Dublin Core The Dublin Core metadata element set is common to all Omeka records, including items, files, and collections. For more information see, http://dublincore.org/documents/dces/. Title A name given to the resource Faculty Publications Article Faculty Publications -Articles Dublin Core The Dublin Core metadata element set is common to all Omeka records, including items, files, and collections. For more information see, http://dublincore.org/documents/dces/. Creator An entity primarily responsible for making the resource Prabhakaran, Shamli; Mynavathi, L. Title A name given to the resource Does Fintech Usage Alter the Relationships Between Financial Literacy, Behaviour and Well-Being? Evidence from India Date A point or period of time associated with an event in the lifecycle of the resource 01-01-2025 Source A related resource from which the described resource is derived Organizations and Markets in Emerging Economies;Volume;16;Issue;1(32);pp.133-154 Identifier An unambiguous reference to the resource within a given context <a href="https://doi.org/10.15388/omee.2025.16.6" target="_blank" rel="noreferrer noopener">https://doi.org/10.15388/omee.2025.16.6</a> <br /><br /><a href="https://www.scopus.com/pages/publications/105006656744?origin=resultslist" target="_blank" rel="noreferrer noopener">https://www.scopus.com/pages/publications/105006656744?origin=resultslist</a> Coverage The spatial or temporal topic of the resource, the spatial applicability of the resource, or the jurisdiction under which the resource is relevant Prabhakaran S., CHRIST (deemed to be) University, India; Mynavathi L., CHRIST (deemed to be) University, India Description An account of the resource The emergence of fintech has rapidly transformed the way people manage their finances, yet its impact on personal financial outcomes remains relatively understudied. This study aims to examine how fintech usage (FTU) influences the relationship between financial literacy (FL) and financial well-being (FWB) through financial behaviour (FB) using a moderated mediation model. Using a proprietary dataset, the hypothesised relationships are analysed applying the PROCESS macro in IBM SPSS Statistics. The analysis reveals that FB is a partial mediator in the FL-FWB equation, while FTU negatively moderates the relationship between FL and FB. However, FTU does not significantly moderate the relationship between FL and FWB. The findings carry significant implications for policymakers and fintech service providers. Policymakers should strive to include a digital literacy component in financial education programs to better equip individuals to navigate todays digitalised society, while fintech companies should focus on designing products that complement users FL and facilitate the adoption of financially healthy behaviours. Copyright 2025 Shamli Prabhakaran, Mynavathi L. Subject The topic of the resource financial behaviour; financial literacy; financial well-being; fintech usage Publisher An entity responsible for making the resource available Vilnius University Relation A related resource ISSN: 20294581; Language A language of the resource English Type The nature or genre of the resource Article Rights Information about rights held in and over the resource All Open Access; Gold Open Access; Green Open Access Format The file format, physical medium, or dimensions of the resource online