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    <name>Article</name>
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              <text>Financial inclusion in IndiaA progress and challenges</text>
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              <text>Bank Penetration; Credit Penetration; Deposits penetration; Financial Inclusion</text>
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              <text>The term Financial Inclusion means the process of access to appropriate financial products and services needed by all sections of society including vulnerable groups such as weaker section and low-income at an affordable cost. It has been a very big challenge for the developing countries for including the people into the financial system. Financial inclusion is emerging as a new paradigm of economic growth that plays major role in driving away the poverty from the country. Financial inclusion is important priority of the country in terms of economic growth and advancement of society. Globally, the financial inclusion is on the rise and from 2014-2017, 515 million adults opened an account with bank and there has been a significant increase in the use of mobile Phones and internet to conduct financial transaction. There was a commendable increase in the financial inclusion and this is predominantly driven by India. Through government initiatives and indicatives taken by the RBI, weaker sections of society and economically poor people were able to access to financial products, services, credit etc. The basic variables for measuring the financial inclusion are bank penetration, credit penetration, number of accounts opened etc. So the present study aims to investigate the progress of financial Inclusion in India through the initiatives taken by the Government of India(GOI) and Reserve Bank of India (RBI).  2019 SERSC.</text>
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              <text>Vincent G.; Sivakumar S.</text>
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              <text>International Journal of Advanced Science and Technology, Vol-28, No. 19, pp. 521-530.</text>
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              <text>Science and Engineering Research Support Society</text>
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              <text>2019-01-01</text>
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              <text>&lt;a href="" target="_blank" rel="noreferrer noopener"&gt;&lt;/a&gt;
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              <text>Restricted Access</text>
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              <text>ISSN: 20054238</text>
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              <text>Vincent G., Department of Commerce Christ (Deemed to be University), Bengaluru, India; Sivakumar S., Department of Commerce, St.Josephs College of Commerce (Autonomous), 163, Brigade Road, Bengaluru, 560025, India</text>
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