Dublin Core The Dublin Core metadata element set is common to all Omeka records, including items, files, and collections. For more information see, http://dublincore.org/documents/dces/. Title A name given to the resource Faculty Publications Article Faculty Publications -Articles Dublin Core The Dublin Core metadata element set is common to all Omeka records, including items, files, and collections. For more information see, http://dublincore.org/documents/dces/. Creator An entity primarily responsible for making the resource Gautam, Dixita; Tantia, Veerta Title A name given to the resource Capitalizing on diversity: Role of entrepreneurial and firm attributes in rural MSMEs financial accessibility Date A point or period of time associated with an event in the lifecycle of the resource 01-01-2025 Source A related resource from which the described resource is derived Journal of the International Council for Small Business; Identifier An unambiguous reference to the resource within a given context <a href="https://doi.org/10.1080/26437015.2025.2518237" target="_blank" rel="noreferrer noopener">https://doi.org/10.1080/26437015.2025.2518237</a> <br /><br /><a href="https://www.scopus.com/pages/publications/105010495796?origin=resultslist" target="_blank" rel="noreferrer noopener">https://www.scopus.com/pages/publications/105010495796?origin=resultslist</a> Coverage The spatial or temporal topic of the resource, the spatial applicability of the resource, or the jurisdiction under which the resource is relevant Gautam D., Department of Commerce, Christ (Deemed to Be University), India; Tantia V., Department of Commerce, Christ (Deemed to Be University), India Description An account of the resource Consistent access to credit from formal financial institutions has been a significant challenge for micro-, small, and medium-sized enterprises (MSMEs) in rural areas. Despite contributing to a majority of the workforce in the economy, their failure rates continue to rise. These often indicate an inadequacy in internal determinants, such as limited access to infrastructure, inefficient managerial competencies, low entrepreneurial orientation, and other firm-related attributes. This article investigates how entrepreneurial and firm-specific traits influence the financial accessibility of rural MSMEs in the northeastern state of Assam in India while also considering the role of credit rationing. The current study data were collected from MSME entrepreneurs and analyzed using thematic analysis to explore the variables impacting credit accessibility. The results reveal that entrepreneurial (motivation, education, entrepreneurial orientation) and firm characteristics (firm size, infrastructure, technical know-how) are critical in assessing lenders perception toward borrowers in the complex loan processes. 2025 International Council for Small Business. Subject The topic of the resource credit rationing; Entrepreneur attributes; firm attributes; MSME; rural Publisher An entity responsible for making the resource available Informa UK Ltd Relation A related resource ISSN: 26437015; Language A language of the resource English Type The nature or genre of the resource Article Rights Information about rights held in and over the resource Restricted Access; Hardcopy may be available in the library Format The file format, physical medium, or dimensions of the resource online