Dublin Core The Dublin Core metadata element set is common to all Omeka records, including items, files, and collections. For more information see, http://dublincore.org/documents/dces/. Title A name given to the resource Faculty Publications Book Chapter Faculty Publications- Book Chapter Dublin Core The Dublin Core metadata element set is common to all Omeka records, including items, files, and collections. For more information see, http://dublincore.org/documents/dces/. Creator An entity primarily responsible for making the resource Saini, Anchal; Kulshrestha, Nitin; Yadav, Shubhanker Title A name given to the resource Human-Centered Intelligence in Financial Decision-Making Date A point or period of time associated with an event in the lifecycle of the resource 01-01-2026 Source A related resource from which the described resource is derived Studies in Computational Intelligence;Volume;1226;pp.257-276 Identifier An unambiguous reference to the resource within a given context <a href="https://doi.org/10.1007/978-981-95-0599-9_13" target="_blank" rel="noreferrer noopener">https://doi.org/10.1007/978-981-95-0599-9_13</a> <br /><br /><a href="https://www.scopus.com/pages/publications/105027029215?origin=resultslist" target="_blank" rel="noreferrer noopener">https://www.scopus.com/pages/publications/105027029215?origin=resultslist</a> Coverage The spatial or temporal topic of the resource, the spatial applicability of the resource, or the jurisdiction under which the resource is relevant Saini A., CHRIST (Deemed to be University), NCR, Delhi, India; Kulshrestha N., CHRIST (Deemed to be University), NCR, Delhi, India; Yadav S., Faculty of Finance, Jaipuria Institute of Management, Lucknow, India Description An account of the resource In the rapidly evolving landscape of twentyfirst-century finance, digitized financial services have become ubiquitous, with Artificial Intelligence (AI) emerging as a transformative force. This chapter investigates consumers contemporary dilemma in personal finance, navigating the intersection between traditional reliance on social networks for financial wisdom and the allure of AI-driven FinTech solutions. The study, encompassing 163 individuals, explores their financial decision-making preferences to discern whether they gravitate toward human connections or AI. The literature review categorizes findings into Digital Financial Literacy, FinTech, and Financial Socialization, offering insights into aspects such as autonomy, confidence, subjective well-being, and the digital divide. The chapter employs regression analysis, revealing the substantial impact of human connection and artificial intelligence on financial well-being. The significant relationships are the predictive power of these variables in shaping financial outcomes. This comprehensive exploration contributes valuable insights into the dynamic interplay between human connections and AI in personal finance. It provides a structured overview of key themes and emphasizes the need for a balanced approach that leverages the strengths of both human connections and AI to enhance overall financial well-being. The findings are helpful for individuals navigating the contemporary financial landscape, emphasizing the importance of informed decision-making that integrates the strengths of interpersonal relationships and cutting-edge AI technologies. The nexus of personal relationships, social networks, and AI has wide-ranging socioeconomic implications for various domains, individuals, households, and financial institutions. Financial well-being and artificial intelligence are emerging subjects of paramount importance in the current phase of the economy. Closer collaboration between these will likely generate new and useful insights into the financial decision-making of individuals and households. The Author(s), under exclusive license to Springer Nature Singapore Pte Ltd. 2026. Subject The topic of the resource Artificial intelligence; Financial decision-making; Financial well-being; Household financial management; Households; Human connections; Interpersonal relationships; Personal relationships; Social connections; Social relationships Publisher An entity responsible for making the resource available Springer Science and Business Media Deutschland GmbH Relation A related resource ISSN: 1860949X; Language A language of the resource English Type The nature or genre of the resource Book chapter Rights Information about rights held in and over the resource Restricted Access; Hardcopy may be available in the library Format The file format, physical medium, or dimensions of the resource online