Dublin Core The Dublin Core metadata element set is common to all Omeka records, including items, files, and collections. For more information see, http://dublincore.org/documents/dces/. Title A name given to the resource Articles Article Faculty Publications -Articles Dublin Core The Dublin Core metadata element set is common to all Omeka records, including items, files, and collections. For more information see, http://dublincore.org/documents/dces/. Title A name given to the resource Predicting the financial behavior of Indian salaried-class individuals Subject The topic of the resource behavioral finance; Bengaluru; conservatism; financial decision-making; financial selfefficacy; herding; India Description An account of the resource COVID-19 has caused not only unprecedented health crises but also economic crises among individuals across the world. White-collar (salaried-class) employees with a fixed salary face financial insecurity due to job loss, pay cuts and uncertainty in retaining a job. This study examines the financial behavior of Indian white-collar salariedclass investors to their cognitive biases. In addition, the mediating effect of financial self-efficacy on cognitive biases and financial behavior is examined. Respondents were given structured questionnaires (google forms) through emails and WhatsApp for data collection. SPSS and R-PLS are used to analyze the data. Conservatism (r = -.603, p &lt; 0.05) and herding bias (r = -.703, p &lt; 0.05) have a significant negative correlation with financial behavior. Financial self-efficacy has a significant positive correlation (r =.621. p &lt; 0.050). Conservatism and herding predicted 60.5% and 62.2% of the variance, respectively. The direct and indirect paths between conservatism bias, financial self-efficacy, and financial behavior are significant. The paths between herding, financial self-efficacy and financial behavior are also significant. Ankita Mulasi, Jain Mathew, Kavitha Desai, 2022. Creator An entity primarily responsible for making the resource Mulasi A.; Mathew J.; Desai K. Source A related resource from which the described resource is derived Investment Management and Financial Innovations, Vol-20, No. 1, pp. 26-37. Publisher An entity responsible for making the resource available LLC CPC Business Perspectives Date A point or period of time associated with an event in the lifecycle of the resource 2023-01-01 Identifier An unambiguous reference to the resource within a given context <a href="https://doi.org/10.21511/imfi.20(1).2023.03" target="_blank" rel="noreferrer noopener">https://doi.org/10.21511/imfi.20(1).2023.03</a> <br /><br /><a href="https://www.scopus.com/inward/record.uri?eid=2-s2.0-85148227348&amp;doi=10.21511%2Fimfi.20%281%29.2023.03&amp;partnerID=40&amp;md5=c3552dd08ae79147d12aafd938f97a63" target="_blank" rel="noreferrer noopener">https://www.scopus.com/inward/record.uri?eid=2-s2.0-85148227348&amp;doi=10.21511%2fimfi.20%281%29.2023.03&amp;partnerID=40&amp;md5=c3552dd08ae79147d12aafd938f97a63</a> Rights Information about rights held in and over the resource All Open Access; Gold Open Access Relation A related resource ISSN: 18104967 Format The file format, physical medium, or dimensions of the resource Online Language A language of the resource English Type The nature or genre of the resource Article Coverage The spatial or temporal topic of the resource, the spatial applicability of the resource, or the jurisdiction under which the resource is relevant Mulasi A., School of Business and Management, CHRIST (Deemed to be University), India; Mathew J., School of Business and Management, CHRIST (Deemed to be University), India; Desai K., Department of Professional Studies, CHRIST (Deemed to be University), India