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              <text>Determinants of Banks' Profitability: An Empirical Study on Select Indian Public and Private Sector Banks</text>
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              <text>In this study the determinants of banking profitability has been studied based on the secondary data. The entire study is classified into two parts (i) Public Sector Banks and (ii) Private Sector Banks. Various variables such as NPA, Operating Profit, Credit Size, ROA, Operating Expense, Total Income, Capital etc. and their interrelationship is studied through correlation coefficients, regression analysis, anova etc. The research observes that a large number of independent factors are responsible in determining banking profitability and that in those determinants some create a significant effect on profitability but some factors do not create any significant effect. It is observed that though macroeconomic variables are not so important to determine the profitability of a bank but the GDP growth rate creates a significant effect on determining the profitability of a bank. According to the study based on facts and figures collected, private sector banks performance is better than public sector banks.  Indian Institute of Finance.</text>
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              <text>Raju M.</text>
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              <text>Finance India, Vol-35, No. 2, pp. 467-479.</text>
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              <text>Indian Institute of Finance</text>
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              <text>2021-01-01</text>
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              <text>ISSN: 9703772</text>
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              <text>Raju M., Christ University, Department of Management Studies, Hosur Road, Bhavani Nagar, Suddagunte Palya Karnataka, Bengaluru, 560029, India</text>
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