ItemArticle

Does financial inclusion and ICT influence the economic growth: an evidence from select emerging economies using panel data estimates

Title
Does financial inclusion and ICT influence the economic growth: an evidence from select emerging economies using panel data estimates
Creator
Shylaja, H.N.; Pachiyappan, Sathish; Arjun, B.S.; Chandrakala, G.; Ravinagarajan, Janani
Description
Information Communication Technology (ICT) 's contribution to financial services and economic growth is extensively researched. With technological development, the financial systems are converging with ICT platforms, thereby leading to digital financial systems, creating opportunities that bridge the gap between affluent and disadvantaged sections in emerging economies. In this study, we employ the panel data estimation method to evaluate the impact of ICT in providing financial services that would lead to sustainable economic growth in 12 emerging economies from 2010 to 2024. The findings emphasize the critical role of digital financial services and ICT infrastructure in boosting financial inclusion and driving inclusive economic growth. The Random Effect model has inferred that there exists a moderate effect of fixed telephone lines and mobile cellular subscribers on GDP by simplifying digital applications, integrating regional languages. By ensuring secure systems in places, the regulators and service providers can contribute to the sustainable economic growth of both the country and the underserved communities. Shylaja H N et al.
Source
International Journal of Accounting and Economics Studies;Volume;12;Issue;1;pp.41-49
Date
01-01-2025
Publisher
Science Publishing Corporation Inc.
Subject
Digital Financial Inclusion; Financial Inclusion; ICT; Panel Data; Sustainable Economic Growth
Coverage
Shylaja H.N., Department of Commerce, Manipal Academy of Higher Education, Manipal, India; Pachiyappan S., School of Business and Management, CHRIST University Bannerghatta Road Campus, Karnataka, Bengaluru, 560076, India; Arjun B.S., School of Business and Management, CHRIST University Bannerghatta Road Campus, Karnataka, Bengaluru, 560076, India; Chandrakala G., School of Commerce and Management studies, Dayananda Sagar University, Karnataka, India; Ravinagarajan J., Shiv Nadar University, Tamilnadu, Chennai, India
Rights
All Open Access; Bronze Open Access; Green Open Access
Relation
ISSN: 23094508;
Format
online
Language
English
Type
Article

Citation

Shylaja, H.N.; Pachiyappan, Sathish; Arjun, B.S.; Chandrakala, G.; Ravinagarajan, Janani, “Does financial inclusion and ICT influence the economic growth: an evidence from select emerging economies using panel data estimates,” CHRIST (Deemed To Be University) Institutional Repository, accessed June 18, 2026, https://archives.christuniversity.in/items/show/23254.

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