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A Study Examining the Relationship Between College Students Demographic Characteristics and Financial Literacy- With Special Reference to a Union Territory in India
Over the past ten years, the importance of financial literacy has been growing across the world. Prior research has found that a lack of financial knowledge can have several negative consequences, the inability to make correct financial decisions, high levels of debt, high-cost borrowing and misuse of credit. Limited knowledge of financial concepts also has an impact on the economy as a whole. This study attempts to measure the level of financial literacy of college students in Goa, India. A total of 378 respondents were surveyed and their level of financial literacy was measured through a percentage analysis. The respondents level of financial literacy was also studied concerning various demographic characteristics. The results show an association between financial literacy and sex, level of education, field of education, percentage of respondents and income level. The findings of the study suggest a need for the strengthening of initiatives by policymakers to introduce the concept of financial literacy for students all over the state as well as the country, in every field. The Author(s), under exclusive license to Springer Nature Switzerland AG 2024. -
Management and Sales Forecasting of an E-commerce Information System Using Data Mining and Convolutional Neural Networks
The exponential development of e-commerce in recent decades has enhanced convenience for individuals. Compared to the conventional business environment, e-commerce is characterized by increased dynamism and complexity, resulting in several obstacles. Data mining assists individuals in effectively addressing these difficulties. Traditional data mining cannot efficiently use big data in the power provider industry. It heavily relies on time-consuming and labor-intensive feature engineering, and the resulting model could be more easily scalable. Convolutional Neural Networks (CNN) can efficiently use vast amounts of data and autonomously extract valuable elements from the original input, resulting in increased effectiveness. This article utilizes a CNN to extract valuable insights from e-commerce information to forecast commodities sales accurately and proposes a CNN-based Sales Forecasting Model (CNN-SFM). The findings indicate that using data mining and CNN yields a high level of precision in forecasting forthcoming people buying capacity data. The correlation variable between actual usage information and projected usage information was 0.98, and the highest mean error was just 1.78%. Data mining can effectively extract hidden relevant information and forecast future consumption habits for e-commerce systems. CNN demonstrates proficiency in accurately predicting forthcoming consumption power and trends. The Research Publication. -
Construction of Virtual Simulation Practice Teaching Platform for Business Majors Based on Fuzzy Control Algorithm
Simulation plays an important role in control research. Information technology and various related technologies, the research of simulation technology is also deepening. At present, there is no unified platform for the design and simulation of adaptive fuzzy controller, and the simulation algorithms of various controllers are different. With the strong advocacy of national education departments, virtual simulation technology has been widely used in academic education, and has gradually become an important means to improve traditional teaching. Cross-professional comprehensive training of business has almost become the preferred course of combining theory with practice in general colleges and universities. It requires students from different majors to participate together, cooperate and communicate deeply in teams, and compete and confront each other among groups, which helps to improve graduates' innovative and entrepreneurial ability. Through teaching practice, the design of teaching system, the joint training between schools and enterprises, and the consideration of virtual and actual combat are further improved. Explain the teaching application of virtual simulation experiment teaching platform. The virtual simulation experiment teaching platform is convenient for students to complete intelligent control experiments, and carry out secondary development and innovative experiments. 2023 IEEE. -
Role of social media in the digital transformation of business
A digital transformation endeavor is the use of technology and digital processes to enhance business operations and consumer experiences. These projects frequently include the use of new technology like social media platforms, artificial intelligence (AI), and analytics, as well as the execution of digital processes like cloud computing, omnichannel commerce, data analytics, and automation. An organization needs to integrate digital transformation initiatives into its current systems if it wants to stay current with the rapidly evolving technology landscape of today. Social media is now an essential part of contemporary life, and businesses are increasingly using it to connect with their clients and other stakeholders. To take advantage of social media's huge potential, businesses are incorporating it into their digital transformation initiatives. Copyright 2023, IGI Global. Copying or distributing in print or electronic forms without written permission of IGI Global is prohibited. 2023 by IGI Global. All rights reserved. -
Esther reimagined: feminist essence in Sara Josephs narrative
Gynocentric approaches to biblical women uncover narratives of liberation and empowerment. These perspectives highlight the gaps and omissions in the representation of women within the overarching metanarrative of the Bible. Sara Josephs novel, Esther, serves as a feminist reimagining of the biblical story of Esther, offering a pluralistic lens through which to examine the experiences and lives of women against the backdrop of patriarchy. This paper utilises the feminist hermeneutic method to critically engage with the narrative, drawing on the feminist frameworks established by scholars such as Elizabeth Fiorenza and Esther Fuchs. It argues that biblical women can be reinterpreted as positive role models, saviours, heroines, and vital contributors to an extraordinary narrative of survival and redemption. 2024 Informa UK Limited, trading as Taylor & Francis Group. -
Fostering civic engagement and community development through service-learning capstone courses in higher education: An in-depth analysis of department models in Indian universities
A nation's strength is intricately linked to the education of its citizens, and the evolving landscape of higher education is evident in the changing role it plays. The National Education Policy (NEP) established on July 29, 2020, provides a framework that opens avenues for experiential learning, emphasizing hands-on experiences to complement theoretical knowledge. Keeping this in mind, this chapter introduces the Service-Learning Capstone Course Model designed to cultivate civic responsibility, empathy, and risk management while fostering the holistic growth of learners as responsible citizens in this century. The study demonstrates how the inclusion of a service-learning component in the syllabus can develop personal, professional, and academic growth in a learner through the knowledge gained. 2024, IGI Global. All rights reserved. -
Determinants of profitability of private sector banks in india
Indian banking sector has undergone a sea change after the advent of Liberalisation,Privatization and Globalization polices of Government of India, newlineduring the beginning of nineties. This has resulted inthe implementation of banking sector reforms which rationalized banking system by opening of new generation commercial banks,entry of foreign banks,prudential norms for quality of asset,deregulation of interest rates and launching of banking tribunals. During newlinethe last two decades private sector banks in India have played a significant role in newlinebanking sector in terms of business, profit, network, channels and digital banking. newlineInorder to make use of technology and improve customer service banks have implemented CBS. Banking reforms, competition, growing NPA due to economic slowdown, high investments in technology, Basel Risk Management have affected the profitability of all banks in India. But private sector continues to perform well. Present study analyses the determinants of profitability of private sector banks in India and Impact of profitability after implementation of CBS. Since private sector new and old banks are the two groups in private sector banks in India their profitability and determinants are analyzed. The study focuses on select four banks each from private sector new and old banks in India for fourteen years, 2000-2001 to 2014-2015.The Global banking benchmarkon profitability of commercial newlineBanks,ROA is considered as dependent variable and Bank specific, Industry level and Macro level Independent variables are analyzed in the data analysis to find out variations, relationships andfundamental variables influencing profitability of private commercial banks in India during the period under study. -
Theoretical and experimental validation of thermal and heat transfer performance of novel ethylene glycol - Cr2AlC nanofluids
Synthesizing stable nanofluids with favourable thermal properties that can cater to practical applications is a challenge over the past few years. This paper presents the preparation and analyzes the thermal efficiency of the novel nanofluid prepared by the suspension of nanocrystalline Cr2AlC MAX phase powder in ethylene glycol (EG). Incorporation of h-BN, MoS2, Al2O3, and Cr2AlC showed a thermal conductivity enhancement at 303 K when compared to EG. Accurate experimental models for the thermal conductivity and the viscosity of EG + Cr2AlC nanofluids are estimated. The theoretical analysis of the flow profiles of EG + Cr2AlC/Al2O3/MoS2/h-BN nanofluids is carried out with Blasius and Sakiadis flow models. The Cr2AlC MAX phase possesses both ceramic and metal properties that help these nanofluids to show high heat transfer performance. The results show that 0.50 wt% EG + Cr2AlC nanofluid displays maximum improvement in heat transfer performance. There is a substantial rise in the thermal conductivity when both temperature and weight fraction increase. The simulated flow of the nanofluid past a plate indicated superior heat transfer and thermal profiles for the EG + Cr2AlC nanofluids. For the flow past a moving plate, the nanofluid possesses less skin friction at the plate, which is favourable for various practical applications. 2022 Elsevier Ltd -
Extraction of Fungal Chitosan by Leveraging Pineapple Peel Substrate for Sustainable Biopolymer Production
The cost-effective production of commercially important biopolymers, such as chitosan, has gained momentum in recent decades owing to its versatile material properties. The seasonal variability in the availability of crustacean waste and fish waste, routinely used for chitosan extraction, has triggered a focus on fungal chitosan as a sustainable alternative. This study demonstrates a cost-effective strategy for cultivating an endophytic fungus isolated from Pichavaram mangrove soil in a pineapple peel-based medium for harvesting fungal biomass. Chitosan was extracted using alkali and acid treatment methods from various combinations of media. The highest chitosan yield (139 0.25 mg/L) was obtained from the pineapple peel waste-derived medium supplemented with peptone. The extracted polymer was characterized by FTIR, XRD, DSC, and TGA analysis. The antioxidant activity of the fungal chitosan was evaluated using DPPH assay and showed an IC50 value of 0.22 mg/L. Subsequently, a transparent chitosan film was fabricated using the extracted fungal chitosan, and its biodegradability was assessed using a soil burial test for 50 days. Biodegradation tests revealed that, after 50 days, a degradation rate of 28.92 0.75% (w/w) was recorded. Thus, this study emphasizes a cost-effective strategy for the production of biopolymers with significant antioxidant activity, which may have promising applications in food packaging if additional investigations are carried out in the future. 2024 by the authors. -
Integrating dye-sensitized solar cells and supercapacitors: portable powerpacks for future energy applications
Integrating energy storage and harvesting devices have been major challenges and significant needs of the time for upcoming energy applications. Photosupercapacitors are combined solar cell-supercapacitor devices which can provide next-generation portable powerpacks. Owing to advantages like economic and environmental friendliness, dye-sensitized solar cells (DSSCs) offer vast potential for being integrated with energy accumulation devices like supercapacitors. Over the past few years, various types of harvesting cum storage power devices combining DSSCs and supercapacitors have been reported. Over time the devices have improved in both performance and stability providing a broad outlook to possible future advancements including commercialization. We still have many challenges that are yet to be resolved in order to take these powerpacks to the next level of applications in portable and wearable electronics and communication devices. In this context, a detailed analysis and comparison of already reported photo-powered integrated supercapacitors based on DSSCs would give further insights into future advancements. In this review, we have discussed the development of photosupercapacitors, their fabrication strategies, and different materials used as counter electrodes, electrolytes, and dye sensitizers. Graphical Abstract: (Figure presented.) The Author(s), under exclusive licence to Springer Science+Business Media, LLC, part of Springer Nature 2024. -
A study on the representation of hisorical figures in bollywood film: Bajirao mastani and Jodha akbar /
The purpose of the study is to find out whether there is a difference in the representation of historical figures by historical film and historical textbooks. The researcher focuses on the various factors affecting the representation of the historical figures in historical film. The analysis conducted on the two films Bajirao Mastani and Jodha Akbar points at the modifications in the representation of the historical figures. The researcher conducts a textual analysis on the films which are analyzed during the research. -
Corporate Social Performance and Firm Location: Empirical Evidence
The study addresses the relationship between firm location and the corporate social performance (CSP) of manufacturing enterprises in India. The study argues that a higher number of multinational corporations (MNCs) at a location leads to higher social performance. An environment and social involvement (ESI) index, based on ISO26000 and National Voluntary Guidelines, has been used to measure the corporate social performance of manufacturing enterprises. The data are obtained through questionnaires from a survey of 121 medium-sized manufacturing enterprises in the national capital region in India and analyzed through one-way ANOVA and linear regression. Results reveal that the presence of MNCs at the location of enterprises is significant to their CSP. The findings of the study aggregate to make original and substantive contributions to the CSP literature on the geography of strategic management. This research is valuable for social responsibility practitioners in developing countries for start-ups and small and medium enterprises who are seeking to enhance their understanding to formulate pragmatic and effective strategies to improve CSP. 2023 IGI Global. All rights reserved. -
Does Credit Rating Revisions Affect the Price of Common Stock: A Study of Indian Capital Market
The current investigation aims to assess the effect of credit assessment changes on the share prices of Indian companies from 2009 to 2019. The data of top 100 companies listed on National Stock Exchange (NSE) across 10 industries stem from CMIE databases. The excess stock return is compared with the market in a 15-day window around credit rating changes. The event effect on share prices is more in the pre-event window compared to the post-event window. Positive abnormal stock returns around upgrades through downgrades are statistically significant compared to upgrades. Credit ratings are not significant across industries, and agency nationality is a critical factor for calculating the intensity of price reaction. 2021 K. J. Somaiya Institute of Management. -
Can financial markets help attain carbon goals? Evidence from systematic literature review, bibliometric analysis and topic modelling
Purpose: This paper presents a conceptual framework based on an extensive literature review. The aim of this study is to deepen understanding of the relationship between carbon performance and the financial market by applying qualitative research approaches. Design/methodology/approach: The investigation has identified 372 articles sourced from Scopus databases, subjecting the bibliographic data to a comprehensive qualitativequantitative analysis. The research uses established protocols for a structured literature review, adhering to PRISMA guidelines, machine learning-based structural topic modelling using Python and bibliometric citation analysis. Findings: The results identified the leading academic authors, institutions and countries concerning carbon performance and financial markets literature. Quantitative studies dominate this research theme. The study has identified six knowledge clusters using topic modelling related to environmental reporting; price drivers of carbon markets; environmental policy and capital markets; financial development and carbon emissions; carbon risk and financial markets; and environmental performance and firm value. The results of the study also present the opportunities associated with carbon performance and the financial market and propose future research agendas on research through theory, characteristics, context and methodology. Practical implications: The results of the study offer insights to practitioners, researchers and academicians regarding scientific development, intricate relationships and the complexities involved in the intersection of carbon performance and financial markets. For policymakers, a better understanding of carbon performance and financial markets will contribute to designing policies to set up priorities for countering carbon emissions. Social implications: The study highlights the critical areas that require attention to limit greenhouse gas emissions and promote decarbonisation effectively. Policymakers can leverage these insights to develop targeted and evidence-based policies that facilitate the transition to a more sustainable and low-carbon economy. Originality/value: The study initially attempts to discuss the research stream on carbon performance and financial markets literature from a systematic literature review. 2024, Emerald Publishing Limited. -
Corporate social responsibility: a cluster analysis of manufacturing firms in India
Purpose: This paper aims to identify the corporate social responsibility (CSR) patterns of Indian manufacturing firms using a CSR index based on ISO26000 and Indias National Voluntary CSR Guidelines. Design/methodology/approach: A total of 121 manufacturing enterprises in the national capital region (NCR) were surveyed. The questions related to the involvement of CSR in business strategy, involvement in CSR planning, involvement in environmental activities, involvement in social activities, monitoring, evaluation and involvement in CSR, reporting and policy and deployment of CSR. A two-step cluster analysis using log-likelihood measures was used to identify groupings in the data set based on their performance across the seven issues. Findings: The two distinctive segments identified adopted intermediate CSR activities, and one undertook advanced CSR activities. Research limitations/implications: This study has several limitations. First, the survey data were drawn exclusively from medium-sized enterprises in the NCR. Second, all the indicators in the CSR index were equally weighted. Originality/value: This paper contributes to the literature by grouping manufacturers CSR activities based on seven dimensions suggested in ISO26000 and Indias National Voluntary Guidelines. The results of this study can help managers, boards and regulators better understand CSR and identify ways to improve it further. 2023, Emerald Publishing Limited. -
Barriers to corporate social responsibility implementation in the medium size manufacturing sector: an interpretive structure modelling approach
Purpose: Corporate social responsibility (CSR) practices are gaining momentum globally but their implementation becomes problematic due to the presence of barriers. So, this study aims to identify the barriers to CSR implementation among manufacturing enterprises, develop their classification and establish relationships among the barriers. Design/methodology/approach: An exhaustive list of barriers was identified from the literature, and following surveys and expert opinions, 19 critical barriers were extracted. Interpretive structure modelling was used to understand the hierarchal and contextual relationships among barriers of CSR implementation. Findings: The results show that are no autonomous variables present in the study. The proposed conceptual framework presents the hierarchy and interlinkage of barriers to CSR implementation in manufacturing enterprises. The results also indicate that rigidity in culture and corruption in the system and within the governance system of the country are the two most influential barriers that impede CSR implementation in manufacturing enterprises. Originality/value: The interactions among CSR barriers provide policymakers, industrial practitioners and managers with a framework to recognise and evaluate mutual relationships and interlinking among barriers. CSR training and undertaking CSR in collaboration can help medium enterprises overcome these barriers and prepare strategies to mitigate their impact. 2021, Emerald Publishing Limited. -
How Can Small and Medium Enterprises Effectively Implement Corporate Social Responsibility?: An Indian Perspective
The current study is a strategic approach to corporate social responsibility (CSR); the aim is to put forward the factors of CSR activities that enhance its effectiveness for small and medium enterprises (SMEs). To achieve this objective, the factors were extracted from the literature and described along with trusteeship theory of Mahatma Gandhi, and an exploratory study was conducted and data were collected using structured questionnaire based on pretested scale from 158 SMEs and tested using partial least square regression (PLSR). The statistics shows the overall model fit, and the findings indicate a significant relationship with effective CSR. The results of the study are in accordance with the previous research work, and we also find that environment-related CSR and partnership are crucial for the effectiveness of CSR in SMEs, stakeholders role are important and SMEs CSR practice is still informal. The variables identified from study will help SMEs in establishing a formal approach towards CSR and meeting the needs of business and society in the twenty-first century. 2019 International Management Institute, New Delhi. -
Promoting Sustainability Through Corporate Social Responsibility: Insights and Barriers of Medium-Sized Manufacturing Enterprises in India
The current study aims to explore if effective corporate social responsibility leads to corporate sustainability in medium-sized manufacturing enterprises. Using the factors, an exploratory examination was performed to assess their suitability in Indian context, and data were collected from 121 manufacturing companies using structured questionnaire based on pretested scale, and the proposed relationships were tested through partial least square structural equation modelling (PLS-SEM). The results show overall model fit and empirical examinations support causal relationships between effective corporate social responsibility and corporate sustainability (CS). The results indicated that effective CSR mediated the relationships between corporate sustainability and integration of CSR into corporate policy and priority of the board towards CSR. The results of this study are useful for medium-sized enterprises to establish a formal approach towards CSR and meet the needs of business and society in the 21st century. Copyright 2022, IGI Global.