Dublin Core The Dublin Core metadata element set is common to all Omeka records, including items, files, and collections. For more information see, http://dublincore.org/documents/dces/. Title A name given to the resource Book Chapter Book Chapter Faculty Publications- Book Chapter Dublin Core The Dublin Core metadata element set is common to all Omeka records, including items, files, and collections. For more information see, http://dublincore.org/documents/dces/. Title A name given to the resource Financial Vulnerability in Households: Dissecting the Roots of Financial Instability Subject The topic of the resource Digitalized payments; Financial capability; Financial socialization; Financial stress Description An account of the resource The phenomenon of household financial vulnerability, defined by unexpected shocksin income and expenditures, carries major implications for both individual households and the overall economy of a nation. For a considerable time, household debt has been widely acknowledged as the primary determinant of household financial vulnerability. This study aims to extend the analysis beyond the scope of household debt. Middle-income households may experience financial difficulties when faced with unexpected changes in income and expenses. These challenges can arise from several circumstances, including the inability to engage in discretionary activities such as dining out or vacations. For a very long time, it has been posited that low-income households exclusively experience financial vulnerability. Hence, it is imperative to thoroughly examine the concept of household financial vulnerability and its underlying factors to enhance households' ability to withstand adversities and better clarify the matter. In light of the prevailing economic recession triggered by the global pandemic and the ongoing confrontation between Russia and Ukraine, the significance of the matter is further underscored. This study aims to comprehensively define household financial vulnerability and examine its relationship with financial capability, digitalized payments, financial stress, and financial socialization. The current study anticipates establishing a foundational framework for future research endeavors in this specific field. Moreover, this paper also explores potential avenues for future research. The Author(s), under exclusive license to Springer Nature Switzerland AG 2025. Creator An entity primarily responsible for making the resource Biju D.S.; Tantia V. Source A related resource from which the described resource is derived Studies in Systems, Decision and Control, Vol-555, pp. 339-350. Publisher An entity responsible for making the resource available Springer Science and Business Media Deutschland GmbH Date A point or period of time associated with an event in the lifecycle of the resource 2025-01-01 Identifier An unambiguous reference to the resource within a given context <a href="https://doi.org/10.1007/978-3-031-67890-5_31" target="_blank" rel="noreferrer noopener">https://doi.org/10.1007/978-3-031-67890-5_31</a> <br /><br /><a href="https://www.scopus.com/inward/record.uri?eid=2-s2.0-85210182412&amp;doi=10.1007%2F978-3-031-67890-5_31&amp;partnerID=40&amp;md5=5df0629d131767f8715f4a1872c1d707" target="_blank" rel="noreferrer noopener">https://www.scopus.com/inward/record.uri?eid=2-s2.0-85210182412&amp;doi=10.1007%2f978-3-031-67890-5_31&amp;partnerID=40&amp;md5=5df0629d131767f8715f4a1872c1d707</a> Rights Information about rights held in and over the resource Restricted Access Relation A related resource ISSN: 21984182 Format The file format, physical medium, or dimensions of the resource Online Language A language of the resource English Type The nature or genre of the resource Book chapter Coverage The spatial or temporal topic of the resource, the spatial applicability of the resource, or the jurisdiction under which the resource is relevant Biju D.S., Department of Commerce, Christ (Deemed to be University), Bangalore, India; Tantia V., Department of Commerce, Christ (Deemed to be University), Bangalore, India