Dublin Core The Dublin Core metadata element set is common to all Omeka records, including items, files, and collections. For more information see, http://dublincore.org/documents/dces/. Title A name given to the resource Faculty Publications Conference Paper Faculty Publications- Conference Papers Dublin Core The Dublin Core metadata element set is common to all Omeka records, including items, files, and collections. For more information see, http://dublincore.org/documents/dces/. Creator An entity primarily responsible for making the resource Shah, Preksha; Devdatta, Saail Tayshete; Jayapriya, J.; Vinay, M.; Deepa, S. Title A name given to the resource Technological Innovation in Digital Payments: A Survey of Trends, Challenges, and Opportunities Date A point or period of time associated with an event in the lifecycle of the resource 01-01-2025 Source A related resource from which the described resource is derived Lecture Notes in Networks and Systems;Volume;1321 LNNS;pp.135-147 Identifier An unambiguous reference to the resource within a given context <a href="https://doi.org/10.1007/978-981-96-4151-2_12" target="_blank" rel="noreferrer noopener">https://doi.org/10.1007/978-981-96-4151-2_12</a> <br /><br /><a href="https://www.scopus.com/pages/publications/105015607208?origin=resultslist" target="_blank" rel="noreferrer noopener">https://www.scopus.com/pages/publications/105015607208?origin=resultslist</a> Coverage The spatial or temporal topic of the resource, the spatial applicability of the resource, or the jurisdiction under which the resource is relevant Shah P., CHRIST (Deemed to Be University), Karnataka, Bangalore, India; Devdatta S.T., CHRIST (Deemed to Be University), Karnataka, Bangalore, India; Jayapriya J., CHRIST (Deemed to Be University), Karnataka, Bangalore, India; Vinay M., CHRIST (Deemed to Be University), Karnataka, Bangalore, India; Deepa S., CHRIST (Deemed to Be University), Karnataka, Bangalore, India Description An account of the resource This paper critically examines the impact of technological innovations, particularly in the areas of financial technology (FinTech), artificial intelligence (AI), and machine learning (ML), on digital payments. The aim is to analyze how these advances have transformed traditional payment systems to improve transaction efficiency, reduce costs, and allow real-time analysis, making them essential components of the modern financial ecosystem. In addition, the study explores the crucial role of digital payments in promoting financial inclusion, especially in regions where the banking infrastructure is underdeveloped while addressing the current challenges in rural and remote areas. The article highlights the importance of robust cybersecurity measures, adaptive regulatory frameworks, and digital inclusion policies. The Author(s), under exclusive license to Springer Nature Singapore Pte Ltd. 2025. Subject The topic of the resource Cashless economy; Digital banking transformation; Privacy concerns; Rural financial inclusion Publisher An entity responsible for making the resource available Springer Science and Business Media Deutschland GmbH Relation A related resource ISSN: 23673370; ISBN: 978-981964150-5; Language A language of the resource English Type The nature or genre of the resource Conference paper Rights Information about rights held in and over the resource Restricted Access; Hardcopy may be available in the library Format The file format, physical medium, or dimensions of the resource online