<?xml version="1.0" encoding="UTF-8"?>
<item xmlns="http://omeka.org/schemas/omeka-xml/v5" itemId="15529" public="1" featured="0" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xsi:schemaLocation="http://omeka.org/schemas/omeka-xml/v5 http://omeka.org/schemas/omeka-xml/v5/omeka-xml-5-0.xsd" uri="https://archives.christuniversity.in/items/show/15529?output=omeka-xml" accessDate="2026-05-04T12:49:16+00:00">
  <collection collectionId="5">
    <elementSetContainer>
      <elementSet elementSetId="1">
        <name>Dublin Core</name>
        <description>The Dublin Core metadata element set is common to all Omeka records, including items, files, and collections. For more information see, http://dublincore.org/documents/dces/.</description>
        <elementContainer>
          <element elementId="50">
            <name>Title</name>
            <description>A name given to the resource</description>
            <elementTextContainer>
              <elementText elementTextId="64">
                <text>Articles</text>
              </elementText>
            </elementTextContainer>
          </element>
        </elementContainer>
      </elementSet>
    </elementSetContainer>
  </collection>
  <itemType itemTypeId="19">
    <name>Article</name>
    <description>Faculty Publications -Articles</description>
  </itemType>
  <elementSetContainer>
    <elementSet elementSetId="1">
      <name>Dublin Core</name>
      <description>The Dublin Core metadata element set is common to all Omeka records, including items, files, and collections. For more information see, http://dublincore.org/documents/dces/.</description>
      <elementContainer>
        <element elementId="50">
          <name>Title</name>
          <description>A name given to the resource</description>
          <elementTextContainer>
            <elementText elementTextId="114153">
              <text>Geographical and Gender Disparities in Financial Inclusion Diffusion in India</text>
            </elementText>
          </elementTextContainer>
        </element>
        <element elementId="49">
          <name>Subject</name>
          <description>The topic of the resource</description>
          <elementTextContainer>
            <elementText elementTextId="114154">
              <text>Financial inclusion; Gender disparity; Geographical disparity; India; Penetration</text>
            </elementText>
          </elementTextContainer>
        </element>
        <element elementId="41">
          <name>Description</name>
          <description>An account of the resource</description>
          <elementTextContainer>
            <elementText elementTextId="114155">
              <text>Financial inclusion is providing an opportunity to use essential banking and financial services to the less-privileged people and their businesses in order to accomplish an inclusive society and the inclusive economy. The efforts of policy makers towards achieving financial inclusion in India yielded fruitful results. Numbers of savings accounts, numbers of credit accounts, numbers of deposits, numbers of ATMs, and loan distribution to the micro and small enterprises have significantly improved in recent times. This study intends to provide answer to the question raised by examining the penetration of financial inclusion area wise, region wise and based on gender. This study has employed descriptive research design and has used secondary data for analysis. The study has found that there are geographical and gender disparities in financial inclusion penetration and financial inclusion penetration varies in terms of gender as well in India.  Indian Institute of Finance.</text>
            </elementText>
          </elementTextContainer>
        </element>
        <element elementId="39">
          <name>Creator</name>
          <description>An entity primarily responsible for making the resource</description>
          <elementTextContainer>
            <elementText elementTextId="114156">
              <text>Ravikumar T.; Murugan N.; Suhashini J.</text>
            </elementText>
          </elementTextContainer>
        </element>
        <element elementId="48">
          <name>Source</name>
          <description>A related resource from which the described resource is derived</description>
          <elementTextContainer>
            <elementText elementTextId="114157">
              <text>Finance India, Vol-35, No. 4, pp. 1453-1477.</text>
            </elementText>
          </elementTextContainer>
        </element>
        <element elementId="45">
          <name>Publisher</name>
          <description>An entity responsible for making the resource available</description>
          <elementTextContainer>
            <elementText elementTextId="114158">
              <text>Indian Institute of Finance</text>
            </elementText>
          </elementTextContainer>
        </element>
        <element elementId="40">
          <name>Date</name>
          <description>A point or period of time associated with an event in the lifecycle of the resource</description>
          <elementTextContainer>
            <elementText elementTextId="114159">
              <text>2021-01-01</text>
            </elementText>
          </elementTextContainer>
        </element>
        <element elementId="43">
          <name>Identifier</name>
          <description>An unambiguous reference to the resource within a given context</description>
          <elementTextContainer>
            <elementText elementTextId="114160">
              <text>&lt;a href="" target="_blank" rel="noreferrer noopener"&gt;&lt;/a&gt;
&lt;br /&gt;&lt;br /&gt;&lt;a href="https://www.scopus.com/inward/record.uri?eid=2-s2.0-85122251913&amp;amp;partnerID=40&amp;amp;md5=00c35e191e0c1975a678b41c8e984a1a" target="_blank" rel="noreferrer noopener"&gt;https://www.scopus.com/inward/record.uri?eid=2-s2.0-85122251913&amp;amp;partnerID=40&amp;amp;md5=00c35e191e0c1975a678b41c8e984a1a&lt;/a&gt;</text>
            </elementText>
          </elementTextContainer>
        </element>
        <element elementId="47">
          <name>Rights</name>
          <description>Information about rights held in and over the resource</description>
          <elementTextContainer>
            <elementText elementTextId="114161">
              <text>Restricted Access</text>
            </elementText>
          </elementTextContainer>
        </element>
        <element elementId="46">
          <name>Relation</name>
          <description>A related resource</description>
          <elementTextContainer>
            <elementText elementTextId="114162">
              <text>ISSN: 9703772</text>
            </elementText>
          </elementTextContainer>
        </element>
        <element elementId="42">
          <name>Format</name>
          <description>The file format, physical medium, or dimensions of the resource</description>
          <elementTextContainer>
            <elementText elementTextId="114163">
              <text>Online</text>
            </elementText>
          </elementTextContainer>
        </element>
        <element elementId="44">
          <name>Language</name>
          <description>A language of the resource</description>
          <elementTextContainer>
            <elementText elementTextId="114164">
              <text>English</text>
            </elementText>
          </elementTextContainer>
        </element>
        <element elementId="51">
          <name>Type</name>
          <description>The nature or genre of the resource</description>
          <elementTextContainer>
            <elementText elementTextId="114165">
              <text>Article</text>
            </elementText>
          </elementTextContainer>
        </element>
        <element elementId="38">
          <name>Coverage</name>
          <description>The spatial or temporal topic of the resource, the spatial applicability of the resource, or the jurisdiction under which the resource is relevant</description>
          <elementTextContainer>
            <elementText elementTextId="114166">
              <text>Ravikumar T., CHRIST (Deemed to be University), Hosur Road, Bhavani Nagar, S.G. Palya, Central Campus, Karnataka, Bangalore, 560029, India; Murugan N., PSNA College of Engineering and Technology, Psnacet, Kothandaraman Nagar, Tamil Nadu, Dindigul, 624622, India; Suhashini J., PSNA College of Engineering and Technology, Psnacet, Kothandaraman Nagar, Tamil Nadu, Dindigul, 624622, India</text>
            </elementText>
          </elementTextContainer>
        </element>
      </elementContainer>
    </elementSet>
  </elementSetContainer>
</item>
