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              <text>Singha, Surjit; Singha, Ranjit; Jose, Shruti; Haokip, Alphonsa Diana</text>
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              <text>Inclusion in Healthcare Economics: Ensuring Affordability and Accessibility for All Social Groups</text>
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              <text>Phygital Insights on National Health Reform: Economics, Marketing, and Leadership;pp.101-135</text>
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              <text>&lt;a href="https://doi.org/10.4018/979-8-3373-7173-3.ch004" target="_blank" rel="noreferrer noopener"&gt;https://doi.org/10.4018/979-8-3373-7173-3.ch004&lt;/a&gt; &lt;br /&gt;&lt;br /&gt;&lt;a href="https://www.scopus.com/pages/publications/105037985045?origin=resultslist" target="_blank" rel="noreferrer noopener"&gt;https://www.scopus.com/pages/publications/105037985045?origin=resultslist&lt;/a&gt;</text>
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              <text>Singha S., Kristu Jayanti University, India; Singha R., Christ University, India; Jose S., Christ University, India; Haokip A., Don Bosco College, Maram, India</text>
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              <text>Healthcare systems across the globe continue to struggle with persistent inequities in affordability and accessibility, disproportionately affecting marginalized and socioeconomically vulnerable populations. As nations pursue large- scale health reforms, the integration of physical and digital (phygital) healthcare ecosystems presents both transformative opportunities and new ethical challenges. This chapter examines inclusion in healthcare economics through the lenses of affordability, accessibility, and social justice, situating these concerns within contemporary national health reform agendas. Drawing on economic theory, public health policy, and leadership studies, the chapter explores how phygital health models can reduce structural barriers while also risking new forms of exclusion if inequities in digital access, literacy, and governance persist. The chapter contributes a multidimensional framework that integrates economics, marketing, and leadership to advance inclusive, equitable, and sustainable healthcare systems.  2026 by IGI Global Scientific Publishing. All rights reserved.</text>
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              <text>IGI Global</text>
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              <text>ISBN: 979-833737175-7; 979-833737173-3;</text>
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              <text>Restricted Access; Hardcopy may be available in the library</text>
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