Dublin Core The Dublin Core metadata element set is common to all Omeka records, including items, files, and collections. For more information see, http://dublincore.org/documents/dces/. Title A name given to the resource Articles Article Faculty Publications -Articles Dublin Core The Dublin Core metadata element set is common to all Omeka records, including items, files, and collections. For more information see, http://dublincore.org/documents/dces/. Title A name given to the resource How Does Perceived Risk and Trust Affect Mobile Banking Adoption? Empirical Evidence from India Subject The topic of the resource emerging technologies; mobile banking; perceived financial cost; perceived risk; perceived trust; technology adoption; UTAUT model Description An account of the resource The emergence of high-speed internet (5G) services and the demonetization of the Indian currency by the Government of India in the year 2016 served as catalysts for the growth of banking services, such as internet/mobile banking. The main objective of the study was to investigate the role of perceived financial cost, perceived risk, and trust in the adoption of mobile banking services by users. The study extends the Unified Theory of Acceptance and Use of Technology (UTAUT) to explain the adoption of mobile banking services by young Indian customers. The data from 253 users of age between 1830 years were collected through a survey questionnaire and were analyzed using structural equation modeling with Amos 22.0. The results revealed that performance expectancy, effort expectancy, social influence, and perceived financial cost exhibited a significant positive influence on behavioral intentions. However, the facilitating conditions were found to exert no effect on actual use. In addition, the results demonstrate that both perceived risk and perceived trust moderate the relationship between behavioral intention and the actual use of mobile banking. The results of the study provide some novel insights into how perceived risk and perceived trust shape the interplay between behavioral intention and the actual use of mobile banking services. The inferences drawn from the study may enhance the understanding of the transformation of behavioral intention into the adoption and actual use of mobile banking services. 2023 by the authors. Creator An entity primarily responsible for making the resource Kumar R.; Singh R.; Kumar K.; Khan S.; Corvello V. Source A related resource from which the described resource is derived Sustainability (Switzerland), Vol-15, No. 5 Publisher An entity responsible for making the resource available MDPI Date A point or period of time associated with an event in the lifecycle of the resource 2023-01-01 Identifier An unambiguous reference to the resource within a given context <a href="https://doi.org/10.3390/su15054053" target="_blank" rel="noreferrer noopener">https://doi.org/10.3390/su15054053</a> <br /><br /><a href="https://www.scopus.com/inward/record.uri?eid=2-s2.0-85149909167&amp;doi=10.3390%2Fsu15054053&amp;partnerID=40&amp;md5=e14ead35bfbd9542678d8eab4370fbd0" target="_blank" rel="noreferrer noopener">https://www.scopus.com/inward/record.uri?eid=2-s2.0-85149909167&amp;doi=10.3390%2fsu15054053&amp;partnerID=40&amp;md5=e14ead35bfbd9542678d8eab4370fbd0</a> Rights Information about rights held in and over the resource All Open Access; Gold Open Access Relation A related resource ISSN: 20711050 Format The file format, physical medium, or dimensions of the resource Online Language A language of the resource English Type The nature or genre of the resource Article Coverage The spatial or temporal topic of the resource, the spatial applicability of the resource, or the jurisdiction under which the resource is relevant Kumar R., School of Management Studies, Motilal Nehru National Institute of Technology, Prayagraj, 211004, India; Singh R., Institute of Business and Management, GLA University, Mathura, 281406, India; Kumar K., School of Business and Management, Christ University, Ghaziabad, 201003, India; Khan S., Institute of Business and Management, GLA University, Mathura, 281406, India; Corvello V., Department of Engineering, University of Messina, Contrada di Dio, Messina, 98122, Italy