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              <text>A Scoping Review on the Factors Affecting the Adoption of Robo-advisors for Financial Decision-Making</text>
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              <text>Artificial Intelligence; Financial Advice; Fintech; Robo-advisors; Scoping Review; Technology Adoption</text>
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              <text>Robo-advisors have recently gained popularity as an algorithm-based method of simplifying financial management. The present study explores the factors that lead many potential consumers to use Robo-advisors in financial decisions. Adopting a scoping review approach formulated by Arksey and O'Malley, the study examines the factors affecting the acceptance and usage of financial Robo-advisors in different parts of the world. The results suggest that performance expectancy, effort expectancy, trust in technology, financial knowledge, investing experience, cost-effectiveness, facilitating conditions, and intrinsic motivation are positively related to adopting Robo-advisors. On the contrary, anxiety, risk perception, investor age, data security, and behavioral biases negatively influence the investor attitude toward Robo-advisors. This creates a barrier to the diffusion of financial Robo-advisors among the investors. The study concludes by providing recommendations to service providers, policymakers, and marketers for the speedy distribution and acceptance of algorithms for the public's financial decision-making. The study identifies gaps in the existing literature and suggests areas for future research for aspiring academics.  2024 University of Pardubice. All rights reserved.</text>
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          <name>Creator</name>
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              <text>Nain I.; Rajan S.</text>
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              <text>Scientific Papers of the University of Pardubice, Series D: Faculty of Economics and Administration, Vol-32, No. 1, pp. 1884-.</text>
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              <text>University of Pardubice</text>
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              <text>2024-01-01</text>
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              <text>&lt;a href="https://doi.org/10.46585/sp32011884" target="_blank" rel="noreferrer noopener"&gt;https://doi.org/10.46585/sp32011884&lt;/a&gt;
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          <name>Rights</name>
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              <text>All Open Access; Gold Open Access</text>
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              <text>ISSN: 1211555X</text>
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              <text>Online</text>
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              <text>Nain I., CHRIST (Deemed to be University, Department of Commerce, India; Rajan S., CHRIST (Deemed to be University, Department of Commerce, India</text>
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