Dublin Core The Dublin Core metadata element set is common to all Omeka records, including items, files, and collections. For more information see, http://dublincore.org/documents/dces/. Title A name given to the resource Articles Article Faculty Publications -Articles Dublin Core The Dublin Core metadata element set is common to all Omeka records, including items, files, and collections. For more information see, http://dublincore.org/documents/dces/. Title A name given to the resource Determinants of Loan Repayment Behaviour of Bank Borrowers - A Relative Study with evidence from Bengaluru Subject The topic of the resource Bank; Behaviour; Bengaluru; Borrowers; Credit; Credit Score; India; Loan; Rating; Repayment Karnataka Description An account of the resource The present study aimed to review the various factorsthat influence the credit score and find the effect of credit score and other financial aspects of an individuals loan repayment and whether they had ever defaulted. Primary data was collected through a questionnaire from 516 customers of twelve different banks in Bengaluru city during July-August 2019 using a stratified sampling method. The results revealed that credit score, loan amount, and loan repayment amount did not affect the loan repayment behaviour of individuals. However, the type of loan obtained and the kind of bank the loan is received significantly influence individuals loan repayment behaviour. Home loans, education loans, other loans and the loan obtained from a foreign bank were particularly significant in affecting the loan repayment of individuals. The high beta value for other loans indicates that most individuals who have no other loans have defaulted in repaying their dues. Indian Institute of Finance. Creator An entity primarily responsible for making the resource Arumugam S.K.; Prakash M.; Ramesh S. Source A related resource from which the described resource is derived Finance India, Vol-36, No. 1, pp. 439-454. Publisher An entity responsible for making the resource available Indian Institute of Finance Date A point or period of time associated with an event in the lifecycle of the resource 2022-01-01 Identifier An unambiguous reference to the resource within a given context <a href="" target="_blank" rel="noreferrer noopener"></a> <br /><br /><a href="https://www.scopus.com/inward/record.uri?eid=2-s2.0-85129879992&amp;partnerID=40&amp;md5=f4d681b74546b8a3c1f74014a9ea1989" target="_blank" rel="noreferrer noopener">https://www.scopus.com/inward/record.uri?eid=2-s2.0-85129879992&amp;partnerID=40&amp;md5=f4d681b74546b8a3c1f74014a9ea1989</a> Rights Information about rights held in and over the resource Restricted Access Relation A related resource ISSN: 9703772 Format The file format, physical medium, or dimensions of the resource Online Language A language of the resource English Type The nature or genre of the resource Article Coverage The spatial or temporal topic of the resource, the spatial applicability of the resource, or the jurisdiction under which the resource is relevant Arumugam S.K., CHRIST (Deemed to be University), Department of Professional Studies, Hosur Road, Bhavani Nagar, S G Palya, Central Campus Karnataka, Bengaluru, 560029, India; Prakash M., CHRIST (Deemed to be University), Department of Commerce, Hosur Road, Bhavani Nagar, S G Palya,Central Campus Karnataka, Bengaluru, 560029, India; Ramesh S., Jain (Deemed to be Univ.), School of Commerce, #44/4, District Fund Road, Behind Big Bazaar, Jayanagar,9th Block Karnataka, Bengaluru, 560029, India