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<item xmlns="http://omeka.org/schemas/omeka-xml/v5" itemId="15239" public="1" featured="0" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xsi:schemaLocation="http://omeka.org/schemas/omeka-xml/v5 http://omeka.org/schemas/omeka-xml/v5/omeka-xml-5-0.xsd" uri="https://archives.christuniversity.in/items/show/15239?output=omeka-xml" accessDate="2026-05-19T09:05:00+00:00">
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        <name>Dublin Core</name>
        <description>The Dublin Core metadata element set is common to all Omeka records, including items, files, and collections. For more information see, http://dublincore.org/documents/dces/.</description>
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          <element elementId="50">
            <name>Title</name>
            <description>A name given to the resource</description>
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              <elementText elementTextId="64">
                <text>Articles</text>
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    <name>Article</name>
    <description>Faculty Publications -Articles</description>
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      <name>Dublin Core</name>
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        <element elementId="50">
          <name>Title</name>
          <description>A name given to the resource</description>
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              <text>Relationship between financial stress and financial well-being of micro and small business owners: Evidence from India</text>
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        <element elementId="49">
          <name>Subject</name>
          <description>The topic of the resource</description>
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            <elementText elementTextId="110125">
              <text>behavioral finance; financial welfare; personal finance; personal well-being; psychological factors</text>
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          <name>Description</name>
          <description>An account of the resource</description>
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              <text>Micro and small businesses financially suffered due to COVID-19 in India. This financial suffering created financial stress among them and deteriorated their financial well-being. However, micro and small business owners exhibit financial resilience by bouncing back to regular business activities through their hope, optimism, and selfefficacy, which are the components of positive psychological capital. This study analyzes the relationship between financial stress and financial well-being of micro and small firm owners keeping financial resilience as a mediator and positive psychological capital as a moderator in the mediation. This descriptive analysis employed a survey method to collect primary data using the interview method. The interview method was used as most micro and small business owners are comfortable with interaction rather than filling out the questionnaires due to the language barrier. The sample size is 384 respondents, as per Krejcie and Morgan's formula. The mean scores indicate a moderate degree of financial stress (2.354), financial resilience (2.623), and financial well-being (2.637). The level of financial stress differs based on the respondents' gender. Financial stress is more among female business owners (2.504) than their male counterparts (2.265). Further, business owners who earn more have a higher level of financial resilience (2.985), psychological capital (2.951), and financial well-being (2.711). Financial stress significantly impacts financial well-being (28.4%). Financial resilience has a partial mediation effect (65%) on financial stress and financial well-being. Finally, psychological capital moderates indirect relationships among financial stress, financial resilience, and financial well-being.  Thangaraj Ravikumar, Mali Sriram, Nagalingam Kannan, Issac Elias, Vinita Seshadri, 2022.</text>
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          <name>Creator</name>
          <description>An entity primarily responsible for making the resource</description>
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            <elementText elementTextId="110127">
              <text>Ravikumar T.; Sriram M.; Kannan N.; Elias I.; Seshadri V.</text>
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          <name>Source</name>
          <description>A related resource from which the described resource is derived</description>
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              <text>Problems and Perspectives in Management, Vol-20, No. 4, pp. 306-319.</text>
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          <name>Publisher</name>
          <description>An entity responsible for making the resource available</description>
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            <elementText elementTextId="110129">
              <text>LLC CPC Business Perspectives</text>
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          <name>Date</name>
          <description>A point or period of time associated with an event in the lifecycle of the resource</description>
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            <elementText elementTextId="110130">
              <text>2022-01-01</text>
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        <element elementId="43">
          <name>Identifier</name>
          <description>An unambiguous reference to the resource within a given context</description>
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            <elementText elementTextId="110131">
              <text>&lt;a href="https://doi.org/10.21511/ppm.20(4).2022.23" target="_blank" rel="noreferrer noopener"&gt;https://doi.org/10.21511/ppm.20(4).2022.23&lt;/a&gt;
&lt;br /&gt;&lt;br /&gt;&lt;a href="https://www.scopus.com/inward/record.uri?eid=2-s2.0-85147208760&amp;amp;doi=10.21511%2Fppm.20%284%29.2022.23&amp;amp;partnerID=40&amp;amp;md5=482048fba7aebe4fc5bc117254451117" target="_blank" rel="noreferrer noopener"&gt;https://www.scopus.com/inward/record.uri?eid=2-s2.0-85147208760&amp;amp;doi=10.21511%2fppm.20%284%29.2022.23&amp;amp;partnerID=40&amp;amp;md5=482048fba7aebe4fc5bc117254451117&lt;/a&gt;</text>
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          <name>Rights</name>
          <description>Information about rights held in and over the resource</description>
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            <elementText elementTextId="110132">
              <text>All Open Access; Gold Open Access</text>
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          <name>Relation</name>
          <description>A related resource</description>
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            <elementText elementTextId="110133">
              <text>ISSN: 17277051</text>
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          </elementTextContainer>
        </element>
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          <name>Format</name>
          <description>The file format, physical medium, or dimensions of the resource</description>
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            <elementText elementTextId="110134">
              <text>Online</text>
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          </elementTextContainer>
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          <name>Language</name>
          <description>A language of the resource</description>
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            <elementText elementTextId="110135">
              <text>English</text>
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          </elementTextContainer>
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        <element elementId="51">
          <name>Type</name>
          <description>The nature or genre of the resource</description>
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            <elementText elementTextId="110136">
              <text>Article</text>
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          </elementTextContainer>
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          <name>Coverage</name>
          <description>The spatial or temporal topic of the resource, the spatial applicability of the resource, or the jurisdiction under which the resource is relevant</description>
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              <text>Ravikumar T., School of Business and Management, CHRIST (Deemed University), India; Sriram M., School of Business and Management, CHRIST (Deemed University), India; Kannan N., School of Management Studies, Sathyabama Institute of Science and Technology, Deemed University, India; Elias I., School of Business and Management, CHRIST (Deemed University), India; Seshadri V., School of Business and Management, CHRIST (Deemed University), India</text>
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