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Harnessing Wisdom and Happiness Through Character- Strengths in Organizations: Building Flourishing Workplaces for Sustainable Success
This chapter highlights the crucial role of wisdom in improving well- being and happiness within organizations. In high- pressure work environments, employee well- being is essential for success. Wisdomcomprising creativity, curiosity, judgment, love of learning, and perspective, as identified by Peterson and Seligmanis key for navigating complex settings and promoting continuous improvement. The chapter focuses on nurturing these strengths to enhance workforce engagement, satisfaction, and productivity. It explores how cultivating wisdom at various organizational levels boosts happiness and accountability. A conceptual model is proposed to show how wisdom supports organizational happiness and outlines strategies for developing these strengths among employees. By integrating wisdom into organizational practices, leaders can create thriving environments that achieve sustainable success and improved employee engagement, with practical strategies provided for actionable steps. 2025 by IGI Global Scientific Publishing. All rights reserved. -
Equity and inclusion in literacy policies: Case study on the impact of including assamese literature and excluding Koch Rajbongshi literature
This chapter examines the impact of Assam's literacy policies, which includes Assamese literature but excludes Koch Rajbongshi literature, on cultural representation, student engagement, and social equity. Through a case study approach, it reveals how this selective inclusion perpetuates cultural marginalization, affecting the self- identity and educational experiences of Koch Rajbongshi students. Theoretical insights from cultural hegemony, social justice in education, and critical literacy emphasize that inclusive curricula foster a cohesive and equitable society by valuing diverse cultural narratives. The chapter calls for policy reforms to integrate minority literature, advocating for an inclusive educational system that respects Assam's cultural diversity. These efforts are essential for promoting equity, enhancing student engagement, and fostering a sense of belonging. Aligning Assam's literacy policies with UNESCO principles promotes equity, cultural diversity, and preservation of Koch Rajbongshi literature. 2025, IGI Global Scientific Publishing. All rights reserved. -
Crafting inclusive curricula: Strategies for equitable literacy education
The journey towards inclusive curriculum design is both complex and transformative, requiring a fundamental shift in addressing the diverse needs of students. This chapter explores the multifaceted nature of inclusive curriculum development as a vital pathway to achieving educational equity, particularly in literacy education. By integrating principles such as differentiated instruction, culturally relevant materials, and Universal Design for Learning (UDL), educators can create dynamic, responsive curricula that honor cultural, linguistic, and cognitive diversity. Sustaining these efforts demands collaboration among policymakers, educators, parents, and communities, along with strategic investments in teacher training, assistive technologies, and inclusive resources. This chapter underscores the necessity of proactive and sustained commitment to fostering equitable, engaging, and empowering educational environments for all learners. 2025, IGI Global Scientific Publishing. All rights reserved. -
AI-driven service marketing in accessible tourism: Digitizing hampi for all
This book chapter, which focuses on the historic site of Hampi, India, investigates how artificial intelligence (AI) might be included into service marketing to improve accessible tourism. Hampi presents special accessibility issues because it is a UNESCO World Heritage Site, especially for those with impairments. In addition to introducing AI-driven technologies like machine learning, natural language processing, and augmented reality and discussing how they might be used to enhance tourist experiences at Hampi, the chapter also examines current trends and difficulties in accessible tourism. A focus on personalized service delivery, increased tourist engagement, and inclusivity, case studies and examples from international practices demonstrate effective AI implementations in accessible tourism. In the end, this chapter offers perspectives and suggestions for utilizing AI-driven service marketing to promote universal accessibility and digitize Hampi, improving visitors' encounters with the local cultural heritage. 2025, IGI Global Scientific Publishing. -
Secure video conferencing for virtual counseling sessions: Leveraging the properties of the multidimensional addiction behaviour scale
This chapter explores the integration of secure video conferencing in school counseling, emphasizing its benefits, challenges, and ethical considerations. Video conferencing enhances accessibility, allowing counselors to support students regardless of location, while fostering engagement through interactive tools. Key issues such as maintaining confidentiality, adhering to privacy regulations, and ensuring informed consent are addressed, alongside the importance of professional boundaries and ethical digital recordkeeping. Training for counselors and students is highlighted as essential for effective implementation. The chapter underscores the significance of secure, inclusive virtual counseling in modern schools, balancing technological innovation with human connection. Thoughtful implementation ensures that counseling services remain accessible, secure, and tailored to students' diverse needs, advancing mental health support in evolving educational environments. 2025, IGI Global Scientific Publishing. All rights reserved. -
Assessing Security and Privacy Concerns in LLM Applications: Legal and Social Concerns
Large language models (LLMs) like Open AI's GPT- 4 have transformed many industries, including natural language processing. But, still the applications of these need a properly secure mechanism as it is getting attached to everyday technology at on an extensive rate and large security & privacy risk are encapsulated in its use which must be controlled for safe and ethical use. LLM models are trained with an avalanche of data, often from web- scraped sources that could be handling personal and sensitive content. This may inadvertently have the LAZ model hold on to, and possibly leak, some private data of users who use the API. Having measures to address them through comprehensive strategies and conforming with regulations are important in the responsible usage of LLM applications. 2026 by IGI Global Scientific Publishing. All rights reserved. -
Human-AI collaborative intelligence: Ethical and legal considerations
The present globe benefits from the unprecedented growth of science and technology. The invention of Artificial Intelligence (AI) has opened a vast horizon of possibilities, choices, and capabilities for humans and society. AI-powered human-like systems provide substantial interaction and collaboration for better results in many fields. The speed, efficiency, and effectiveness of AI systems prompted almost all sectors, like healthcare, education, transport, and communication to invest in them. This resulted in shifting attention from human-human collective intelligence to human-AI collaborative intelligence. This shift has significantly contributed to many fields and reduces the security risks to humans. However, there are also many ethical and legal concerns in this innovative area, like data privacy, transparency issues, liability, and accountability. This chapter, using analytical and critical methods, examines the functioning of collaborative intelligence and suggests the required ethical and legal principles for incorporation into national and international policy design. 2025, IGI Global Scientific Publishing. -
Artificial Intelligence and Machine Learning in Educational Apps
The integration of Artificial Intelligence (AI) and Machine Learning (ML) in educational applications is transforming higher education by enhancing personalized learning, intelligent tutoring, and predictive analytics. This chapter explores AI-driven functionalities, including adaptive learning, NLP, and automated assessments, while addressing challenges such as data privacy, algorithmic bias, and accessibility. Through case studies, it highlights AIs transformative potential in shaping future education, offering insights for educators, researchers, and developers interested in AI-driven learning innovations. 2026 by IGI Global Scientific Publishing. All rights reserved. -
Decolonizing English Studies in India: Teaching of Native American Literatures in South Indian Universities
Contemporary higher education emphasizes glocal frameworks that accommodate both global and regional priorities in development. Decolonization of education becomes crucial in this context, where colonization led to the marginalization of Indigenous cultures, including Native American cultural traditions and knowledge systems. Multicultural inclusivity in higher education observes marginalized epistemic systems and gives them a place in the curriculum. By incorporating Native American texts in the English studies university syllabi in India, decolonization is brought into purview. This chapter deals with how the South Indian universities introduce Native American texts. The authors argue that multiculturalism in this context contributes to decolonial pedagogy, and the existing epistemic gap due to colonial oppression is problematized by inspecting the epistemic traditions of former colonies outside India. Content analysis of syllabi in the Central and state universities is the qualitative method used. 2025 by IGI Global Scientific Publishing. All rights reserved. -
Era of Education 5.0: Disruptive Technologies in a Learner- Cantered Educational Landscape
The chapter focuses on concepts of Education 5.0 and its competence in shaping future learning environments. It emphasises on learners social and personal growth by improving quality of life standards with the help of current technologies and digitalisation. (Shabir Ahmad, 2023) To deliver humanised approach by the application of new technologies is the primary use of Education 5.0. However, usage of new age technology in education doesnt mean giving laptop and tablet to each and every child and the usage of digital mediums for teaching and learning. After covid- 19, digitisation becomes the integral part of our life, education is no exception for that. (Shabir Ahmad, 2023) Beyond digitalisation pandemic also remained us the importance of human hardships to social transformation with emotional intelligence driving technology as a tool. In short education 5.0. (SYDLE.com, 2023) referring to the significance of human, social and emotional abilities to enhance wellbeing of an individual by using technology advancement as a tool. 2025 by IGI Global Scientific Publishing. -
AI-Driven Credit Assessment in Banks and Non-Banking Finance Companies (NBFCs) in India: A Comprehensive Analysis
This study examines the application of AI frameworks in real- world scenarios, including regulatory compliance, fraud detection, credit scoring, default prediction, and portfolio management (Moscato et al., 2020). By leveraging AI to gain deeper insights into borrower creditworthiness, financial institutions can enhance decision- making, streamline processes, and foster a more stable financial environment. However, alongside its transformative potential, the implementation of AI presents significant challenges. Ensuring data quality, improving model interpretability, adhering to regulatory compliance, and addressing ethical considerations are crucial to achieving fair and unbiased outcomes. This paper highlights both the opportunities and complexities associated with integrating AI into financial systems, emphasizing the need for balanced and responsible adoption. 2025 by IGI Global Scientific Publishing. All rights reserved. -
Revolutionizing High-Frequency Trading: The Impacts of Financial Technology and Data Science Innovations
This paper provides a comprehensive review of various High- Frequency Trading (HFT) strategies and the cutting- edge technologies that underpin them. It explores the latest advancements in financial data science, machine learning, and AI, highlighting their transformative role in reshaping modern trading practices. The paper delves into the algorithmic approaches employed by HFT firms and stock exchanges, including predictive analytics, time- series analysis, pattern recognition, sentiment analysis, and risk management techniques. Through a series of case studies, the paper examines successful implementations of HFT technologies at global exchanges such as the NYSE, NASDAQ, LSE, TSE, and Euronext. It also considers the regulatory and ethical implications of HFT, emphasizing the need for balance between technological innovation, market stability, and fairness. By analyzing these advancements, the paper sheds light on the future trajectory of HFT and its broader impact on financial markets. 2025 by IGI Global Scientific Publishing. All rights reserved. -
Regulatory Challenges and Compliance in Decentralized Finance (DeFi): Comparative Study Between India and USA
Decentralized Finance (DeFi) is an emerging force transforming the global financial landscape by leveraging blockchain technology to eradicate the middlemen and assist peer- to- peer financial transactions. However, a decentralized and pseudonymous nature brings a big challenge in its regulation and compliance, especially in Know Your Customer (KYC) and Anti- Money Laundering (AML) regulations, market misconduct and adaptation, new cryptocurrency innovations, and safety and security issues. This paper comparatively analyses the two regulatory frameworks, compliance mechanisms, technical adaptations, and measures of cybersecurity regulating DeFi in India and the United States. By examining the salient regulatory challenges and compliance strategies in both jurisdictions, this study aims to provide insights that help foster a balanced regulatory environment that promotes innovation without undermining financial stability or consumer protection. 2025 by IGI Global Scientific Publishing. All rights reserved. -
Human-Centric Innovation: Building Sustainable Organizations for Industry 5.0
Human-centric innovation is paramount in building sustainable organizations in the era of Industry 5.0. As businesses transition from purely technology- driven models to those that integrate human creativity and advanced technologies, a new paradigm emergesone that places human well- being, ethical considerations, and sustainability at its core. This article delves into how organizations can leverage human- centric innovation to create more sustainable business practices, addressing environmental, social, and economic challenges. It discusses strategies such as empowering employees through inclusive decision- making, adopting design thinking to foster sustainable product development, and using digital tools that enhance both productivity and human health. By embracing a human- centered approach, organizations can achieve a balance between technological advancement and alignment with broader societal goals. This approach is crucial for navigating the complexities of Industry 5.0 and fostering sustainable growth in an increasingly interconnected world. 2025 by IGI Global Scientific Publishing. All rights reserved. -
Human-Centric Innovation: Building Sustainable Organizations for Industry 5.0
Human-centric innovation is paramount in building sustainable organizations in the era of Industry 5.0. As businesses transition from purely technology- driven models to those that integrate human creativity and advanced technologies, a new paradigm emergesone that places human well- being, ethical considerations, and sustainability at its core. This article delves into how organizations can leverage human- centric innovation to create more sustainable business practices, addressing environmental, social, and economic challenges. It discusses strategies such as empowering employees through inclusive decision- making, adopting design thinking to foster sustainable product development, and using digital tools that enhance both productivity and human health. By embracing a human- centered approach, organizations can achieve a balance between technological advancement and alignment with broader societal goals. This approach is crucial for navigating the complexities of Industry 5.0 and fostering sustainable growth in an increasingly interconnected world. 2025 by IGI Global Scientific Publishing. All rights reserved. -
Resilience and Human-Centric Perspectives for Organizations in Industry 5.0
In the emerging world researchers put forward the idea of industry 5.0, focusing on the concept of human centricity, sustainability and resilience approaches in the organizations. Industry 5.0 includes technological advancement along with giving importance to the human capital. During the past, the industrial revolution emphasized the productivity, production quality and growth of business. There was less importance for the human capital and employees well being in the changing industrial style giving importance to the human capital, by integrating technological advancements. It is recognised for the societal values that are embedded, the whole industry 5.0 revolves around sustainability, human centric and resilience in the organization. In this book chapter we explore the concept and applicability of these topics. The book chapter used literature review method and case study analysis for thorough understanding of the subject. 2025 by IGI Global Scientific Publishing. All rights reserved. -
The role of behavioral finance in shaping economic decision-making: Insights from AI and big data integration
This chapter examines how behavioral biases and institutional factors influence investment decisions, bridging gaps in behavioral finance literature. It explores cognitive biases like overconfidence, loss aversion, and herd behavior alongside institutional elements such as regulations and market stability. A mixed-methods approach combines survey data from 320 investors and 30 interviews. Findings show a strong link between biases and decisions, with overconfidence and loss aversion as key drivers. Regulatory transparency reduces bias impact, while uncertainty amplifies emotional reactions. The study highlights the need for clear policies, financial education, and future research on AI's role in mitigating biases. 2025, IGI Global Scientific Publishing. -
Digital innovations and implementation challenges in oil and gas industry: Harnessing technology
This study provides an in-depth analysis of the digital transformation in the oil and gas industry, focusing on recent advancements, challenges, and implications. the research explores the impact of artificial intelligence (AI), big data analytics, automation, and digital integration on operational efficiency, safety, and decision-making. Despite significant technological advancements, the study identifies critical challenges including difficulties in integrating disparate systems, addressing human factors and training needs, and ensuring data security. High implementation costs and evolving regulatory requirements further complicate widespread adoption. The study highlights the need for cohesive frameworks to manage these challenges and maximize the benefits of digital technologies. By synthesizing current literature and identifying gaps, the research offers actionable insights for enhancing digital transformation strategies and fostering sustainable growth within the industry. 2025, IGI Global Scientific Publishing. All rights reserved. -
Reconfigurable Intelligent Surface for mMIMO and NOMA Networks: Applications and Research Challenges
Reconfigurable Intelligent Surfaces are emerging as a transformative technology in wireless communication, particularly in the context of massive Multiple-Input Multiple-Output (mMIMO) systems and Non-Orthogonal Multiple Access (NOMA) networks. This chapter provides an in-depth exploration of how RIS can enhance the performance of mMIMO and NOMA networks, focusing on both practical applications and research challenges. RIS technology enables dynamic control over the wireless environment by adjusting signal reflections and enhancing signal propagation, which can significantly improve the efficiency and effectiveness of mMIMO and NOMA systems. For mMIMO, RIS can optimize spatial beamforming and mitigate interference, leading to enhanced capacity and coverage. In NOMA networks, RIS can This chapter offers a comprehensive overview of the potential of RIS to revolutionize mMIMO and NOMA networks, while also addressing the critical research challenges that must be overcome to fully realize its benefits. 2025 by IGI Global Scientific Publishing. All rights reserved. -
Reconfigurable Intelligent Surface-Aided Physical Layer Security Techniques: Applications and Future Trends
Reconfigurable Intelligent Surfaces (RIS) are emerging as a groundbreaking technology in the realm of wireless communications, with significant implications for enhancing physical layer security. This chapter delves into the integration of RIS with advanced security techniques, exploring how this innovative technology can be harnessed to address the growing challenges of securing wireless networks. this chapter delves into the future trends and advancements in RIS technology, including next-generation RIS architectures and their potential integration with emerging technologies like 6G. It explores how RIS could pave the way for innovative security protocols and play a pivotal role in advancing secure wireless network infrastructures. RIS technology enables the dynamic and intelligent modification of radio environments through programmable surfaces, which can adjust and optimize signal paths to improve both communication efficiency and security. This chapter provides valuable insights into the current applications and future prospects of RIS in enhancing wireless network security. 2025 by IGI Global Scientific Publishing. All rights reserved.