Dublin Core The Dublin Core metadata element set is common to all Omeka records, including items, files, and collections. For more information see, http://dublincore.org/documents/dces/. Title A name given to the resource Articles Article Faculty Publications -Articles Dublin Core The Dublin Core metadata element set is common to all Omeka records, including items, files, and collections. For more information see, http://dublincore.org/documents/dces/. Title A name given to the resource Empirical analysis of borrowers' motivation to use online peer-to-peer lending platforms in India Subject The topic of the resource India; motivation-to-use; peer-to-peer lending platforms; perceived ease-of-use; perceived intention; perceived trust; perceived usefulness; technology acceptance model Description An account of the resource Established on the technology acceptance model, this paper puts forward a model to understand the borrowers' motivation to use (MU) peer-to-peer (P2P) lending platforms. Data from 362 Indian users were employed to test the research model by applying structural equation modelling. The results show that perceived intention, ease of use, and usefulness have significant relation in motivating borrowers to use P2P lending platforms. However, borrowers' perceptions of trust had an insignificant impact on MU the P2P lending platform. When compared to the individual technology acceptance model, the integrated model provides further explanation regarding the motivation of borrowers to use P2P lending platforms. The study contributes to the theoretical area by identifying the factors that motivate borrowers to use P2P lending platforms for their short-term financial requirements, from a unified perspective. In addition, this research provides insights about borrowers' MU P2P lending platforms in India. Copyright 2023 Inderscience Enterprises Ltd. Creator An entity primarily responsible for making the resource Gupta S.; Mahajan J.; Godwin B.J. Source A related resource from which the described resource is derived International Journal of Electronic Finance, Vol-12, No. 2, pp. 142-162. Publisher An entity responsible for making the resource available Inderscience Publishers Date A point or period of time associated with an event in the lifecycle of the resource 2023-01-01 Identifier An unambiguous reference to the resource within a given context <a href="https://doi.org/10.1504/IJEF.2023.129916" target="_blank" rel="noreferrer noopener">https://doi.org/10.1504/IJEF.2023.129916</a> <br /><br /><a href="https://www.scopus.com/inward/record.uri?eid=2-s2.0-85153599644&amp;doi=10.1504%2FIJEF.2023.129916&amp;partnerID=40&amp;md5=50059b5a684c61d1e6e378578a8d81b2" target="_blank" rel="noreferrer noopener">https://www.scopus.com/inward/record.uri?eid=2-s2.0-85153599644&amp;doi=10.1504%2fIJEF.2023.129916&amp;partnerID=40&amp;md5=50059b5a684c61d1e6e378578a8d81b2</a> Rights Information about rights held in and over the resource Restricted Access Relation A related resource ISSN: 17460069 Format The file format, physical medium, or dimensions of the resource Online Language A language of the resource English Type The nature or genre of the resource Article Coverage The spatial or temporal topic of the resource, the spatial applicability of the resource, or the jurisdiction under which the resource is relevant Gupta S., School of Business and Management, CHRIST (Deemed to be University), Pune Lavasa Campus, Maharashtra, India; Mahajan J., School of Business and Management, CHRIST (Deemed to be University), Pune Lavasa Campus, Maharashtra, India; Godwin B.J., School of Business and Management, CHRIST (Deemed to be University), Pune Lavasa Campus, Maharashtra, India