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              <text>Doli, Diella; Canhasi, Dalina; Vinay, M.; Deshishku, Lea; Etemi, Blerta Prevalla; Samanta, Debabrata</text>
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              <text>Smart Finances: A Web-Based System for Personalized Financial Management</text>
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              <text>01-01-2026</text>
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              <text>Lecture Notes in Networks and Systems;Volume;1603 LNNS;pp.1-10</text>
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              <text>Doli D., Department of Computing and Information Technologies, Rochester Institute of Technology, Prishtina, Kosovo; Canhasi D., Department of Computing and Information Technologies, Rochester Institute of Technology, Prishtina, Kosovo; Vinay M., CHRIST (Deemed to be University), Karnataka, Bengaluru, India; Deshishku L., Department of Computing and Information Technologies, Rochester Institute of Technology, Prishtina, Kosovo; Etemi B.P., Department of Computing and Information Technologies, Rochester Institute of Technology, Prishtina, Kosovo; Samanta D., Department of Computing and Information Technologies, Rochester Institute of Technology, Prishtina, Kosovo</text>
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              <text>Smart Finances is a dynamic and user-friendly web application designed to assist users in managing and understanding their personal finances with ease. Built using HTML, CSS, JavaScript, and PHP with MySQL for backend functionality and data persistence, the platform offers a suite of tools, including an interest calculator, investment calculator, budget manager, and interactive spending analysis. The intuitive interface enhances usability and promotes financial literacy, especially among students and individuals new to personal finance. The application supports both guest and registered user modes, offering tiered access to features based on authentication. Smart Finances aims to make money management more approachable and insightful through accessible design and practical functionality. Initial user testing with 20 participants indicated a 30% improvement in budgeting accuracy and a high satisfaction rate (88%) with the usability of the interface. These results validate the systems impact on financial literacy and user engagement.  The Author(s), under exclusive license to Springer Nature Switzerland AG 2026.</text>
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              <text>Budgeting Tools; Chart.js; Expense Tracking; MySQL; Personal Finance Management; PHP; Student Finance; Web Application</text>
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              <text>ISSN: 23673370; ISBN: 978-303203768-8;</text>
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              <text>Restricted Access; Hardcopy may be available in the library</text>
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