Dublin Core The Dublin Core metadata element set is common to all Omeka records, including items, files, and collections. For more information see, http://dublincore.org/documents/dces/. Title A name given to the resource Articles Article Faculty Publications -Articles Dublin Core The Dublin Core metadata element set is common to all Omeka records, including items, files, and collections. For more information see, http://dublincore.org/documents/dces/. Title A name given to the resource Young adults default intention: influence of behavioral factors in determining housing and real estate loan repayment in India Subject The topic of the resource Emotion; Financial literacy; Home loan default intention; Housing and real estate; Indebtedness; Materialism; Risk perception; Young adults Description An account of the resource Purpose: The primary purpose of this paper is to determine the role of behavioral characteristics of young adults on housing and real estate loan default intentions. The behavioral factors considered in this study are financial literacy, materialism, emotions, indebtedness and risk perception. Design/methodology/approach: The sample frame comprises of young clients who have taken house loans and work in Indias metropolitan cities. These cities provide a higher quality of life, more employment possibilities and cheaper living costs. A systematic questionnaire was used, which was divided into six components. A total of 352 valid responses were collected and analyzed through a structural equation model. Findings: The findings suggest that financial literacy, materialism and risk perception have a considerable impact on loan default intention among young adults. The results also ascertained that emotion and indebtedness do not have a considerable impact on loan default intention among young adults. Research limitations/implications: The scope of this study is limited to Indias metropolitan cities. Future studies can examine comparative examinations of young adults working in the public and private sectors and those working in different cities across India. Practical implications: This paper contributes to a better understanding of behavioral variables which may lead to the creation of preventive measures for young defaulters. The findings of this study will help financial institutions to improve their credit-offering models. Originality/value: To the best of the authors knowledge, this study is the first to determine the role of behavioral attributes of young adults on housing and real estate loan default intentions in India. This work will be executable to all the stakeholders of the housing and real estate industry altogether. 2022, Emerald Publishing Limited. Creator An entity primarily responsible for making the resource Thomas S.S.; George J.P.; Godwin B.J.; Siby A. Source A related resource from which the described resource is derived International Journal of Housing Markets and Analysis, Vol-16, No. 2, pp. 426-444. Publisher An entity responsible for making the resource available Emerald Publishing Date A point or period of time associated with an event in the lifecycle of the resource 2023-01-01 Identifier An unambiguous reference to the resource within a given context <a href="https://doi.org/10.1108/IJHMA-01-2022-0012" target="_blank" rel="noreferrer noopener">https://doi.org/10.1108/IJHMA-01-2022-0012</a> <br /><br /><a href="https://www.scopus.com/inward/record.uri?eid=2-s2.0-85129144590&amp;doi=10.1108%2FIJHMA-01-2022-0012&amp;partnerID=40&amp;md5=3692b4ed63f87fb6c180544e33815fe8" target="_blank" rel="noreferrer noopener">https://www.scopus.com/inward/record.uri?eid=2-s2.0-85129144590&amp;doi=10.1108%2fIJHMA-01-2022-0012&amp;partnerID=40&amp;md5=3692b4ed63f87fb6c180544e33815fe8</a> Rights Information about rights held in and over the resource Restricted Access Relation A related resource ISSN: 17538270 Format The file format, physical medium, or dimensions of the resource Online Language A language of the resource English Type The nature or genre of the resource Article Coverage The spatial or temporal topic of the resource, the spatial applicability of the resource, or the jurisdiction under which the resource is relevant Thomas S.S., School of Business and Management, CHRIST (Deemed to be University), Lavasa, India; George J.P., School of Business and Management, CHRIST (Deemed to be University), Lavasa, India; Godwin B.J., School of Business and Management, CHRIST (Deemed to be University), Lavasa, India; Siby A., School of Commerce, Finance and Accountancy, CHRIST (Deemed to be University), Lavasa, India