Dublin Core The Dublin Core metadata element set is common to all Omeka records, including items, files, and collections. For more information see, http://dublincore.org/documents/dces/. Title A name given to the resource Articles Article Faculty Publications -Articles Dublin Core The Dublin Core metadata element set is common to all Omeka records, including items, files, and collections. For more information see, http://dublincore.org/documents/dces/. Title A name given to the resource Transformational Impact of COVID-19 on Savings and Spending Patterns of Indian Rural Households Subject The topic of the resource COVID-19; financial strategy; rural households; savings motive; spending pattern Description An account of the resource COVID-19 has spread across the globe at a shocking level and significantly affects the world economy. The pandemic has significantly impacted rural households, the primary workforce for industrialized urban areas, in every sector of rural businesses, including agriculture. Furthermore, the dearth of employment in the primary industry has also adversely influenced rural inhabitants livelihood and financial decisions. COVID-19 changed the perception of people regarding their income and expenditure. This study is intended to analyse the transformation of savings and spending of rural households during COVID-19. A questionnaire was developed using a Likert scale to elicit study variables, and the collected data were analysed using structural equation modelling. The results showed that all types of savings had a positive and significant relationship with the savings motive of rural households during COVID-19. Further, customary and spontaneous spending had a positive and significant relationship spending pattern of rural households. Rural inhabitants were interested in compromising their spending and other forms of savings to have more emergency savings. Earlier studies have examined either the savings or the spending pattern of rural households, and studies on both savings and spending by rural households are very few. The present study thus adds to the existing literature in the field. The Author(s) 2022. Creator An entity primarily responsible for making the resource Gopal S.; Mallyasami P. Source A related resource from which the described resource is derived SAGE Open, Vol-12, No. 1 Publisher An entity responsible for making the resource available SAGE Publications Inc. Date A point or period of time associated with an event in the lifecycle of the resource 2022-01-01 Identifier An unambiguous reference to the resource within a given context <a href="https://doi.org/10.1177/21582440221079885" target="_blank" rel="noreferrer noopener">https://doi.org/10.1177/21582440221079885</a> <br /><br /><a href="https://www.scopus.com/inward/record.uri?eid=2-s2.0-85126583507&amp;doi=10.1177%2F21582440221079885&amp;partnerID=40&amp;md5=13c38bf16e285d7b0ea764a4560a5748" target="_blank" rel="noreferrer noopener">https://www.scopus.com/inward/record.uri?eid=2-s2.0-85126583507&amp;doi=10.1177%2f21582440221079885&amp;partnerID=40&amp;md5=13c38bf16e285d7b0ea764a4560a5748</a> Rights Information about rights held in and over the resource All Open Access; Gold Open Access Relation A related resource ISSN: 21582440 Format The file format, physical medium, or dimensions of the resource Online Language A language of the resource English Type The nature or genre of the resource Article Coverage The spatial or temporal topic of the resource, the spatial applicability of the resource, or the jurisdiction under which the resource is relevant Gopal S., CHRIST University, Karnataka, Bangalore, India; Mallyasami P., CHRIST University, Karnataka, Bangalore, India