Dublin Core The Dublin Core metadata element set is common to all Omeka records, including items, files, and collections. For more information see, http://dublincore.org/documents/dces/. Title A name given to the resource Faculty Publications Conference Paper Faculty Publications- Conference Papers Dublin Core The Dublin Core metadata element set is common to all Omeka records, including items, files, and collections. For more information see, http://dublincore.org/documents/dces/. Creator An entity primarily responsible for making the resource Rani, Ibha; Fernandes, Arthur; Phatak, Gururaj; Parry, Sajjad Ahmad; Swaroop, Kotigari Reddi; Nagadeepa, C.; Jaheer Mukthar, K.P. Title A name given to the resource Key Motivational Factors Driving the Adoption of Buy Now, Pay Later (BNPL) Date A point or period of time associated with an event in the lifecycle of the resource 01-01-2026 Source A related resource from which the described resource is derived Lecture Notes in Networks and Systems;Volume;1570 LNNS;pp.535-542 Identifier An unambiguous reference to the resource within a given context <a href="https://doi.org/10.1007/978-3-032-00329-4_49" target="_blank" rel="noreferrer noopener">https://doi.org/10.1007/978-3-032-00329-4_49</a> <br /><br /><a href="https://www.scopus.com/pages/publications/105021814517?origin=resultslist" target="_blank" rel="noreferrer noopener">https://www.scopus.com/pages/publications/105021814517?origin=resultslist</a> Coverage The spatial or temporal topic of the resource, the spatial applicability of the resource, or the jurisdiction under which the resource is relevant Rani I., Kristu Jayanti College Autonomous, Bengaluru, India; Fernandes A., Kirloskar Institute of Management, Pune, India; Phatak G., Faculty of Management and Commerce. M S, Ramaiah University of Applied Sciences, Bengaluru, India; Parry S.A., The Oxford College of Business Management, Bengaluru, India; Swaroop K.R., School of Business and Management, CHRIST University, Bengaluru, India; Nagadeepa C., Kristu Jayanti College Autonomous, Bengaluru, India; Jaheer Mukthar K.P., Kristu Jayanti College Autonomous, Bengaluru, India Description An account of the resource This research paper looks into the factors influencing motivation to use Buy Now, Pay Later (BNPL) facilities. Quantitative method was employed for the survey of 223 respondents through an on-line questionnaire to determine salient factors including easy access, low or zero interest rate support offers as well as marketing and promotional strategies impact financial performance; whereas peer pressure matures a relationship between ease full comfort acceptance directly proportional with technology savvy. Top BNPL predictors in analysis: Access/convenience Low or zero interest rates Tech-savvy Peer effect and schemes to promote discount do influence but are less significant. This study offers pragmatic insights for BNPL providers, suggesting the necessity of offering a simple entry channel and low interest rates but targeting tech consumers by using social approaches or promotion tactically. These results contribute to a refined conception about consumer behavior in the BNPL market and indicate future areas of research that could be relevant for any type of consumer finance products. The Author(s), under exclusive license to Springer Nature Switzerland AG 2026. Subject The topic of the resource Buy now pay later; Consumer behavior; Digital finance; Financial services adoption; Motivational factors Publisher An entity responsible for making the resource available Springer Science and Business Media Deutschland GmbH Relation A related resource ISSN: 23673370; ISBN: 978-303200328-7; Language A language of the resource English Type The nature or genre of the resource Conference paper Rights Information about rights held in and over the resource Restricted Access; Hardcopy may be available in the library Format The file format, physical medium, or dimensions of the resource online