Dublin Core The Dublin Core metadata element set is common to all Omeka records, including items, files, and collections. For more information see, http://dublincore.org/documents/dces/. Title A name given to the resource Faculty Publications Conference Paper Faculty Publications- Conference Papers Dublin Core The Dublin Core metadata element set is common to all Omeka records, including items, files, and collections. For more information see, http://dublincore.org/documents/dces/. Creator An entity primarily responsible for making the resource Saini, Anchal; Kulshrestha, Nitin Title A name given to the resource More Than Skills: How Digital Competence and Partner Attitudes Shape Financial Resilience in Couples Date A point or period of time associated with an event in the lifecycle of the resource 01-01-2026 Source A related resource from which the described resource is derived Lecture Notes in Networks and Systems;Volume;1650 LNNS;pp.448-456 Identifier An unambiguous reference to the resource within a given context <a href="https://doi.org/10.1007/978-3-032-06677-0_44" target="_blank" rel="noreferrer noopener">https://doi.org/10.1007/978-3-032-06677-0_44</a> <br /><br /><a href="https://www.scopus.com/pages/publications/105023585406?origin=resultslist" target="_blank" rel="noreferrer noopener">https://www.scopus.com/pages/publications/105023585406?origin=resultslist</a> Coverage The spatial or temporal topic of the resource, the spatial applicability of the resource, or the jurisdiction under which the resource is relevant Saini A., CHRIST (Deemed to Be University), Bengaluru, India; Kulshrestha N., CHRIST (Deemed to Be University), Bengaluru, India Description An account of the resource In the rapidly digitizing financial landscape, the ability to effectively use digital tools has become essential for financial well-being. This study examines the impact of digital competence on financial resilience within dual-income married couples, adopting a dyadic perspective. Drawing on the Actor-Partner Interdependence Moderation Model(APIMoM), it studies both actor and partner effects of digital competence. As well as the moderating role of each partners attitude toward FinTech. Data was collected from 107 (214 individuals) working couples in Gurgaon, India. Covariance-Based Structural Equation Modeling using SmartPLS revealed that digital competence significantly influences both individuals and their partners financial resilience. Moreover, attitudes toward FinTech were found to moderate these relationships, strengthening the positive effects of digital competence. Notably, the husbands attitude had a stronger moderating impact on the wifes resilience than vice versa, indicating potential gender-based dynamics. The study marks the importance of addressing both digital skills and relational attributes in aiding household financial resilience. Practical implications suggest that digital literacy programs should consider couple-based interventions that target both digital competence and attitude change. The Author(s), under exclusive license to Springer Nature Switzerland AG 2026. Subject The topic of the resource Actor-Partner Interdependence Model; Digital Competence; Dual-Income Couples; Dyadic Analysis; Financial Behavior; Financial Resilience; FinTech Attitude; Household Finance Publisher An entity responsible for making the resource available Springer Science and Business Media Deutschland GmbH Relation A related resource ISSN: 23673370; ISBN: 978-303206676-3; Language A language of the resource English Type The nature or genre of the resource Conference paper Rights Information about rights held in and over the resource Restricted Access; Hardcopy may be available in the library Format The file format, physical medium, or dimensions of the resource online