Dublin Core The Dublin Core metadata element set is common to all Omeka records, including items, files, and collections. For more information see, http://dublincore.org/documents/dces/. Title A name given to the resource Articles Article Faculty Publications -Articles Dublin Core The Dublin Core metadata element set is common to all Omeka records, including items, files, and collections. For more information see, http://dublincore.org/documents/dces/. Title A name given to the resource Impact of Mahatma Gandhi National Rural Employment Guarantee Act on Rural Credit System in India: A Standard Logit Difference in Difference Approach Subject The topic of the resource Credit structure; Difference in difference; Formal and informal loan; MGNREGA; Panel data Description An account of the resource The Mahatma Gandhi National Rural Employment Guarantee Act (MGNREGA) of India is one of the most extensive social safety nets programs in the developing world. The initiative attempts to enhance rural livelihoods in India by lowering rural poor vulnerability and misery. The programs nature and extent of execution vary from state to state. Using panel data sets from the Indian Human Development Survey (IHDS), which covering India for two waves, 200405 and 201112. We used a quasi-experimental approach, such as the difference-in-difference technique of effect evaluation, to quantify the programs influence on rural families credit and debt structures. The empirical analysis shows evidence of changing the behavior of taking loans from formal sources among non-poor households actively participating in the MGNREGA program. But the difference-in-difference results shows that among poor households participating in the MGNREGA scheme, the tendency to depend on formal sources to take loans is still insignificant. That means informal lending sources are still more prevalent among poor people. This tendency has not changed even after the initiation of this program. The article finishes with policy recommendations for successfully targeting the program, notably the social safety net benefits to disadvantaged households in India. 2023, The Author(s), under exclusive licence to Springer Nature Switzerland AG. Creator An entity primarily responsible for making the resource Kumar N.; Maya K. Source A related resource from which the described resource is derived Global Social Welfare Publisher An entity responsible for making the resource available Springer Science and Business Media Deutschland GmbH Date A point or period of time associated with an event in the lifecycle of the resource 2023-01-01 Identifier An unambiguous reference to the resource within a given context <a href="https://doi.org/10.1007/s40609-023-00282-x" target="_blank" rel="noreferrer noopener">https://doi.org/10.1007/s40609-023-00282-x</a> <br /><br /><a href="https://www.scopus.com/inward/record.uri?eid=2-s2.0-85158926228&amp;doi=10.1007%2Fs40609-023-00282-x&amp;partnerID=40&amp;md5=86fab323ca151122701e620232ceb014" target="_blank" rel="noreferrer noopener">https://www.scopus.com/inward/record.uri?eid=2-s2.0-85158926228&amp;doi=10.1007%2fs40609-023-00282-x&amp;partnerID=40&amp;md5=86fab323ca151122701e620232ceb014</a> Rights Information about rights held in and over the resource Restricted Access Relation A related resource ISSN: 21968799 Format The file format, physical medium, or dimensions of the resource Online Language A language of the resource English Type The nature or genre of the resource Article Coverage The spatial or temporal topic of the resource, the spatial applicability of the resource, or the jurisdiction under which the resource is relevant Kumar N., Department of Econometrics, University of Madras, Tamil Nadu, Chennai, 600005, India; Maya K., Department of Economics, Christ (Deemed to Be) University, Karnataka, Bengaluru, 560076, India