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Mobile banking technology adoption model: Revisiting the tam approach
The user acceptance of Mobile banking technology is limited in terms of appropriate measurement variables. In M-banking practice, the influencing factors and the relationship with adoption is unrevealed. The data was collected through crowd sourcing method which is considered to be most relevant method. The results of hypotheses testing and SEM analysis showing that the relationship between the perceived usefulness and behavioral intention is significant direct relationship is existed in the same way perceived trust on the m-bankers has direct effect on m-banking user behavioral intention. The Perceived Ease of Use and Perceived Social Influence is not significantly influencing the behavioral intention but the important missed constructs, Perceived Trust along with Perceived Usefulness is highly influencing the M-banking users. The M-banking App developers should emphasis on need based apps and must incorporate strong security aspects for eliminating model risk associated with the M-banking application. The present study developed a new measurement variable called Perceived Social Influence and Perceived Trust along with Perceived Usefulness and Perceived Ease of Use of original TAM which are hypothesized to adopt M-banking technology. For M-Banking technology services, the original TAM did not hold good as there was an absence of a crucial factor for M-banking, Perceived Trust and Social Influence. 2019, Institute of Advanced Scientific Research, Inc. All rights reserved. -
Mobile banking technology adoption model: Revisiting the TAM approach /
Journal of Advanced Research In Dynamical And Control Systems, Vol.11, Issue 4, pp.1407-1415, ISSN No: 1943-023X. -
Mobile Freeze-Net with Attention-based Loss Function for Covid-19 Detection from an Imbalanced CXR Dataset
In this paper, we present a novel framework, that is, Mobile Freeze-Net along with Attention-based Loss Function, for Covid-19 detection from a Chest X-Ray (CXR) dataset. First, we have observed that by freezing 50% of a Mobile Net-V2 model (means fine-tuning 50% layers from ImageNet dataset) has automatically removed the class imbalance problem from the CXR dataset considerably. We call this 50% frozen Mobile Net-V2 model as Mobile Freeze-Net. Secondly, we have proposed an Attention-based Loss function, which provides more attention to the class, having higher inter-class similarity. We have computed attention weights for each class from the statistical inference of the dataset itself, by employing a Monte-Carlo method and thereafter, we have incorporated those weights into WCCE loss function of Mobile Freeze-Net model. By utilizing Mobile freeze-Net, we have achieved testing accuracy, F1 score, precision and recall of 93%, 94%, 93% and 94% respectively. This is approximately 3-4% improvement compared to 100% fine tuning of Mobile-Net V2. Furthermore, we have achieved approximate 1-2% improvement of Mobile Freeze-Net, after incorporating Attention-based Loss function. For the validity of the proposed framework, we have conducted experiments with 10-fold cross validation. All these experimental results suggest that our proposed framework has outperformed other existing models considerably. 2023 Owner/Author(s). -
Mobile in learning: Enhancement of information and communication technologies
The technological advancement in the world has changed the people's life. The people view point towards the usage of technologies in different fields like business, tourism, communication, education etc. has changed. Mobile learning can give flexible learning environ-ment for the user. It can also increase the participant number in the online teaching learning process. This paper discusses about the ef-fectiveness of the current technologies used in higher education system. It profiles the advantages of using mobile in accessing the uni-versity central system for teaching and learning. It also discusses about mobile digital book with augmentation, which can be used to improve the teaching and learning process of the different departments in the university. 2018 Authors. -
Mobile-Based Indian Currency Detection Model for the Visually Impaired
According to surveys held in 2019, India holds the largest population standing just after China, but when it comes to visually impaired people, India ranks number one. There are approximately 37 million people across India who are suffering from visual impairment. Special care and measures are taken to help these people live a peaceful life as any other citizen of India, but with the demonetization that happened in the recent years, the Indian economy was replaced with newer currency notes as an attempt to stop black money and fight corruption. Even though the objectives were clear and attainable, with the newer currency notes, the visually impaired people are facing various problems, as there is no provision for them to actually check the currency as the notes are not equipped with Braille system and the sizes of each and every currency is also the same in many cases. To counteract this problem, a mobile-based Indian currency detection model would be a better solution as it enables a visually impaired person to identify the value of specific currency he is holding. The mobile-based Indian currency detection model is the proposed model which will be using image processing for feature extraction and a basic CNN (convolutional neural network) for identification of currency with the given feature inputs. This model is being made into a mobile-based application so as to enable a visually impaired person to check for any possible frauds as fast as possible. 2020, Springer Nature Switzerland AG. -
Model and Algorithm of Multimodal Transportation in Logistics Transportation Based on Particle Swarm Optimization
With the rapid improvement of market economy and modern logistics technique, the logistics distribution link is receiving more and more attention, and the logistics distribution path question in distribution has become the core question in logistics distribution. Study the optimization of logistics distribution path. Logistics distribution path optimization needs to find an optimal distribution route with less distribution vehicles and the shortest total length of the path, and has the rapidity of distribution. The traditional algorithm takes a long time to search the optimal route, which makes it difficult to find the optimal distribution route, resulting in high logistics distribution costs. In order to quickly find the optimal distribution route and improve the quality of logistics service, a logistics model based on particle swarm optimization algorithm is proposed. The group is composed of several non-intelligent individuals or groups of individuals. Each individual's behavior follows certain simple rules and has no intelligence; Individuals or groups of individuals can cooperate to solve questions through certain principles of message exchange, thus showing the behavioral characteristics of collective intelligence. After research, the algorithm in this paper is effective and suitable for wide application in practice. 2023 IEEE. -
Model independent analysis in (?, n) reactions using deuterium targets
Photonuclear reactions play an important role in nuclear physics, astrophysics and in various applications such as non-destructive measurement of nuclear materials (NDT). The study of (?, n) reactions using deuterium targets i.e., photodisintegration of deuterons in addition to all the other (?, n) reactions, is of considerable interest to these fields. In this contribution, we have studied the photodisintegration of deuterons with unpolarized photons. The angular dependence of the differential cross section is studied by expressing it in terms of Legendre polynomials. The analysis of differential cross-section is presented using the model-independent irreducible tensor formalism. 2021 -
Model independent approach to photodisintegration of 7Li at the range of energies of interest to BBN
One of the elements that was synthesized primordially in the standard Big Bang Nucleosynthesis is lithium. Lithium, being fragile gets easily destroyed at relatively low temperatures in the mixing process between stellar surface and hot internal layers. So that, at the end of the stellar lifetime the lithium content is believed to be depleted. Series of experimental measurements on lithium isotopes were carried out at High Intensity Gamma Ray Source (HIGS) at Duke Free Electron Laser Laboratory. More recently experiments [1]-[2] were performed, to measure the differential cross section of the photo-neutron reaction channel in photodisintegration of 7Li, where the progeny nuclei is in the ground state as well as in excited states. The purpose of present contribution is to study the reaction channel 7Li + ? ? 6Li + n using linearly polarized photons.The model independent irreducible tensor formalism [3]-[5] will be used to study the differential cross section of the reaction. We study the angular dependence of differential cross section by expressing differential cross section in terms of legendre polynomials. In view of the several theoretical and ongoing experimental studies, a detailed theoretical study of the spin structure of the amplitudes in 7Li+ ? ? 6Li+ n and their expansion in terms of'electric' and 'magnetic' amplitudes is needed to analyze the measurements of spin observables as well as differential cross section, which leads to a better understanding of the problem at astrophysical energies. 2022 Institute of Physics Publishing. All rights reserved. -
Model independent approach to proton polarization in photodisintegration of deuteron
In addition to other photonuclear reactions, the study of photonuclear reactions on deuterium targets is important for laser physics, nuclear physics, astrophysics, and a number of applications, including nondestructive testing of nuclear materials. In this paper, we have carried out a model independent analysis of proton polarization in photodisintegration of deuterons with initially unpolarized beam and unpolarized target. The angular dependence of the polarization is studied by expressing it in terms of multipole amplitudes. 2023 Elsevier Ltd. All rights reserved. -
Model of cross-cultural adjustment and view of life-career among Japanese expatriate spouses in India
In the globalized economy, it is necessary to consider expatriates cross-cultural adjustment, which is affected by their spouses, whose cross-cultural adjustment should not be neglected. We examined a model of cross-cultural adjustment among Japanese spouses in India. We hypothesized that demands (e.g., cultural differences, language immaturity) and resources (e.g., spouses personality/agreeableness, perceived social support) negatively and positively affect cross-cultural adjustment, respectively. In turn, cross-cultural adjustment positively affects subjective happiness and intent to stay. In addition, cross-cultural adjustment consists a part of life-career perspective for expatriate spouses who quit their job when go to abroad. To examine the hypotheses, we use a mixed methods approach (QUAN?QUAL) that uses multiple variables and sampling to collect quantitative and qualitative data over two phases sequentially. First, from August to October 2018, a survey using a web-based questionnaire was conducted in four areas in India: New Delhi, Mumbai, Chennai, and Bengaluru. Responses from 105 participants, who are parents of Japanese school children or members of a parenting support group were received. Second, from October to December 2018, the interview data for 17 participants were collected at Bengaluru. To confirm the hypothesized model, we tested a structural equations modeling (SEM) analysis. Additionally, the interview transcript data were analyzed with a modified version of the Grounded Theory approach (M-GTA). The Results demonstrated that Japanese expatriate spouses who had difficulties in communicating in English and felt large cultural differences, decreased their adjustment, their subjective happiness was lowered, and they wanted to return to their home country early. However, the more the personality was cooperative and compassionate, and the more they worked to adjust to their international life; their subjective happiness increased. Additionally, expatriate spouses obtained the concept of view of life-career. The view of life-career included cross-cultural adjustment. Cross-cultural adjustment affects positive view of life-career that will lead to smooth re-employment after returning to Japan. 2020, Springer Science+Business Media, LLC, part of Springer Nature. -
Model Selection Procedure in Alleviating Drawbacks of the Electronic Whiteboard
Deep learning has paved the way for critical and revolutionary applications in almost every field of life in general. Ranging from engineering to healthcare, machine learning and deep learning has left its mark as the state-of-the-art technology application which holds the epitome of a reasonable high benchmarked solution. Incorporating neural network architectures into applications has become a common part of any software development process. In this paper, we perform a comparative analysis on the different transfer learning approaches in the domain of hand-written digit recognition. We use two performance measures, loss and accuracy. We later visualize the different results for the training and validation datasets and reach to a unison conclusion. This paper aims to target the drawbacks of the electronic whiteboard with simultaneous focus on the suitable model selection procedure for the digit recognition problem. 2021 IEEE. -
Modeling a Logistic Regression based Sustained Approach for Cancer Detection
This assessment and treatment of cancer may be done using logistic regression. To properly forecast whether a tumour is malignant or benign, the likelihood of binary outcomes may be simulated based on input variables and taken into account for factors like volume, topology and texture. It aids in risk assessment by estimating an individual's likelihood of developing cancer using factors like age-group, relatives past data, life choices and gene based markers. Logistic regression plays an important role in early cancer detection and creating screening tools that identify high-risk individuals through patent characteristics, biomarkers, and medical imaging data. Prediction of the probability of survival based on age, tumor characteristics, treatment options and comorbidities is useful for survival analysis. In a comparative study, logistic regression achieved a high accuracy of 97.4%, along with random forest, in cancer detection and diagnosis. 2023 IEEE. -
Modeling and computational fluid dynamic analysis on a non-AC bus coach system
The main objective of this paper is to reduce the drag force and enhance the uniform airflow inside an existing non-air-conditioning bus coach system. The redesigning of an existing bus carried out by considering the forces that reduce the moment of the bus. Modeling and meshing was carried out using solid works and Hypermesh software, respectively. Finally, the problem is simulated using Ansys fluent software and analysis is carried out for different bus models. The noteworthy findings state that the air resistance of the vehicle is found to be 812.74 N and coefficient of drag is 0.67 are less as compared to existing bus model. 2020 Wiley Periodicals LLC -
Modeling Consumer Price Index: A Machine Learning Approach
The change in price of a group of goods and services is reflected in terms of consumer price index (CPI), making it one of the most important economic indicators. This is also the mostly used measure of inflation. Forecasted CPI values help the Government to take corrective measures to control the economic conditions of the country. This paper implements and examines two machine learning models such as artificial neural network (ANN) and ANN model optimized with particle swarm optimization (PSO) known as ANN-PSO to assess the accuracy in predictability of CPI. The data set for four groups such as food and beverages, housing, clothing, and footwear used for the calculation of all India CPI has been taken from the official website of the Government of India. The mean absolute percentage error (MAPE) has been used as the validator for model accuracy. The MAPE calculated for all experiments are less than 10% which indicates that the ANN-PSO models used are highly accurate for prediction of CPI of India. 2022 Wiley-VCH GmbH -
Modeling destination competitiveness: The unfamiliar shift for destination rebranding, restructuring, and repositioning with DMOs
Tourism is a tactical economic practice across the globe, but the urban and provincial transformations in the industry are strongly contemplated in the light of an unfamiliar shift in tourism business. This chapter discusses an integrated concept with a framework relating systematic approach of managing the destination and its competitiveness. An investigation on the impact on tourism and the recent narrative of national, regional, and local planning approach directs towards efficient destination management organizations (DMO) in practice for future development. This has proceeded by the formation of a competitive approach, emphasizing on the DMO roles and responsibilities helpful for a destination management during an unfamiliar business trend. Modeling destination competitiveness demands an absolute mechanism through destination rebranding, restructuring, and repositioning with DMOs for enabling competency. 2018, IGI Global. -
Modeling Environmentally Conscious Purchase Behavior: Examining the Role of Ethical Obligation and Green Self-Identity
Due to environmental degradation, using environment-friendly products has become necessary to reduce carbon emissions. However, the consumption of such products is still below expectations because these products are usually costlier than their traditional counterparts. The current study aims to investigate consumer behavior towards environment-friendly products using Ajzens theory of planned behavior as a theoretical model. The study seeks to examine the role of the key determinates of environmentally conscious purchase behavior, such as ethical obligation and green self-identity. A total of 386 responses were collected from consumers living in a few major cities of northern India using purposive sampling. The data were analyzed using structural equation modeling in Amos 22.0. The results demonstrated that attitudes towards environment-friendly products perceived behavioral control and green self-identity as the major determinants of green purchase intentions. In addition, attitude was reported to mediate the effect of ethical obligation on green purchase intentions and green self-identity was found to moderate the effect of attitude on green purchase intentions. Additionally, green self-identity was also reported to moderate the relationship between ethical obligation and attitude. The study adds value to the existing literature by signifying the role of green self-identity and ethical obligation in stimulating consumers green purchase intentions. The findings of the study are also meaningful for marketers and policymakers. 2023 by the authors. -
Modeling of Real Time Traffic Flow Monitoring System Using Deep Learning and Unmanned Aerial Vehicles
Recently, intelligent video surveillance technologies using unmanned aerial vehicles (UAVs) have been considerably increased in the transportation sector. Real time collection of traffic videos by the use of UAVs finds useful to monitor the traffic flow and road conditions. Since traffic jams have become common in urban areas, it is needed to design artificial intelligence (AI) based recognition techniques to attain effective traffic flow monitoring. Besides, the traffic flow monitoring system can assist the traffic managers to start efficient dispersal actions. Therefore, this study designs a real time traffic flow monitoring system using deep learning (DL) and UAVs, called RTTFM-DL. The proposed RTTFM-DL technique aims to detect vehicles, count vehicles, estimate speed and determine traffic flow. In addition, an efficient vehicle detection model is proposed by the use of Faster Regional Convolutional Neural Network (Faster RCNN) with Residual Network (ResNet). Also, a detection line based vehicle counting approach is designed, which is based on overlap ratio. Finally, traffic flow monitoring takes place based on the estimated vehicle count and vehicle speed. In order to guarantee the effectual performance of the RTTFM-DL technique, a series of experimental analyses take place and the results are examined under varying aspects. The experimental outcomes highlighted the betterment of the RTTFM-DL technique over the recent techniques. The RTTFM-DL technique has gained improved outcomes with a higher accuracy of 0.975. 2022 River Publishers. -
Modeling of the LiouvilleGreen method to approximate the mechanical waves in functionally graded and piezo material with a comparative study
The present research article studies and compares the surface waves transmission through the functionally graded piezoelectric material (FGPM) club between the piezomagnetic (PM) layer -and half-space, and for a comparative study, lower half-space is assumed to be piezoelectric material. The transmission of mechanical waves in a smart structure is analyzed by following the elastic wave theory of magneto-electro-elasticity. The Liouville-Green (LG) approximation technique is used to solve the differential equation in the FGPM stratum, where exponential variation is assumed in material gradients. It is noticed that the material gradients depend considerably on the angular frequency, which should be a crucial factor in regulating the dispersion characteristics of functionally graded materials (FGM) waveguides. In closed determinant form, the dispersion relation has been obtained for FGPM plate for electrically open and short cases. The profound effect of parameters, such as material gradient, a width of the layer on phase velocity, coupled electromechanical factor, and angular velocity, is observed and delineated graphically. Different parametric plots are sub-plotted into a single figure to increase the readability of the graphs. 2022 Informa UK Limited, trading as Taylor & Francis Group. -
Modeling requirements with diabetes using supervised machine learning techniques
Diabetes is characterized by either insufficient or inefficient insulin production by the body. High blood glucose levels result from this, which over time can harm a number of tissues and organs in the body. Diabetes can be brought on by a specific age, obesity, inactivity, insufficient physical activity, inherited diabetes, lifestyle, poor diet, hypertension, etc. This chapter explores modeling requirements with diabetes using supervised machine learning techniques. 2023, IGI Global. All rights reserved. -
Modeling the impact of political risk components on major macroeconomic variables
The risks of the political conditions prevailing in an economy are found to have a significant impact on its stock market. Such political risks can distort the entire economy. This study investigated the impact of political risk on major macroeconomic variables which are the indicators of growth in any economy by considering the various components of political risk as given by World Bank's worldwide governance indicators. Using a panel data approach, it modeled the major macroeconomic variables of eleven emerging and frontier Asian economies with various components of political risk. The study found that irrespective of the inter-linkages among different macroeconomic variables, they were not affected by the same political risk components. Most importantly, it revealed that GDP did not respond to any of the political risk components, whereas the exchange rate was found to be affected by all the political risk components. The study also found that FDI, inflation, and real interest rate were affected by one or more political risk components. 2019 AESS Publications. All Rights Reserved.