ItemArticle

Digital Financial Inclusion and Financial Resilience of Micro and Small Entrepreneurs in Post-COVID-19 in Karnataka

Title
Digital Financial Inclusion and Financial Resilience of Micro and Small Entrepreneurs in Post-COVID-19 in Karnataka
Creator
Ravikumar, T.; Raghunandan, G.; Benedict, John; Krishna, T.A.
Description
In India, Micro, Small, and Medium Enterprises contribute 29% of the GDP and create millions of works. However, MSMEs have continuously been facing numerous issues and further, micro and small enterprises are hardly hit by the COVID-19 pandemic. The traditional financial system has certain limitations. The new-age technology-enabled digital finance overcomes the supply-side constraints and they serve even the financially excluded individuals and businesses through its innovative business strategies, models, products, and services which are designed and delivered by "Artificial Intelligence", "Machine Learning", "Big Data Analytics", and "Blockchain Technology". Digital Finance Adoption (DFA) depends on the digital financial literacy (DFL) of the users. This study analyses the role of DFA and DFL on the "Digital Financial Inclusion" (DFI) and "Financial resilience" (FR) of MSEs in Karnataka, India. 2025, Indian Institute of Finance. All rgihts reserved.
Source
Finance India;Volume;39;Issue;1;pp.129-146
Date
01-01-2025
Publisher
Indian Institute of Finance
Subject
Adoption; Covid-19; Digital Finance; Entrepreneurs; Financial Inclusion; Financial Resilience; Literacy; Pandemic, Karnataka, India
Coverage
Ravikumar T., Alliance University, Alliance School of Business, Alliance University Central Campus, Chikkahagade Cross, Chandapura-Anekal Main Road, Bengaluru, Karnataka, Anekal, 562106, India; Raghunandan G., CHRIST (Deemed-to-be-University), The School of Commerce, Finance and Accountancy, Dharmaram College, Karnataka, 560029, India; Benedict J., CHRIST (Deemed-to-be-University), The School of Commerce, Finance and Accountancy, Dharmaram College, Karnataka, 560029, India; Krishna T.A., CHRIST (Deemed-to-be-University), The School of Commerce, Finance and Accountancy, Dharmaram College, Karnataka, 560029, India
Rights
Restricted Access; Hardcopy may be available in the library
Relation
ISSN: 9703772;
Format
online
Language
English
Type
Article

Citation

Ravikumar, T.; Raghunandan, G.; Benedict, John; Krishna, T.A., “Digital Financial Inclusion and Financial Resilience of Micro and Small Entrepreneurs in Post-COVID-19 in Karnataka,” CHRIST (Deemed To Be University) Institutional Repository, accessed June 18, 2026, https://archives.christuniversity.in/items/show/23805.

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