<?xml version="1.0" encoding="UTF-8"?>
<item xmlns="http://omeka.org/schemas/omeka-xml/v5" itemId="17575" public="1" featured="0" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xsi:schemaLocation="http://omeka.org/schemas/omeka-xml/v5 http://omeka.org/schemas/omeka-xml/v5/omeka-xml-5-0.xsd" uri="https://archives.christuniversity.in/items/show/17575?output=omeka-xml" accessDate="2026-04-09T04:49:31+00:00">
  <collection collectionId="15">
    <elementSetContainer>
      <elementSet elementSetId="1">
        <name>Dublin Core</name>
        <description>The Dublin Core metadata element set is common to all Omeka records, including items, files, and collections. For more information see, http://dublincore.org/documents/dces/.</description>
        <elementContainer>
          <element elementId="50">
            <name>Title</name>
            <description>A name given to the resource</description>
            <elementTextContainer>
              <elementText elementTextId="44496">
                <text>Book Chapter</text>
              </elementText>
            </elementTextContainer>
          </element>
        </elementContainer>
      </elementSet>
    </elementSetContainer>
  </collection>
  <itemType itemTypeId="27">
    <name>Book Chapter</name>
    <description>Faculty Publications- Book Chapter</description>
  </itemType>
  <elementSetContainer>
    <elementSet elementSetId="1">
      <name>Dublin Core</name>
      <description>The Dublin Core metadata element set is common to all Omeka records, including items, files, and collections. For more information see, http://dublincore.org/documents/dces/.</description>
      <elementContainer>
        <element elementId="50">
          <name>Title</name>
          <description>A name given to the resource</description>
          <elementTextContainer>
            <elementText elementTextId="142439">
              <text>An in-depth investigation into financial literacy levels in Indian households</text>
            </elementText>
          </elementTextContainer>
        </element>
        <element elementId="41">
          <name>Description</name>
          <description>An account of the resource</description>
          <elementTextContainer>
            <elementText elementTextId="142440">
              <text>In a complex financial world, lack of awareness complicates money management and savings. Emphasizing financial literacy is vital for informed decision-making. This study explores global financial illiteracy, advocating international initiatives. In India, it assesses disparities and government activities and reviews tax-saving and mobile banking. Gaps include limited studies on Indian households, necessitating gender-specific analyses and research on education's impact. The methodology outlines justification, operational definitions, and data collection techniques. With ANOVA and descriptive statistics on 285 respondents, the study reveals demographic analysis, indicating higher financial literacy with age and a gender gap. Education. positively correlates with financial literacy. Recommendations include interventions like financial seminars, collaboration with regulators, and destigmatizing money talks at home to enhance financial literacy and bridge gaps.  2024 by IGI Global. All rights reserved.</text>
            </elementText>
          </elementTextContainer>
        </element>
        <element elementId="39">
          <name>Creator</name>
          <description>An entity primarily responsible for making the resource</description>
          <elementTextContainer>
            <elementText elementTextId="142441">
              <text>Patil A.; Niranjan L.R.; Patavardhan R.; Jain V.</text>
            </elementText>
          </elementTextContainer>
        </element>
        <element elementId="48">
          <name>Source</name>
          <description>A related resource from which the described resource is derived</description>
          <elementTextContainer>
            <elementText elementTextId="142442">
              <text>Contemporary Research and Practices for Promoting Financial Literacy and Sustainability, pp. 113-146.</text>
            </elementText>
          </elementTextContainer>
        </element>
        <element elementId="45">
          <name>Publisher</name>
          <description>An entity responsible for making the resource available</description>
          <elementTextContainer>
            <elementText elementTextId="142443">
              <text>IGI Global</text>
            </elementText>
          </elementTextContainer>
        </element>
        <element elementId="40">
          <name>Date</name>
          <description>A point or period of time associated with an event in the lifecycle of the resource</description>
          <elementTextContainer>
            <elementText elementTextId="142444">
              <text>2024-01-01</text>
            </elementText>
          </elementTextContainer>
        </element>
        <element elementId="43">
          <name>Identifier</name>
          <description>An unambiguous reference to the resource within a given context</description>
          <elementTextContainer>
            <elementText elementTextId="142445">
              <text>&lt;a href="https://doi.org/10.4018/979-8-3693-0863-9.ch005" target="_blank" rel="noreferrer noopener"&gt;https://doi.org/10.4018/979-8-3693-0863-9.ch005&lt;/a&gt;
&lt;br /&gt;&lt;br /&gt;&lt;a href="https://www.scopus.com/inward/record.uri?eid=2-s2.0-85204521168&amp;amp;doi=10.4018%2F979-8-3693-0863-9.ch005&amp;amp;partnerID=40&amp;amp;md5=6e307a8ec7d60f5150d64ac6239ce4b9" target="_blank" rel="noreferrer noopener"&gt;https://www.scopus.com/inward/record.uri?eid=2-s2.0-85204521168&amp;amp;doi=10.4018%2f979-8-3693-0863-9.ch005&amp;amp;partnerID=40&amp;amp;md5=6e307a8ec7d60f5150d64ac6239ce4b9&lt;/a&gt;</text>
            </elementText>
          </elementTextContainer>
        </element>
        <element elementId="47">
          <name>Rights</name>
          <description>Information about rights held in and over the resource</description>
          <elementTextContainer>
            <elementText elementTextId="142446">
              <text>Restricted Access</text>
            </elementText>
          </elementTextContainer>
        </element>
        <element elementId="46">
          <name>Relation</name>
          <description>A related resource</description>
          <elementTextContainer>
            <elementText elementTextId="142447">
              <text>ISBN: 979-836930864-6; 979-836930863-9</text>
            </elementText>
          </elementTextContainer>
        </element>
        <element elementId="42">
          <name>Format</name>
          <description>The file format, physical medium, or dimensions of the resource</description>
          <elementTextContainer>
            <elementText elementTextId="142448">
              <text>Online</text>
            </elementText>
          </elementTextContainer>
        </element>
        <element elementId="44">
          <name>Language</name>
          <description>A language of the resource</description>
          <elementTextContainer>
            <elementText elementTextId="142449">
              <text>English</text>
            </elementText>
          </elementTextContainer>
        </element>
        <element elementId="51">
          <name>Type</name>
          <description>The nature or genre of the resource</description>
          <elementTextContainer>
            <elementText elementTextId="142450">
              <text>Book chapter</text>
            </elementText>
          </elementTextContainer>
        </element>
        <element elementId="38">
          <name>Coverage</name>
          <description>The spatial or temporal topic of the resource, the spatial applicability of the resource, or the jurisdiction under which the resource is relevant</description>
          <elementTextContainer>
            <elementText elementTextId="142451">
              <text>Patil A., Christ University, India; Niranjan L.R., Christ University, India; Patavardhan R., Christ University, India; Jain V., Christ University, India</text>
            </elementText>
          </elementTextContainer>
        </element>
      </elementContainer>
    </elementSet>
  </elementSetContainer>
</item>
