Dublin Core The Dublin Core metadata element set is common to all Omeka records, including items, files, and collections. For more information see, http://dublincore.org/documents/dces/. Title A name given to the resource Book Chapter Book Chapter Faculty Publications- Book Chapter Dublin Core The Dublin Core metadata element set is common to all Omeka records, including items, files, and collections. For more information see, http://dublincore.org/documents/dces/. Title A name given to the resource Role of Digital Lending in Serving Financially Excluded Individuals and Small Medium Businesses in India Description An account of the resource Financial inclusion has become a national strategy for the achievement of an inclusive economy and inclusive society in emerging countries. Access and continuous usage of formal financial services by the financially excluded people are known as financial inclusion. Financially excluded people are still there across the globe and in India. In India, although there are many supply-side and demand-side constraints for promoting financial inclusion, the vital constraint of financial inclusion is the inability of formal financial institutions to serve the unbanked and underbanked by adopting disruptive technologies for their business models and by developing and delivering innovative and customised financial products and services. Formal financial institutions embrace technologies such as Artificial Intelligence, Machine Learning, and Big Data Analytics for their operations in a gradual pace when compared to FinTech start-ups. But Digital Lending Start-ups make all the efforts to serve the unbanked and underbanked population through AI-powered alternative scoring methodology and customised digital loans. This article focuses on the process in which Digital Lending Start-ups serve the financially excluded individuals and Small and Medium Businesses in India. Further, this article analyses the growth, acceptance, future potential, and limitations of digital lending in India. 2024 selection and editorial matter, Satyajit Chakrabarti, Saikat Chakrabarti, Amit Kumar Bhandari, Dipak Saha and Rabin Mazumder. Creator An entity primarily responsible for making the resource Ravikumar T.; Murugan N.; Suhashini J. Source A related resource from which the described resource is derived Perspectives in Finance and Digital Transformations in Business, pp. 211-217. Publisher An entity responsible for making the resource available Taylor and Francis Date A point or period of time associated with an event in the lifecycle of the resource 2024-01-01 Identifier An unambiguous reference to the resource within a given context <a href="https://doi.org/10.4324/9781003470229-24" target="_blank" rel="noreferrer noopener">https://doi.org/10.4324/9781003470229-24</a> <br /><br /><a href="https://www.scopus.com/inward/record.uri?eid=2-s2.0-85201592621&amp;doi=10.4324%2F9781003470229-24&amp;partnerID=40&amp;md5=c10dd4fb297f04c732423d6aeead9e22" target="_blank" rel="noreferrer noopener">https://www.scopus.com/inward/record.uri?eid=2-s2.0-85201592621&amp;doi=10.4324%2f9781003470229-24&amp;partnerID=40&amp;md5=c10dd4fb297f04c732423d6aeead9e22</a> Rights Information about rights held in and over the resource Restricted Access Relation A related resource ISBN: 978-104001756-2; 978-103235874-1 Format The file format, physical medium, or dimensions of the resource Online Language A language of the resource English Type The nature or genre of the resource Book chapter Coverage The spatial or temporal topic of the resource, the spatial applicability of the resource, or the jurisdiction under which the resource is relevant Ravikumar T., CHRIST, Deemed University, Bangalore, India; Murugan N., PSNA College of Engineering and Technology, Tamil Nadu, Dindigul, India; Suhashini J., PSNA College of Engineering and Technology, Tamil Nadu, Dindigul, India