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              <text>Technologies Driving Digital Payments in India: Present and Future</text>
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              <text>Biometric authentication; Digital payments; India; Soundwave technology; Technology</text>
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              <text>The payments market in India has been witnessing a significant transformation in recent years. The Indian payments market has robustly and consistently been moving towards digitization due to enhanced digital infrastructure, favourable government policies, and initiatives, availability of new technologies, disruptive innovations, and changes in the mindset of the customers. India tops in the worlds real-time digital payments with 20.5billion transactions in the year 2020 despite the adverse effect of the COVID-19 pandemic. This article deals with the growth of the Indian digital payments market and the technologies that drive the digital payments space at present and in the future.  2022, The Author(s), under exclusive license to Springer Nature Singapore Pte Ltd.</text>
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              <text>Ravikumar T.; Murugan N.; Suhashini J.; Sriram M.</text>
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              <text>Lecture Notes in Networks and Systems, Vol-351, pp. 71-78.</text>
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              <text>&lt;a href="https://doi.org/10.1007/978-981-16-7657-4_7" target="_blank" rel="noreferrer noopener"&gt;https://doi.org/10.1007/978-981-16-7657-4_7&lt;/a&gt;
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              <text>ISSN: 23673370; ISBN: 978-981167656-7</text>
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              <text>Ravikumar T., CHRIST (Deemed to be University), Bangalore, India; Murugan N., PSNA College of Engineering and Technology, Tamil Nadu, Dindigul, India; Suhashini J., PSNA College of Engineering and Technology, Tamil Nadu, Dindigul, India; Sriram M., CHRIST (Deemed to be University), Bangalore, India</text>
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