio yield was 31.12% in the financial year 2010 2011, which reduced to 22.45% in the financial year 2013 2014. Portfolio risk was 2.11% in the financial year 2010 2011, which reduced to 0.24% in the financial year 2014 2015. Personal expense was 10.46% in the financial year 2010 2011, which reduced to 5.46% in the financial year 2014 2015. Administration and other expense was 2.95 in the year 2014 15. Even though there was reduction in the portfolio yield, after implementing RBI-NBFC-MFI directions all the NBFC-MFIs of the study were sustainable. newlineThe scores of social performance of NBFC-MFIs depict that NBFC-MFIs adopted social performance initiatives in the business operations and that there are areas for improvement.</text>
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              <text>Thomas, Jesu Raju.</text>
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              <text>Author's Submission</text>
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          <name>Publisher</name>
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              <text>Christ(Deemed to be University)</text>
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          <name>Date</name>
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              <text>2018-01-01</text>
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          <name>Contributor</name>
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              <text>Kumar Jyothi.</text>
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          <name>Rights</name>
          <description>Information about rights held in and over the resource</description>
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              <text>Open Access</text>
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          <name>Format</name>
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              <text>PDF</text>
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              <text>English</text>
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              <text>PhD</text>
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              <text>&lt;a href="http://hdl.handle.net/10603/221027" target="_blank" rel="noreferrer noopener"&gt;http://hdl.handle.net/10603/221027&lt;/a&gt;</text>
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