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              <text>IMPACT OF ARTIFICIAL INTELLIGENCE ON E-BANKING AND FINANCIAL TECHNOLOGY DEVELOPMENT</text>
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              <text>Banking; Customer Services; Finance; Forecasting; Internet banking; Machine Learning</text>
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              <text>Artificial intelligence has a significant impact on financial technologies. Machine learning is an important field of artificial intelligence. Machine learning is a subset of artificial intelligence. According to client knowledge gathered by machine learning, data structures may be more easily comprehended and changed. Machine learning, although still being employed in the IT business, has its own set of benefits. They are used by computer program to explain or solve a typical issue because they are a set of well-written instructions. Data inputs for factual research may be prepared by computers using master learning algorithms that can deliver results within a certain range. Computers are used to model test data, and frameworks are used to make automated decisions based on input data. Banks and financial institutions may benefit from the use of machine learning. This article discusses applications of machine learning in banking and finance sector.  The Electrochemical Society</text>
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              <text>Thommandru A.; Chakka B.; Vinay M.; Mamgain P.</text>
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              <text>ECS Transactions, Vol-107, No. 1, pp. 16469-16475.</text>
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              <text>Institute of Physics</text>
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              <text>&lt;a href="https://doi.org/10.1149/10701.16469ecst" target="_blank" rel="noreferrer noopener"&gt;https://doi.org/10.1149/10701.16469ecst&lt;/a&gt;
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              <text>ISSN: 19386737; ISBN: 978-160768539-5</text>
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              <text>Thommandru A., Law Department -VSL, VIT AP University, Andhra Pradesh, India; Chakka B., Law Department, VIT AP University, Andhra Pradesh, India; Vinay M., Department of Computer science, CHRIST (Deemed to be University; Mamgain P., Department of Business Management, HNB Garhwal University, Uttarakhand, India</text>
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