Dublin Core The Dublin Core metadata element set is common to all Omeka records, including items, files, and collections. For more information see, http://dublincore.org/documents/dces/. Title A name given to the resource Articles Article Faculty Publications -Articles Dublin Core The Dublin Core metadata element set is common to all Omeka records, including items, files, and collections. For more information see, http://dublincore.org/documents/dces/. Title A name given to the resource Digital financial literacy among adults in India: measurement and validation Subject The topic of the resource digitization; educational finance; financial innovation and inventions and financial technology; Financial services Description An account of the resource The ongoing COVID-19 pandemic has considerably promoted the usage of Digital Financial Services (DFS) in India. Therefore, exploring the various determinants influencing the DFS users is crucial for the DFS providers to understand their customers better. This study aims to identify, measure, and validate the determinants of Digital Financial Literacy (DFL) from the Indian adults who use Digital Financial Services. A sample of 384 adult DFS users from India was surveyed using a self-administered questionnaire in 2021. A multidimensional scale was developed to measure the Digital Financial Literacy in this study. The results exhibit that Digital Knowledge, Financial Knowledge, Knowledge of DFS, Awareness of Digital Finance Risk, Digital Finance Risk Control, Knowledge of Customer Right, Product Suitability, Product Quality, Gendered Social Norm, Practical Application of Knowledge and Skill, Self-determination to use the Knowledge and Skill and Decision Making are the determinants of DFL among the adults in India. Further, the users of DFS without DFL will face numerous challenges such as inability to com-plete the transaction, financial loss and privacy breach, etc. Hence, the study concludes that DFL is prerequisite to use DFS effectively. 2022 The Author(s). This open access article is distributed under a Creative. Creator An entity primarily responsible for making the resource Ravikumar T.; Suresha B.; Prakash N.; Vazirani K.; Krishna T.A. Source A related resource from which the described resource is derived Cogent Economics and Finance, Vol-10, No. 1 Publisher An entity responsible for making the resource available Cogent OA Date A point or period of time associated with an event in the lifecycle of the resource 2022-01-01 Identifier An unambiguous reference to the resource within a given context <a href="https://doi.org/10.1080/23322039.2022.2132631" target="_blank" rel="noreferrer noopener">https://doi.org/10.1080/23322039.2022.2132631</a> <br /><br /><a href="https://www.scopus.com/inward/record.uri?eid=2-s2.0-85145313594&amp;doi=10.1080%2F23322039.2022.2132631&amp;partnerID=40&amp;md5=0e6bdf16d39ef1e13a6dbd8214d3289c" target="_blank" rel="noreferrer noopener">https://www.scopus.com/inward/record.uri?eid=2-s2.0-85145313594&amp;doi=10.1080%2f23322039.2022.2132631&amp;partnerID=40&amp;md5=0e6bdf16d39ef1e13a6dbd8214d3289c</a> Rights Information about rights held in and over the resource All Open Access; Gold Open Access Relation A related resource ISSN: 23322039 Format The file format, physical medium, or dimensions of the resource Online Language A language of the resource English Type The nature or genre of the resource Article Coverage The spatial or temporal topic of the resource, the spatial applicability of the resource, or the jurisdiction under which the resource is relevant Ravikumar T., School of Business and Management, CHRIST (Deemed University), Bangalore, India; Suresha B., School of Business and Management, CHRIST (Deemed University), Bangalore, India; Prakash N., School of Business and Management, CHRIST (Deemed University), Bangalore, India; Vazirani K., School of Business and Management, CHRIST (Deemed University), Bangalore, India; Krishna T.A., School of Commerce, Finance, and Accountancy, CHRIST (Deemed to University), Bangalore, India