<?xml version="1.0" encoding="UTF-8"?>
<item xmlns="http://omeka.org/schemas/omeka-xml/v5" itemId="19288" public="1" featured="0" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xsi:schemaLocation="http://omeka.org/schemas/omeka-xml/v5 http://omeka.org/schemas/omeka-xml/v5/omeka-xml-5-0.xsd" uri="https://archives.christuniversity.in/items/show/19288?output=omeka-xml" accessDate="2026-04-12T03:23:00+00:00">
  <collection collectionId="16">
    <elementSetContainer>
      <elementSet elementSetId="1">
        <name>Dublin Core</name>
        <description>The Dublin Core metadata element set is common to all Omeka records, including items, files, and collections. For more information see, http://dublincore.org/documents/dces/.</description>
        <elementContainer>
          <element elementId="50">
            <name>Title</name>
            <description>A name given to the resource</description>
            <elementTextContainer>
              <elementText elementTextId="51377">
                <text>Conference Papers</text>
              </elementText>
            </elementTextContainer>
          </element>
        </elementContainer>
      </elementSet>
    </elementSetContainer>
  </collection>
  <itemType itemTypeId="28">
    <name>Conference Paper</name>
    <description>Faculty Publications- Conference Papers</description>
  </itemType>
  <elementSetContainer>
    <elementSet elementSetId="1">
      <name>Dublin Core</name>
      <description>The Dublin Core metadata element set is common to all Omeka records, including items, files, and collections. For more information see, http://dublincore.org/documents/dces/.</description>
      <elementContainer>
        <element elementId="50">
          <name>Title</name>
          <description>A name given to the resource</description>
          <elementTextContainer>
            <elementText elementTextId="165660">
              <text>A Study Examining the Relationship Between College Students Demographic Characteristics and Financial Literacy- With Special Reference to a Union Territory in India</text>
            </elementText>
          </elementTextContainer>
        </element>
        <element elementId="49">
          <name>Subject</name>
          <description>The topic of the resource</description>
          <elementTextContainer>
            <elementText elementTextId="165661">
              <text>Borrowings; Demographic Behaviour; Financial Literacy; Financial well-being</text>
            </elementText>
          </elementTextContainer>
        </element>
        <element elementId="41">
          <name>Description</name>
          <description>An account of the resource</description>
          <elementTextContainer>
            <elementText elementTextId="165662">
              <text>Over the past ten years, the importance of financial literacy has been growing across the world. Prior research has found that a lack of financial knowledge can have several negative consequences, the inability to make correct financial decisions, high levels of debt, high-cost borrowing and misuse of credit. Limited knowledge of financial concepts also has an impact on the economy as a whole. This study attempts to measure the level of financial literacy of college students in Goa, India. A total of 378 respondents were surveyed and their level of financial literacy was measured through a percentage analysis. The respondents level of financial literacy was also studied concerning various demographic characteristics. The results show an association between financial literacy and sex, level of education, field of education, percentage of respondents and income level. The findings of the study suggest a need for the strengthening of initiatives by policymakers to introduce the concept of financial literacy for students all over the state as well as the country, in every field.  The Author(s), under exclusive license to Springer Nature Switzerland AG 2024.</text>
            </elementText>
          </elementTextContainer>
        </element>
        <element elementId="39">
          <name>Creator</name>
          <description>An entity primarily responsible for making the resource</description>
          <elementTextContainer>
            <elementText elementTextId="165663">
              <text>Dave K.A.; Ashfaque M.Z.; Guruprasad D.; Narasimha M.H.; Kazim S.; Mukthar K.P.J.</text>
            </elementText>
          </elementTextContainer>
        </element>
        <element elementId="48">
          <name>Source</name>
          <description>A related resource from which the described resource is derived</description>
          <elementTextContainer>
            <elementText elementTextId="165664">
              <text>Lecture Notes in Networks and Systems, Vol-1080 LNNS, pp. 412-425.</text>
            </elementText>
          </elementTextContainer>
        </element>
        <element elementId="45">
          <name>Publisher</name>
          <description>An entity responsible for making the resource available</description>
          <elementTextContainer>
            <elementText elementTextId="165665">
              <text>Springer Science and Business Media Deutschland GmbH</text>
            </elementText>
          </elementTextContainer>
        </element>
        <element elementId="40">
          <name>Date</name>
          <description>A point or period of time associated with an event in the lifecycle of the resource</description>
          <elementTextContainer>
            <elementText elementTextId="165666">
              <text>2024-01-01</text>
            </elementText>
          </elementTextContainer>
        </element>
        <element elementId="43">
          <name>Identifier</name>
          <description>An unambiguous reference to the resource within a given context</description>
          <elementTextContainer>
            <elementText elementTextId="165667">
              <text>&lt;a href="https://doi.org/10.1007/978-3-031-67444-0_40" target="_blank" rel="noreferrer noopener"&gt;https://doi.org/10.1007/978-3-031-67444-0_40&lt;/a&gt;
&lt;br /&gt;&lt;br /&gt;&lt;a href="https://www.scopus.com/inward/record.uri?eid=2-s2.0-85201965849&amp;amp;doi=10.1007%2F978-3-031-67444-0_40&amp;amp;partnerID=40&amp;amp;md5=5a946c68102e843f63adac86236eade5" target="_blank" rel="noreferrer noopener"&gt;https://www.scopus.com/inward/record.uri?eid=2-s2.0-85201965849&amp;amp;doi=10.1007%2f978-3-031-67444-0_40&amp;amp;partnerID=40&amp;amp;md5=5a946c68102e843f63adac86236eade5&lt;/a&gt;</text>
            </elementText>
          </elementTextContainer>
        </element>
        <element elementId="47">
          <name>Rights</name>
          <description>Information about rights held in and over the resource</description>
          <elementTextContainer>
            <elementText elementTextId="165668">
              <text>Restricted Access</text>
            </elementText>
          </elementTextContainer>
        </element>
        <element elementId="46">
          <name>Relation</name>
          <description>A related resource</description>
          <elementTextContainer>
            <elementText elementTextId="165669">
              <text>ISSN: 23673370; ISBN: 978-303167443-3</text>
            </elementText>
          </elementTextContainer>
        </element>
        <element elementId="42">
          <name>Format</name>
          <description>The file format, physical medium, or dimensions of the resource</description>
          <elementTextContainer>
            <elementText elementTextId="165670">
              <text>Online</text>
            </elementText>
          </elementTextContainer>
        </element>
        <element elementId="44">
          <name>Language</name>
          <description>A language of the resource</description>
          <elementTextContainer>
            <elementText elementTextId="165671">
              <text>English</text>
            </elementText>
          </elementTextContainer>
        </element>
        <element elementId="51">
          <name>Type</name>
          <description>The nature or genre of the resource</description>
          <elementTextContainer>
            <elementText elementTextId="165672">
              <text>Conference paper</text>
            </elementText>
          </elementTextContainer>
        </element>
        <element elementId="38">
          <name>Coverage</name>
          <description>The spatial or temporal topic of the resource, the spatial applicability of the resource, or the jurisdiction under which the resource is relevant</description>
          <elementTextContainer>
            <elementText elementTextId="165673">
              <text>Dave K.A., St. Josephs College of Commerce (Autonomous), Karnataka, Bengaluru, India; Ashfaque M.Z., St. Josephs College of Commerce (Autonomous), Karnataka, Bengaluru, India; Guruprasad D., Department of Commerce, Manipal Academy of Higher Education, Bengaluru, India; Narasimha M.H., CHRIST (Deemed to be University), Bengaluru, India; Kazim S., Jain (Deemed to be University) CMS, Bengaluru, India; Mukthar K.P.J., Kristu Jayanti College (Autonomous), Karnataka, Bengaluru, India</text>
            </elementText>
          </elementTextContainer>
        </element>
      </elementContainer>
    </elementSet>
  </elementSetContainer>
</item>
