Dublin Core The Dublin Core metadata element set is common to all Omeka records, including items, files, and collections. For more information see, http://dublincore.org/documents/dces/. Title A name given to the resource Faculty Publications Book Chapter Faculty Publications- Book Chapter Dublin Core The Dublin Core metadata element set is common to all Omeka records, including items, files, and collections. For more information see, http://dublincore.org/documents/dces/. Creator An entity primarily responsible for making the resource Rani, Lina Nugraha; Cahyono, Eko Fajar; Irfan, Mohammad; Rusmita, Sylva Alif Title A name given to the resource Determining the most important indicators affecting the failure risk of conventional and sharia rural banks Date A point or period of time associated with an event in the lifecycle of the resource 01-01-2025 Source A related resource from which the described resource is derived Insights in Banking Analytics and Regulatory Compliance Using AI;pp.127-146 Identifier An unambiguous reference to the resource within a given context <a href="https://doi.org/10.4018/979-8-3373-0209-6.ch007" target="_blank" rel="noreferrer noopener">https://doi.org/10.4018/979-8-3373-0209-6.ch007</a> <br /><br /><a href="https://www.scopus.com/pages/publications/105006955536?origin=resultslist" target="_blank" rel="noreferrer noopener">https://www.scopus.com/pages/publications/105006955536?origin=resultslist</a> Coverage The spatial or temporal topic of the resource, the spatial applicability of the resource, or the jurisdiction under which the resource is relevant Rani L.N., Universitas Airlangga, Indonesia; Cahyono E.F., Universitas Airlangga, Indonesia; Irfan M., Christ University, Bengaluru, India; Rusmita S.A., Universitas Airlangga, Indonesia Description An account of the resource This study identifies key variables influencing the risk of failure in Indonesia's Conventional and Sharia Rural Banks (BPR and BPRS) and proposes strategies to mitigate these risks. Using the Analytical Network Process (ANP) method, the study engaged 11 respondents, including banking practitioners from Conventional and Islamic Commercial Banks, Rural Banks, Islamic Rural Banks, and academics. Data were analyzed with Super Decision software and Excel. Results reveal four critical variables: 1) macroeconomic, 2) microprudential, 3) macroprudential, and 4) bank internal variables. The welfare aspect of macroeconomic variables emerged as the most significant, followed by the liquidity indicator in microprudential variables and the internal resilience indicator in macroprudential variables. These findings guide strategies to enhance banking performance and reduce failure risks. Regulators and the government should prioritize macroeconomic welfare indicators to strengthen the banking system and address factors contributing to BPR and BPRS failures. 2025, IGI Global Scientific Publishing. All rights reserved. Publisher An entity responsible for making the resource available IGI Global Relation A related resource ISBN: 979-833730211-9; 979-833730209-6; Language A language of the resource English Type The nature or genre of the resource Book chapter Rights Information about rights held in and over the resource Restricted Access; Hardcopy may be available in the library Format The file format, physical medium, or dimensions of the resource online