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IoT-Driven Credit Scoring Models: Improving Loan Decision Making in Banking
By the game-changing possibilities of credit scoring models driven by the Internet of Things, this hopes to shed light on how the banking sector may enhance its loan decision-making procedures. Financial organisations are putting more and more faith in Internet of Things technologies to improve their risk assessment and lending processes. These IoT-driven models provide a more accurate and thorough assessment of creditworthiness by including real-time and detailed data on borrowers' activities, spending habits, and asset utilisation. This research examines the practicality and accuracy of Internet of Things (IoT) credit scoring by comparing it to conventional methods, looking closely at case researches, and analysing empirical data. The findings shed light on potential ways to enhance the loan approval and risk prediction procedures while also addressing concerns and considerations related to data privacy, security, and regulatory compliance. It is possible that decision-making frameworks could be altered by IoT-driven credit scoring algorithms, which could lead to a more inclusive and informed lending atmosphere. The contributes to the growing area of banking credit evaluation by showing that these models have promise. 2024 IEEE. -
IoT-Based Smart Indoor Navigation System with Voice Assistance for Museums
In the current era of smart heterogenous devices, the surrounding environment too needs to be smarter to match the gravity of such devices. Such advanced environment can be built with the technology called Internet of Things (IoT). Due to the presence of such vivid thing devices in the Internet of Things (IoT) environment, the task of automatically predicting the end users desires can play an important role when it comes to match the pace of modern society with too much diverse aspects. Since last decade, people have deviated their attention towards Indian ancient culture and Museums are eye catching attraction where our ancient cultural heritage exist. To improvise the slow pace growth of the tourism sector, there is the crucial requirement of technological improvement especially due to the restrictions on installations of external hardware within the close proximity. One prominent way of improving tourists experience at museums is to renovate existing museums with IoT-based smart devices which is programmed such a way to automatically navigate the user indoor and briefs the associated information about artwork without any user intervention. In this paper, we propose an IoT-based smart indoor navigation system along with voice assistance which can enhance the tourists experience in a museum. In addition, the proposed design also delivers the very personalized cultural contents related to the visited artworks. The Author(s), under exclusive license to Springer Nature Singapore Pte Ltd. 2024. -
AI-Enhanced IoT Data Analytics for Risk Management in Banking Operations
Using IoT data analytics in conjunction with artificial intelligence (AI) has the potential to improve banking operations' risk management. Sophisticated analytical methods are necessary for the detection and management of possible risks due to the increasing complexity and amount of data generated by the banking industry. This research proposes a novel method for analysing real-time data from IoT devices by employing artificial intelligence algorithms. The risks associated with financial transactions and operations can be better and more accurately assessed using this method. Through the integration of AI's pattern recognition, anomaly detection, and predictive modelling capabilities with the massive amounts of data generated by Internet of Things devices, this project aims to substantially enhance the efficacy and efficiency of risk management approaches in the banking sector. Research like this could lead to innovative solutions that make financial institutions more resistant to rising risks by enhancing decision-making, reducing operational weaknesses, and so on. 2024 IEEE. -
Human-Machine Interactions andAgility inSoftware Development
A modern organization cannot function without project management. Organizations, governments, and non-profits recognize how important modern project techniques are to the success of their IT projects. Many people understand that excellent project skills are crucial for remaining competitive in the workplace. Many project management concepts will help them with their everyday interactions with people and technology. Project management aims to plan, organize, motivate, and control resources to accomplish specific objectives and meet specific success criteria. The major challenge is to achieve all the project goals and objectives while respecting the preconceived constraints of the project. Project management for data science is easy with Agile. Understanding the different approaches to project management and how they can fit into information science is essential. Several project management tools are available to maintain and report on a projects progress. As proposed in this paper, a comprehensive study on project management and Agile methodologies helps enhance the teams interactions when working for data science project management. The Author(s), under exclusive license to Springer Nature Singapore Pte Ltd. 2024. -
Development of LIDAR-SLAM Integrated Low Cost Health Care Monitoring Robot with Sustainable Material
Beyond the global pandemic, healthcare has faced a myriad of challenges, from rising costs and accessibility issues to the need for precision in patient care and efficient medication delivery. This project embodies a visionary response to the multifaceted challenges faced by healthcare systems in health centers located in rural areas. The proposed research work focused on design and development of a health care monitoring robot with integration of 3D LIDAR Simultaneous Localization and Mapping (SLAM) based navigation approach, introduction of sustainable materials like bamboo and wood composites for development of robotic arm and robotic body frames. Also, from the initial tests it has been observed that with the developed mobile robot functions like precision medicine delivery, Open AI-Enabled continuous monitoring, hospital environment sanitization and emergency oxygen supply can be performed efficiently. 2024 IEEE. -
Biomedical Mammography Image Classification Using Patches-Based Feature Engineering with Deep Learning and Ensemble Classifier
In order to reduce the expense of radiologists, deep learning algorithms have recently been used in the mammograms screening field. Deep learning-based methods, like a Convolutional Neural Network (CNN), are now being used to categorize breast lumps. When it involves classifying mammogram imagery, CNN-based systems clearly outperform machine learning-based systems, but they do have certain disadvantages as well. Additional challenges include a dearth of knowledge on feature engineering and the impossibility of feature analysis for the existing patches of pictures, which are challenging to distinguish in low-contrast mammograms. Inaccurate patch assessments, higher calculation costs, inaccurate patch examinations, and non-recovered patched intensity variation are all results of mammogram image patches. This led to evidence that a CNN-based technique for identifying breast masses had poor classification accuracy. Deep Learning-Based Featured Reconstruction is a novel breast mass classification technique that boosts precision on low-contrast pictures (DFN). This system uses random forest boosting techniques together with CNN architectures like VGG 16 and Resnet 50 to characterize breast masses. Using two publicly accessible datasets of mammographic images, the suggested DFN approach is also contrasted with modern classification methods. The Author(s), under exclusive license to Springer Nature Switzerland AG 2024. -
Advanced Cervical Lesion Detection using Deep Learning Techniques
Cervical cancer has been one of the common causes for mortality by cancer in women across the world. But there are currently not enough skilled colposcopists, and the training process is drawn out. This implicates that there is a significant scope for artificial intelligence based computational models for segmentation of colposcope images. This paper proposes a segmentation network to accurately segment the cervix region and acetowhite lesions in a cervigram. This research can lay a foundation for research aiming to classify the cervix malignancy using AI. The method performed with a precision of 0.73870.1541, accuracy of 0.9291, recall of 0.79120.1439, a dice score of 0.74310.1506 and specificity of 0.95890.0131. The results prove that the model is reliable and robust. 2024 IEEE. -
Machine Learning Approach for Evaluating Industry-Based Employer Ranking and Financial Stability
Using the computational prowess of machine learning, this study presents a fresh method for assessing the relative standing and fiscal health of employers across different sectors. The research makes use of a wide variety of data, including financial reports, statistics on the labor market, employee evaluations, and indicators unique to the business, to arrive at in-depth judgements. The financial stability assessment applies a linear regression model, whereas employer ranking is predicted using a logistic regression model. Financial data, employment market dynamics, and sentiment research are used as foundational characteristics for these models. Company A is more financially stable than Company B, yet it is anticipated to be ranked lower as an employer. This highlights the difficulty of judging businesses. The implications of these results for job-seekers, investors, and businesses are varied. The study also highlights the significance of ethics, openness, and addressing biases in assessment. This study paves the way for future advancements in this crucial subject and provides a basis for data-driven, well-informed decision-making in the ever-changing landscapes of contemporary industrial evaluations. 2024 IEEE. -
Synergizing Senses: Advancing Multimodal Emotion Recognition in Human-Computer Interaction with MFF-CNN
Optimizing the authenticity and efficacy of interactions between humans and computers is largely dependent on emotion detection. The MFF-CNN framework is used in this work to present a unique method for multidimensional emotion identification. The MFF-CNN model is a combination of approaches that combines convolutional neural networks and multimodal fusion. It is intended to efficiently collect and integrate data from several modalities, including spoken words and human facial expressions. The first step in the suggested system's implementation is gathering a multimodal dataset with emotional labels added to it. The MFF-CNN receives input features in the form of retrieved facial landmarks and voice signal spectroscopy reconstructions. Convolutional layers are used by the model to understand hierarchies spatial and temporal structures, which improves its capacity to recognize complex emotional signals. Our experimental assessment shows that the MFF-CNN outperforms conventional unimodal emotion recognition algorithms. Improved preciseness, reliability, and adaptability across a range of emotional states are the outcomes of fusing the linguistic and face senses. Additionally, visualization methods improve the interpretability of the model and offer insights into the learnt representations. By providing a practical and understandable method for multimodal emotion identification, this study advances the field of human-computer interaction. The MFF-CNN architecture opens the door to more organic and psychologically understanding human-computer interactions by showcasing its possibilities for practical applications. The Author(s), under exclusive license to Springer Nature Switzerland AG 2024. -
Machine Learning Enabled Financial Statements in Assessing a Business's Performance
Machine Learning Enabled Financial Statements (MLEFS) revolutionize corporate performance analysis. This study examines MLEFS's dramatic effects using data gathering, model creation, interpretability, deployment, and ethics. We found that MLEFS accurately predicts crucial financial measures, helping investors, lenders, and financial analysts make better judgments. The study emphasizes the importance of financial measures like Return on Assets (ROA) in supporting financial theories and models. The research also stresses interpretability and ethics, promoting responsible machine learning in finance. Future trends include enhanced interpretability, strong ethical frameworks, real-time analysis, big data integration, regulatory adaption, and industrial acceptance. This study opens the door to data-driven financial analysis and decision-making, improving strategic planning, risk reduction, and investor trust. 2024 IEEE. -
Stress Management among Employees in Information Technology Sector Using Deep Learning
Information technology is one of the areas in India that is developing the quickest India's information technology (IT) administrations industry has become more merciless. The information technology area has been managing additional difficult issues like specialized development, administration enhancement, and worldwide overhauling starting from the beginning of this long period. Along these lines, it is unimaginable for everybody to adjust to the moving difficulties they experience in the field of information technology, which causes stress. Stress is something that individuals battle with for most of their lives. Albeit the information technology (IT) industry is notable for its hazardous turn of events and development, it is likewise portrayed by high worker burnout and stress levels. This theoretical proposes an original strategy for overseeing stress in the IT business that utilizes deep learning methods. This study utilizes deep learning calculations to expect, distinguish, and decrease stress makes all together location the earnest issue of stress among IT experts. The principal objective is to make a shrewd framework that can help organizations proactively recognize stress-related issues in their labor force and proposition specific cures. 2024 IEEE. -
Improving Consumer Engagement with AI Chatbots: Exploring Perceived Humanness, Social Presence, and Interactivity Factors
In many consumer industries, AI robots are becoming more and more popular because they let businesses communicate with their customers in a cheap and quick way. However, how well these measures work rests on how real and present people think they are in social situations. The main things that affect how customers deal with AI chatbots are looked into in this research. These are interaction, social presence, and perceived humanity.A wide range of users will be asked to fill out quantitative polls that will be used to judge how humanlike AI chatbots are, how well they can interact with others, and how much they interact with people. Additionally, performing qualitative interviews will give you a fuller picture of what customers want and how they interact with AI chatbots. Companies can make their chatbot exchanges with customers better by figuring out what makes the bots act like humans: friendly, interested, and sociable. This will allow them to make chatbots that are very specific to their customers' needs and tastes. The goal of this researchprogramme is to make customers happier, more loyal to brands, and have better experiences by creating AI chatbots that can have conversations with people like real people. 2024 IEEE. -
Optimization of Friction Stir Welding Parameters for the Optimum Hardness of AlCu Butt Joints Using the Taguchi Method
In the present study, the base plates made of alloys AA6101 and C11000 (each 5 mm thick) were welded bythe FSW technique using a hardened OHNS steel weld tool. The percentage contribution of the input process parameters, such as tool rotational speed in rpm, feed rate in mm/min, and tool pin offset in mm, on the output parameter joint hardness, were examined using the experimental design Taguchi L9 and ANOVA numerical tool analysis. From the optimization method, at 1000rpm tool rotational speed, 40mm/min feed rate and weld tool pin toward AA6101 alloy side will have the highest hardness. The tool rotational speed experiences a maximum significant impact on the joint hardness. The Author(s), under exclusive license to Springer Nature Singapore Pte Ltd. 2024. -
Research on Unmanned Artificial intelligence Based Financial Volatility Prediction in International Stock Market
This study digs into the area of unmanned artificial intelligence (AI) for financial volatility prediction in the worldwide stock market, delivering unique insights into the deployment of cutting-edge technology to handle the multifarious issues of market dynamics. Our research uses Long Short-Term Memory (LSTM) networks as the AI model of choice, showing its usefulness in capturing temporal relationships in financial data by analyzing past stock price data, trading volumes, and a variety of technical indicators. Our findings suggest a potential capacity to reliably predict financial market volatility after extensive data pretreatment, feature engineering, and model training. A powerful instrument for investors, fund managers, and financial institutions to make better informed and accurate investment choices, the model's low Root Mean Squared Error (RMSE) and high (R2) values highlight its practical usefulness. Beyond the purely technical, our study considers the ethical, regulatory, risk reduction, and optimization implications for the financial sector. Financial decision-making and risk management are being transformed by the increasingly globalized market environment, and the results given here provide a concrete roadmap towards the appropriate integration of unmanned AI systems. 2024 IEEE. -
Deep Learning Approaches for Environmental Monitoring in Smart Cities
It introduces a novel integrated environmental monitoring system capable of doing on-the-go measurements. In metropolitan settings, air pollution is one of the most serious environmental threats to human health. The widespread use of automobiles, emissions from manufacturing processes, and the use of fossil fuels for propulsion and power generation have all contributed to this issue. Air quality predictions in smart cities may now be made using deep learning methods, thanks to the widespread adoption of these tools and their continued rapid growth. Particulate Matter (PM) with a width of less than 2.5 m (PM2.5) is one of the most perilous kinds of air pollution. To anticipate the hourly gauge of PM2.5 focus in Delhi, India, we utilized verifiable information of poisons, meteorological information, and PM2.5 fixation in the adjoining stations to make a spatial-worldly element for our CNN-LSTM-based deep learning arrangement. According to our experiments, our 'hybrid CNN-LSTM multivariate' method outperforms all of the above conventional models and allows for more precise predictions. 2024 IEEE. -
Revolutionizing Arrhythmia Classification: Unleashing the Power of Machine Learning and Data Amplification for Precision Healthcare
This paper presents a comprehensive exploration of arrhythmia classification using machine learning techniques applied to electrocardiogram (ECG) signals. The study delves into the development and evaluation of diverse models, including K-Nearest Neighbors, Logistic Regression, Decision Tree Classifier, Linear and Kernelized Support Vector Machines, and Random Forest. The models undergo rigorous analysis, emphasizing precision and recall due to the categorical nature of the dependent variable. To enhance model robustness and address class imbalances, Principal Component Analysis (PCA) and Random Oversampling are employed. The results highlight the effectiveness of the Kernelized SVM with PCA, achieving a remarkable accuracy of 99.52%. Additionally, the paper discusses the positive impact of feature reduction and oversampling on model performance. The study concludes with insights into the significance of PCA and Random Oversampling in refining arrhythmia classification models, offering potential avenues for future research in healthcare analytics. 2024 IEEE. -
Depiction ofNifty Midcap Index Efficiency Using ARIMA
In recent years, the desirability of midcaps in Indian stock markets has received considerable attention from researchers, academicians, and financial analysts due to expectation of multi-bagger returns. The present study is undertaken to determine the market efficiency of Indian stock market using Nifty Midcap Index at High Frequency. The market efficiency of Nifty Midcap Index is determined using ARIMA technique. The fitted ARIMA model had a MASE value close to one. Hence, the findings suggest that the Nifty Midcap Index is inefficient. The Author(s), under exclusive license to Springer Nature Singapore Pte Ltd. 2024. -
Security and Privacy in Internet of Things (IoT) Environments
Although the proliferation of IoT devices has led to unparalleled ease of use and accessibility, it has also raised serious privacy and safety issues. Using a systematic approach that incorporates security and privacy modelling, data analysis, and empirical trials, this study provides a deep dive into the topic of IoT security and privacy. Our results show how crucial it is to take precautions against 'Information Disclosure' by using strong encryption and authorization protocols. The need to protect against 'Unencrypted Data' vulnerabilities is further emphasized by vulnerability analysis. Encryption (AES-256) and other access control rules fare very well in the assessment of security systems. Furthermore, 'Homomorphic Encryption' is identified as a potential strategy to protecting user privacy while retaining data usefulness based on our review of privacy preservation strategies. A more secure and privacyaware IoT environment may be fostered thanks to the findings of this study, which have ramifications for the industry, government, consumers, and academics. Addressing the ever-evolving security and privacy issues in the IoT will need a future focus on cutting-edge security mechanisms, privacy-preserving technology, regulatory compliance, user-centric design, multidisciplinary cooperation, and threat intelligence sharing. 2024 IEEE. -
Advanced Fraud Detection Using Machine Learning Techniques in Accounting and Finance Sector
Monetary fraud, which is a deceptive method for getting cash, has turned into a typical issue in organizations and associations as of late. Customary techniques like manual checks and reviews aren't extremely precise, are costly, and consume most of the day. Attempting to get cash by lying. With the ascent of simulated intelligence, approaches based on machine learning have become more well known. can be utilized shrewdly to track down fraud by dissecting an enormous number of monetary exercises information. Thus, this work attempts to give a systematic literature review (SLR) that ganders at the literature in a systematic manner. reviews and sums up the exploration on machine learning (ML)-based fraud recognizing that has proactively been finished. In particular, the review utilized the Kitchenham strategy, which depends on clear systems. It will then, at that point, concentrate and rundowns the significant pieces of the articles and give the outcomes. Considering the Few investigations have been finished to accumulate search systems from well-known electronic information base libraries. 93 pieces were picked, examined, and integrated in light of measures for what to incorporate and what to forget about. As the monetary world gets more confounded, robbery is turning into a more serious issue in the accounting and finance industry. Fraudulent activities cost cash, yet they likewise make it harder for individuals to trust monetary frameworks. To stop this danger, we want further developed ways of tracking down fraud straightaway. This theoretical gives an outline of how machine learning strategies are utilized to further develop fraud detection in accounting and finance. 2024 IEEE. -
Deep Learning Enabled Parent Involvement and Its Influence on Student Academic Achievement Analysis
Studying the substantial effect that Deep Learning Enabled Parent Involvement (DLEPI) has on kid academic success. Using a made-up data set and a neural network model, we find that parents' level of involvement, as measured by the Parental Involvement Score (PIS), is positively correlated with their children's academic performance. DLEPI, driven by cutting-edge deep learning algorithms, equips parents with unique insights and suggestions regardless of where they live, therefore promoting educational equality and diversity. This study underlines the potential of technology to reduce performance inequalities and highlights its central role in increasing parental participation. Critical elements for future study include ethical issues, real-world validation, effect evaluations over time, and chances for personalization. This research lays the groundwork for reinventing education in a future where DLEPI improves student outcomes and offers a more inclusive and personalized educational environment. 2024 IEEE.