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              <text>Building Robust FinTech Applications and Reducing Strain on Strategic Data Centers using the LoTus Model</text>
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              <text>Agile; Architecture; FinTech; LoTus Model; Scrum; Software Development; Software Engineering</text>
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              <text>Agile is a well-known project management approach that has been used for many years. It places a strong emphasis on client satisfaction, adaptability, and teamwork. Agile was first developed as a software development approach, but it has now been modified for application in other sectors including marketing and finance. The Agile Manifesto, which was released in 2001 and explains the principles and ideals of Agile development, is the foundation of the Agile ideology. One or more of the guiding principles is to adapt to change instead of following a plan, prioritize functional software over thorough documentation, and collaborate with customers over negotiating contracts. Agile has gained popularity over time as businesses try to be adaptable and responsive to their customers' constantly changing business demands. The lack of predictability in Agile is one of its key drawbacks. Agile stresses client cooperation and adaptation, therefore the finished product could differ somewhat from what was originally planned. For businesses that depend on meticulous planning and a rigid schedule, this lack of predictability can be problematic. It faced a serious problem during the process of building a finance application called JazzFinance. This has led to build another robust and systematic software development method called as LoTus model. The proposed LoTus is an acronym for two abbreviations. Those are lean optimization TypeFace for Unified Systems (LoTus) and Locate dependencies, optimize for reusability, Test-Driven environment, Unify Design and Scalability. This article goes through the development of LoTus and how it has helped us build a stable finance application within a small amount of stipulated time.  2023 IEEE.</text>
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              <text>Lakshmikanth Rajath Mohan T.; Jayapandian N.</text>
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              <text>Proceedings of the 7th International Conference on Intelligent Computing and Control Systems, ICICCS 2023, pp. 1176-1181.</text>
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              <text>Institute of Electrical and Electronics Engineers Inc.</text>
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              <text>&lt;a href="https://doi.org/10.1109/ICICCS56967.2023.10142355" target="_blank" rel="noreferrer noopener"&gt;https://doi.org/10.1109/ICICCS56967.2023.10142355&lt;/a&gt;
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              <text>ISBN: 979-835039725-3</text>
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              <text>Lakshmikanth Rajath Mohan T., CHRIST (Deemed to Be University), School of Engineering and Technology, India; Jayapandian N., CHRIST (Deemed to Be University), School of Engineering and Technology, India</text>
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