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              <text>Agarwal, Daksh; Ranjan, Shruti</text>
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              <text>Regulation and innovation in financial markets: The impact of fintech on traditional banking and financial systems blockchain technology</text>
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              <text>Convergence of Blockchain, Internet of Everything, and Federated Learning for Security;pp.377-406</text>
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              <text>&lt;a href="https://doi.org/10.4018/979-8-3373-1424-2.ch013" target="_blank" rel="noreferrer noopener"&gt;https://doi.org/10.4018/979-8-3373-1424-2.ch013&lt;/a&gt; &lt;br /&gt;&lt;br /&gt;&lt;a href="https://www.scopus.com/pages/publications/105008358681?origin=resultslist" target="_blank" rel="noreferrer noopener"&gt;https://www.scopus.com/pages/publications/105008358681?origin=resultslist&lt;/a&gt;</text>
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              <text>Agarwal D., Christ University, India; Ranjan S., Christ University, India</text>
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              <text>In this chapter, we present the underlying technical principles of distributed ledger technology (DLT) and blockchain technology and outline their practical applications in FinTech. In the recent years, DLT and blockchain technologies in general and cryptocurrencies, in particular, have attracted substantial attention from both researchers and practitioners due to their unique technological features such as the lack of centralized control and high level of anonymity. Because of the disruptive nature, DLT and blockchain have led to the evolution of decentralized applications in multiple domains such as finance, health care, supply chains etc. In this chapter, we first outline basic principles and foundations underpinning the DLT and blockchain technologies. Second, we discuss several applications in the FinTech domain such as cryptocurrencies, smart contracts, risk management, corporate finance, governance, crowdfunding, and derivative markets.  2025, IGI Global Scientific Publishing. All rights reserved.</text>
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              <text>ISBN: 979-833731426-6; 979-833731424-2;</text>
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