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Can mobile wallet usage contribute towards environmental sustainability? Evidence from a moderated mediation approach
This research empirically examines the antecedent factors influencing the relationship between mobile wallet use and environmental sustainability. The study adopted the UTAUT2 model with constructs of effort expectancy, performance expectancy, price value, mobile wallet usage, perceived security, and environmental sustainability. The research model was tested using a questionnaire-based response from 535 Indian Northeast tribal customers through a cross-sectional approach and examined the moderated mediation effect among the latent constructs. Partial least squares structural equation modelling was used to analyse the hypotheses and explain the variance, effect size, predictive relevance, and IPMA matrix. The results of this paper indicate that antecedent factors statistically and positively impact mobile wallet usage, contributing towards environmental sustainability. The outcome of this study encourages customers to adopt digital financial technology to promote environmental protection and reduce all forms of pollution. The findings help policymakers and mobile wallet service providers prioritise marketing attributes to enhance mobile wallet adoption. Moreover, managers should design tactics to augment confidence among older clients. The Author(s), under exclusive licence to Springer-Verlag GmbH Germany, part of Springer Nature 2023. -
Role of Financial Literacy and Digital Financial Inclusion on Sustainable Development Among The Mao-Naga Tribe of Northeast India
This research empirically analyses the influence of financial literacy and digital financial inclusion on sustainable development. The notion of financial newlineliteracy, adopted from the Organisation for Economic Co-operation and Development, combines financial awareness, attitude, knowledge, and behaviour to achieve financial well-being. Digital financial inclusion is the process by which individuals or households in the underserved or unprivileged section of society have access to formal financial services through innovative digital technologies. The main features of digital financial inclusion include reduction of costs, security, ease of access, usefulness, and actual usage of digital financial services. The current study collected data from the Mao-Naga tribe of Manipur and newlineNagaland, Northeast India using a convenient and purposive sampling method. The research method is quantitative in nature, and primary data were collected from adult individuals who were 18 years old or above. These respondents were eligible and able to manage their own bank accounts independently. The study has a crosssectional time horizon with a deductive approach. The data consisted of 1147 samples of Mao-Naga tribe adults using a structured questionnaire on a seven-point newlineLikert scale. The statistical technique of Statistical Packages of Social Science newline(SPSS) software was utilised to ascertain the descriptive result of the study. The newlinehypothesis testing was conducted using the Partial Least Square Structural Equation newlineModelling (PLS-SEM) statistical model. The SMART-PLS 4.0 software was employed to test the hypotheses of PLS-SEM, explanatory variance, effect size, PLS predict, and importance-performance map analysis (IPMA). Financial literacy and sustainable development were analysed from a reflective-formative approach of higher-order constructs. This research indicates that financial literacy and digital financial inclusion can positively influence sustainable development among the Mao-Naga tribe. -
Mainstreaming Northeast Tribal Women in India through Financial Education: A Systematic Review
Financial education is required to enhance financial literacy for socio-economic development. This paper aims to understand the financial literacy level among the Scheduled Tribes of India, specifically the Mao-Naga Tribe women of Northeast India. The current paper is based on secondary data and adheres to the steps and process of a systematic review. Prominent authors, times, tribes, countries, journals, and keywords have been identified for the comprehensive analysis. Since the goal of this paper is to review the existing literature regarding financial literacy among tribals, the findings indicate that financial education intervention, socio-cultural practices, social affinity, and early life financial experience affect individuals financial literacy. It has also been observed that a productive pathway to achieve financial literacy and inclusion lies in integrating financial education programs within the socio-cultural practices of tribal women. Thus, financial literacy can enhance the financial well-being that is necessary for socio-economic development among Mao-Naga Tribal women. This paper can help governments, central bank regulators, and researchers know the essential elements of financial literacy and identify the pertinent areas for further empowerment among sub-groups of the population, especially among tribal women of Northeast India. 2022 Journal of International Womens Studies. -
Can mobile wallet usage contribute towards environmental sustainability? Evidence from a moderated mediation approach
This research empirically examines the antecedent factors influencing the relationship between mobile wallet use and environmental sustainability. The study adopted the UTAUT2 model with constructs of effort expectancy, performance expectancy, price value, mobile wallet usage, perceived security, and environmental sustainability. The research model was tested using a questionnaire-based response from 535 Indian Northeast tribal customers through a cross-sectional approach and examined the moderated mediation effect among the latent constructs. Partial least squares structural equation modelling was used to analyse the hypotheses and explain the variance, effect size, predictive relevance, and IPMA matrix. The results of this paper indicate that antecedent factors statistically and positively impact mobile wallet usage, contributing towards environmental sustainability. The outcome of this study encourages customers to adopt digital financial technology to promote environmental protection and reduce all forms of pollution. The findings help policymakers and mobile wallet service providers prioritise marketing attributes to enhance mobile wallet adoption. Moreover, managers should design tactics to augment confidence among older clients. 2023, The Author(s), under exclusive licence to Springer-Verlag GmbH Germany, part of Springer Nature. -
Can mobile banking apps usage contribute towards the environmental sustainability: a mediation analysis
In digital transformation, digital finance has emerged as an alternative to conventional financial services. Currently, digital financial aspects and environmental sustainability are urgent issues receiving research attention for environmental mitigation. This empirical research addresses digital finance on environmental sustainability through mobile banking app usage. It is among the convenient digital financial technologies developed in recent years for the benefit of various stakeholders. The current model integrated UTAUT2 with perceived security and environmental sustainability. The partial least square structural equation modelling was used to test the hypothesis and other statistical power. This paper provides sustainable perspectives encouraging the Indian tribals to adopt digital technology in financial transactions. The findings have several important policy implications for developing countries, particularly vulnerable populace and those settled in remote areas. This research confirms the positive relations of mobile banking app usage on environmental sustainability through a cross-sectional approach. Copyright 2022 Inderscience Enterprises Ltd. -
Fruit Peel Waste: A Potential Substrate for Production of Value-Added Products
Fruit wastes are considered as a major class of food processing waste that has turned to be a global crisis due to issues associated with its disposal and treatment. It majorly consists of large fractions of solid or semi-solid waste generated during the separation of desired products from undesired ones in early stages of processing. The Author(s), under exclusive license to Springer Nature Switzerland AG 2025. -
HEALTH PSYCHOLOGY IN INTEGRATIVE HEALTH CARE
The 8th International Conference of Indian Academy of Health Psychology (ICIAHP 2023) gathered leading experts, researchers, and professionals to exchange insights and explore innovations in mental and physical well-being. Featuring workshops on trauma release, hypnotherapy basics, mindfulness-based CBT, and suicide prevention, ICIAHP offered a diverse learning experience. Distinguished speakers from national and international universities attended the conference. The conference catered to health psychology professionals, researchers, educators, and scholars. ICIAHP 2023 stood out for its comprehensive program, renowned speakers, and ample networking, providing a platform for holistic learning and collaboration. 2024 selection and editorial matter, Dr. Sundeep Katevarapu, Dr. Anand Pratap Singh, Dr. Priyanka Tiwari, Ms. Akriti Varshney, Ms. Priya Lanka, Ms. Aankur Pradhan, Dr. Neeraj Panwar, Dr. Kumud Sapru Wangnue; individual chapters, the contributors. -
HEALTH PSYCHOLOGY IN INTEGRATIVE HEALTH CARE
The 8th International Conference of Indian Academy of Health Psychology (ICIAHP 2023) gathered leading experts, researchers, and professionals to exchange insights and explore innovations in mental and physical well-being. Featuring workshops on trauma release, hypnotherapy basics, mindfulness-based CBT, and suicide prevention, ICIAHP offered a diverse learning experience. Distinguished speakers from national and international universities attended the conference. The conference catered to health psychology professionals, researchers, educators, and scholars. ICIAHP 2023 stood out for its comprehensive program, renowned speakers, and ample networking, providing a platform for holistic learning and collaboration. 2024 selection and editorial matter, Dr. Sundeep Katevarapu, Dr. Anand Pratap Singh, Dr. Priyanka Tiwari, Ms. Akriti Varshney, Ms. Priya Lanka, Ms. Aankur Pradhan, Dr. Neeraj Panwar, Dr. Kumud Sapru Wangnue; individual chapters, the contributors. -
Artificial Intelligence Personalization: Opportunities, Risks, and the Need for Ethical Data Practices
The benefits of AI personalization are numerous; however, the question still remains, what are the side effects of this feature? Will it help make shopping and enjoying content more enjoyable and efficient or will it destroy the trust of the users by creating privacy concerns. These are the issues this article has attempted to discuss and investigate. Artificial Intelligence (AI) personalization is a very helpful and useful feature, but there must remain a proper balance between personalization and data collection in order to ensure client comfort. A transparent and honest collection of data is to be expected for almost all the companies and this data is to be used responsibly. Activities like profiling must be regulated and controlled and should not be left unregulated. Despite laws being updated to be more considerate towards the privacy of users, the development of better enforcement is imperative. Regardless of the presence of appropriate laws, it is important that each individual practice the respective ethics while present in the digital universe. This article is discussed about AI personalization issues and its research challenges. 2025 IEEE. -
The world of communication & computing platform in research perspective: Opportunities and challenges
Computing paradigms are introduced for solving complex problems by analyzing, designing and implementing by complex systems. Computing can be defined as the effective use of computer or computer technology to solve tasks that are goal oriented. Computing is used in development of producing scientific studies, building intelligent systems, channeling different media for communication. Over the last few years, internet became so popular which lead to the increase in computer processing capacity, data storage and communication with one another. Computing has evolved from one technology to another in its field and formed a robust framework over the years. In this paper a survey on different computing paradigms like evergreen computing is cloud computing, to deal with basic scheduling is grid computing, for multi task handing is parallel computing, to handle smart phone data's that is mobile computing, cluster computing, and distributed computing is carried out. These technologies improved the way computing functions and made it easier to the computer world. The applications and research issues of the most of the computing paradigms are discussed in this article. The recent research issues in computing platform are scheduling and security. The scheduling is dealing with data processing from one computing platform to other computing device. Security is one of the important research issues. 2021 IEEE. -
Food calorie estimation using convolutional neural network
The modern world healthy body depends on the number of calories consumed, hence monitoring calorie intake is necessary to maintain good health. At the point when your Body Mass Index is somewhere in between from 25 to 29. It implies that you are conveying overabundance weight. Assuming your BMI is more than 30, it implies you have obesity. To get in shape or keep up the solid weight individuals needs to monitor the calorie they take. The existing system calorie estimation is to be happened manually. The proposed model is to provide unique solution for measuring calorie by using deep learning algorithm. The food calorie calculation is very important in medical field. Because this food calorie is provide good health condition. This measurement is taken from food image in different objects that is fruits and vegetables. This measurement is taken with the help of neural network. The tensor flow is one of the best methods to classify the machine learning method. This method is implementing to calculate the food calorie with the help of Convolutional Neural Network. The input of this calculated model is taken an image of food. The food calorie value is calculated the proposed CNN model with the help of food object detection. The primary parameter of the result is taken by volume error estimation and secondary parameter is calorie error estimation. The volume error estimation is gradually reduced by 20%. That indicates the proposed CNN model is providing higher accuracy level compare to existing model. 2021 IEEE. -
Amalgamation of IoT, Blockchain, Artificial Intelligence for Metaverse
The metaverse is a set of technologies that uses a computer to create a virtual world of reality and human connections. Some of the most significant enablers of this evolution are the Internet of Things (IoT), blockchain, and artificial intelligence (AI). These technologies not only provide a better experience but also introduce a new way of how security, efficiency, and inter-activeness should be done within the Metaverse. This chapter discusses the intersection between IoT, blockchain, and AI and its relevance in the framework of Metaverse. It discusses how IoT devices generate environments, the blockchain maintains high levels of security and provides digital ownership, and AI facilitates interactions. The rise of these technologies guarantees that the use of the virtual worlds will be consistent and also enhance the user experience, yet the blend of these technologies brings a number of difficulties like interoperability problems, data privacy problems, and also the concern of combining such a lot of various systems. The Metaverse has been explored in these challenges to achieve its full potential. The objective of this chapter is to paint a picture of how IoT, blockchain, and AI should be utilized to improve the Metaverse. This chapter presents an analysis of technical and ethical issues, offers potential solutions to the current problems, and outlines the possible directions of further development. Our study thus points out that the application of these technologies together offers an enormous opportunity to propel the development of the Metaverse in its quest to deliver virtual spaces that are secure, intelligent, and interactive. The final part of the chapter outlines the long-term effect on the society as well as the future prospects for development and the potential ethical challenges in this popping field of study. 2025 Scrivener Publishing LLC. -
Implementation Strategies for Green Computing
In this chapter, we look at how renewable energy sources can be integrated into the planning, design, and construction of long-term sustainability in green buildings. When it comes to establishing a framework for environmentally friendly building, there are two primary schools of thought. One is related to the use of conventional architecture and low-energy construction material. The fundamental focus of green building design is on using renewable energy solutions for the purpose of managing energy protection. When referring to a green building, either sustainable construction or green construction may be used instead. To guarantee a structure will last for its intended purpose and the environment will not be harmed in the process, sustainable construction practices should be included from the start. Additionally, the economics of renewable energy are presented in this chapter with eco-friendly construction practices that make use of renewable energy sources. 2024 selection and editorial matter, Vandana Sharma, Balamurugan Balusamy, Munish Sabharwal, and Mariya Ouaissa. -
Investigating the Use of Natural Language Processing in Electronic Medical Record
Natural language processing (NLP) implemented in digital scientific records (EMRs) can substantially enhance the nice and efficiency of affected person care. The purpose of NLP implemented in EMRs is to extract applicable facts from affected persons' notes written in a human language together with English. This information can then be stored in a suitable structured form for further evaluation and records mining. NLP has been carried out in the clinical field for the reason that Fifties as a green approach for retrieving textual content-based data and reading interactions among affected persons and healthcare professionals. With the arrival of electronic facts, NLP has come to be extra extensively applied for the diffusion of purposes, inclusive of automatic coding, scientific choice aid, and medical doctor order access. This summary makes a of exploring the usage of NLP in EMRs. The scope of this research consists of an evaluate of present NLP technologies and their software in EMRs. It additionally outlines a number of the present-day demanding situations inside the use of NLP for clinical information and shows capability answers. Finally, the potential applications of NLP-driven EMRs are discussed, inclusive of making use of in-health practitioner order entry, scientific choice assistance, and population health control. 2024 IEEE. -
An Encryption and Decryption of Block Ciphers Using Multipartite Graphs
Cryptography is the technique that secures the process of sending and receiving messages. It involves designing the text to be communicated in a complex form, so that possible intruders might find it difficult to access the information conveyed. This approach comprises a lock that encodes or encrypts the information and a key that decodes or decrypts the ciphered text. This is essential to secure the flow of confidential information. Graph theory plays a crucial role in cryptography. A graph-based technique revolves around the maintenance of security in information flow by factoring the text into graphical models of all the cipher parameters and forming a reverse mechanism to decipher the ciphered model. In this study, we introduce a novel cryptographic graphbased model, aiming to enhance the effectiveness of the existing approaches, thereby advancing secure communication in this digital era. This approach specifically deals with block ciphers structured as a multipartite graph, ensuring a secure encryption, with symmetric key cryptography. 2026 Scrivener Publishing LLC. -
Analysing the Influence of Activation Functions in CNN models for Effective Malware Classification
With the advancement of information technology, malware has become a persistent cyber security concern that targets computer systems, smart devices, and wide networks. Due to flaws in performance accuracy, analysis type, and malware classification methodologies that miss unsuspected malware attacks, malware classification has thus always been a significant concern and a challenging subject. Using the Malimg dataset, which has 9349 samples from 25 different families, this study classifies malware using a deep learning algorithm called a convolution neural network and evaluating the accuracy using a number of activation functions in this study. The proposed CNN model for malware classification achieves a high accuracy rate without the need for complex feature engineering. The model achieved the highest accuracy of 96.93% when using the Rectified Linear Unit (ReLU) activation functions whereas Leaky Relu gives accuracy of 96.76%, Pre relu gives 96.36%, ELU gives 95.72% and tanh gives accuracy of 95.58%. 2024 IEEE. -
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Performance analysis of alternating minimization based low complexity detection for MIMO communication system
Several antennas are used for sending and receiving in large MIMO (Multiple-Input-Multiple-Output) devices and assist in enhanced performances of wireless communication systems. One important component of Large MIMO systems is that MIMO detectors are placed at receiver ends, whose functions are to regain symbols broadcasts from multiple antennas. In this paper, novelAMLCD (Alternating Minimizationbased Low Complexity Detections) method is proposed in which AMs (Alternating Minimizations) are applied in initial stages to detect signals. Soft value generation is used for the second stage to estimate the signals. Finally, the more optimal estimated signal value will be chosen by applying the MPSOs (Modified Particle Swarm Optimizations). The system's functions are evaluated using CPMs (Continuous Phase Modulations) and channels AWGNs (Additive White Gaussian Noises). According to the results obtained, the suggested AMLCD method with modulations of CPMs outperform known methods using QAMs (Quadrature Amplitude Modulations) under multiple antennas in terms of BERs (Bit Error Rates). The AMLCD method also reduces the time complexity and computational complexity compared to the existing methods. 2023 The Author(s). Published by Informa UK Limited, trading as Taylor & Francis Group. -
Do callous-unemotional traits and resilience work together or in conflict? Thriving after trauma in children
Cumulative trauma, which is devastating can lead to severe psychological outcomes. Exposure to various kinds of trauma, especially in childhood is even more harmful than the sheer volume of experience. Children experiencing cumulative trauma are at greater risk of developing callous unemotional traits. This study examined the mediating role of callous unemotional traits and the moderating role of resilience, in the association between cumulative trauma and behavioral problems among children. A survey of 314 vulnerable children, aged 13 to 17 years (girls = 167; boys = 147) was conducted at seven different institutes in Assam, India. The results indicated that the children experienced 16 different types of trauma during their developmental phases. The mediating model indicated a strong facilitating effect of callous-unemotional (CU) traits in the relationship between cumulative trauma and behavioral problems: externalizing (? =.01; p <.05); internalizing problems (? =.03; p <.01); personal adjustment (? =.03; p <.01); and school problems (? =.04; p <.01). Additionally, resilience did not moderate the association between trauma and behavioral problems. This study strengthens the evidence associating childhood cumulative trauma with an increased risk for the development of CU traits, supporting the notion that these traits could potentially reduce resilience. 2026 Informa UK Limited, trading as Taylor & Francis Group.