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              <text>Financial well-being  A Generation Z perspective using a Structural Equation Modeling approach</text>
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              <text>Financial behavior; Financial fragility; Financial literacy; Financial technology; India</text>
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              <text>The current pandemic situation in the global economy has urged the need to revolutionize the financial services industry with a keen eye on consumers financial needs for sound financial decisions, which is necessary for financial well-being. The purpose of the study is to assess the financial well-being of Indian Gen Z students in relation to financial literacy, financial fragility, financial behavior, and financial technology. In addition, the study also tries to determine how Gen Z students financial well-being is influenced by other factors such as gender, age, parental education, employment status, and monthly income in India. The study uses the scientific data analysis approach, Partial Least Squares-SEM model to estimate, predict, and assess the hypotheses. A sample of 271 University students from India was surveyed using a self-administered structured questionnaire. Questions were incorporated to understand the effect of financial literacy, technology, fragility, behavior, demographic and parental characteristics on financial well-being. The results indicate that financial behavior is positively related to financial well-being, while financial fragility is negatively associated. However, financial literacy and financial technology do not significantly affect financial well-being. The results also show that financial well-being is significantly influenced by gender, parental education, employment status, and monthly income change. Understanding Indian Gen Z student financial well-being will expand the students understanding of the importance of financial literacy for well-planned financial behavior and informed decisions, hence high levels of financial well-being. Government and financial institutions can more effectively identify gaps and deficiencies in student financial well-being.  2022 LLC CPC Business Perspectives. All rights reserved.</text>
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              <text>Shankar N.; Vinod S.; Kamath R.</text>
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              <text>Investment Management and Financial Innovations, Vol-19, No. 1, pp. 32-50.</text>
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              <text>LLC CPC Business Perspectives</text>
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              <text>2022-01-01</text>
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              <text>&lt;a href="https://doi.org/10.21511/imfi.19(1).2022.03" target="_blank" rel="noreferrer noopener"&gt;https://doi.org/10.21511/imfi.19(1).2022.03&lt;/a&gt;
&lt;br /&gt;&lt;br /&gt;&lt;a href="https://www.scopus.com/inward/record.uri?eid=2-s2.0-85125864122&amp;amp;doi=10.21511%2Fimfi.19%281%29.2022.03&amp;amp;partnerID=40&amp;amp;md5=7b08e2f62fb1f852534be99a5ae500ad" target="_blank" rel="noreferrer noopener"&gt;https://www.scopus.com/inward/record.uri?eid=2-s2.0-85125864122&amp;amp;doi=10.21511%2fimfi.19%281%29.2022.03&amp;amp;partnerID=40&amp;amp;md5=7b08e2f62fb1f852534be99a5ae500ad&lt;/a&gt;</text>
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              <text>All Open Access; Gold Open Access</text>
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              <text>ISSN: 18104967</text>
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              <text>Shankar N., School of Business and Management, CHRIST University, India; Vinod S., Department of Computer Science, CHRIST University, India; Kamath R., School of Business and Management, CHRIST University, India</text>
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