Browse Items (11810 total)
Sort by:
-
Financial well-being A Generation Z perspective using a Structural Equation Modeling approach
The current pandemic situation in the global economy has urged the need to revolutionize the financial services industry with a keen eye on consumers financial needs for sound financial decisions, which is necessary for financial well-being. The purpose of the study is to assess the financial well-being of Indian Gen Z students in relation to financial literacy, financial fragility, financial behavior, and financial technology. In addition, the study also tries to determine how Gen Z students financial well-being is influenced by other factors such as gender, age, parental education, employment status, and monthly income in India. The study uses the scientific data analysis approach, Partial Least Squares-SEM model to estimate, predict, and assess the hypotheses. A sample of 271 University students from India was surveyed using a self-administered structured questionnaire. Questions were incorporated to understand the effect of financial literacy, technology, fragility, behavior, demographic and parental characteristics on financial well-being. The results indicate that financial behavior is positively related to financial well-being, while financial fragility is negatively associated. However, financial literacy and financial technology do not significantly affect financial well-being. The results also show that financial well-being is significantly influenced by gender, parental education, employment status, and monthly income change. Understanding Indian Gen Z student financial well-being will expand the students understanding of the importance of financial literacy for well-planned financial behavior and informed decisions, hence high levels of financial well-being. Government and financial institutions can more effectively identify gaps and deficiencies in student financial well-being. 2022 LLC CPC Business Perspectives. All rights reserved. -
Financing for SDGs in India in Post Pandemic era - Challenges & Way forward
In 2015, a resolution known as Agenda 2030 was passed by United Nations General Assembly in which seventeen goals for Sustainable Development were laid down for global dignity, peace and prosperity. The post- pandemic era became full of uncertainties in pursuing those Sustainable Development Goals (SDGs) and its implementation became a challenge especially for the developing economies like India. The country is facing a tremendous gap in arranging for resources to meet the climatic changes and attaining the SDGs. India requires 170 billion dollars per year from 2015-2030 to fulfill the Sustainable Development Goals as per the estimation done by National Determined Contribution, a body setup after Paris agreement 2015 to monitor the efforts of the country towards reducing national emissions and adapting to climate change. There is a huge concern amongst the various agencies on exploring the ways to fill this financing gap especially after the economic slowdown seen in the post pandemic era. This research paper analyses the challenges imposed by the COVID 19 pandemic on financing for SDGs and also explores the options to mitigate them. The articles and research papers related to SDG financing are reviewed by the researchers to arrive at the above mentioned statements. This paper is an attempt to draw the attention of worldwide authorities towards this grim situation as sustainable finance is far from reality in India and requires immediate up scaling. The Electrochemical Society -
Finding balance in a digital world: Equanimity as a predictor of nomophobia
The present study examined the relationship between equanimity and nomophobia. The study also examined the differences in experience of nomophobia considering gender, education and employment status. The sample included 216 emerging adults (M = 64, F = 152) from across India. The Equanimity Scale 16 and the Nomophobia Questionnaire were used to measure equanimity and nomophobia, respectively. Mann-Whitney-U test and Rank-Biserial coefficient indicated that gender differences significantly affected the losing connectedness factor of nomophobia. Correlation analysis showed that equanimity had a significant negative relationship with nomophobia and its factors- not being able to access information, giving up convenience and losing connectedness. Regression analysis showed equanimity as a significant predictor of nomophobia. The studys findings hold potential implications for equanimity-based interventions for nomophobia and individual well-being, technological design improvements in the digital age and unfolds areas for future research. 2024 Taylor & Francis Group, LLC. -
Finding Real-Time Crime Detections during Video Surveillance by Live CCTV Streaming Using the Deep Learning Models
Nowadays, securing people in public places is an emerging social issue in the research of real-Time crime detection (RCD) by video surveillance, in which initial automatic recognition of suspicious objects is considered a prime problem in RCD. Dynamic live CCTV monitoring and finding real-Time crime activities by detecting suspicious objects is required to prevent unusual activities in public places. Continuous live CCTV video surveillance of objects and classification of suspicious activities are essential for real-Time crime detection. Deep training models have greatly succeeded in image and video classifications. Thus, this paper focuses on the use of trustworthy deep learning models to intelligently classify suspicious objects to detect real-Time crimes during live video surveillance by CCTV. In the experimental study, various convolutional neural network (CNN) models are trained using real-Time crime and non-crime videos. Three performance parameters, accuracy, loss, and computational time, are estimated for three variants of CNN models for the real-Time crime classifications. Three categories of videos, i.e., crime video (CV), non-crime video (NCV), and weapon-crime video (WCV), are used in the training of three deep models, CNN, 3D CNN, and Convolutional Long short-Term memory (ConvLSTM). The ConvLSTM scored higher accuracy, lower loss values, and runtime efficiency than CNN and 3D CNN when detecting real-Time crimes. 2024 ACM. -
Fine-tuning Language Models for Predicting the Impact of Events Associated to Financial News Articles
Investors and other stakeholders like consumers and employees, increasingly consider ESG factors when making decisions about investments or engaging with companies. Taking into account the importance of ESG today, FinNLP-KDF introduced the ML-ESG-3 shared task, which seeks to determine the duration of the impact of financial news articles in four languages - English, French, Korean, and Japanese. This paper describes our team, LIPIs approach towards solving the above-mentioned task. Our final systems consist of translation, paraphrasing and fine-tuning language models like BERT, Fin-BERT and RoBERTa for classification. We ranked first in the impact duration prediction subtask for French language. 2024 ELRA Language Resource Association. -
Fingerprint based authentication model to protect the sim card of the mobile /
Patent Number: 201941048500, Applicant: Dr. Gobi R.
Nowadays, Mobile becomes an essential part of our life, and it is also an inevitable medium for communication in the present era. It keeps us connected from mail access, travel booking, etc. The amount of personal information and sensitive information like username, password, and transaction details are routinely stored in the device. There is a possibility of information access when the thief steals the Mobile. It is a massive data loss for the mobile owner, especially private information. -
Fingerprint based authentication model to protect the sim card of the mobile /
"Patent Number: 201941048500, Applicant: Dr. Gobi R.
Mobile becomes an essential part of our life, and it is also an inevitable medium for communication in the present era. It keeps us connected from mail access, travel booking, etc. The amount of personal information and sensitive information like username, password, and transaction details are routinely stored in the device. There is a possibility of information access when the thief steals the Mobile. It is a massive data loss for the mobile owner, especially private information. -
Finite Element Analysis of Hybrid Skin Sandwich Composite
Sandwich structured composite is a particular classification in composite materials. This type of structure has been mainly used in recent studies because of its high specific strength, low density, and stiffness. It is increasingly more commonly employed in structural designs due to its features and performance. The sandwich composites used in this investigation are made of aluminium alloys and areca fibre. The sandwich composites face sheet comes in a variety of thicknesses. The adhesive skin layer is also varied to investigate the effect of using natural fibre. The sandwich composite is subjected to 3 point bend test. The modal analysis is investigated using the finite element method. The 3D model of sandwich composites is modelled using solid works 2020. Using Altair Hyper Works, the boundary conditions and meshing is carried out. ANSYS Mechanical APDL is used to analyse the sandwich composites. This investigation analyses the behaviour of composite sandwich beams. 2022, Books and Journals Private Ltd.. All rights reserved. -
FinTech and Financial Capability, What Do We Know and What We Do Not Know: A Scoping Review
Purpose: The scoping review of this study was to investigate the existing literature on FinTech's impact on financial competence and draw conclusions from it. We applied Danielle Levac's recommendations and used the scoping review framework developed by Arksey and O'Malley. Design/Methodology/Approach: The study involved identifying and analyzing 246 papers from major databases, followed by a rigorous screening process to select 54 relevant studies. Data coding, inclusion, and exclusion screening were conducted by us independently. Findings: According to the findings, studies on FinTech and financial capacity started in 2012, and since 2020, the number of studies has sharply increased. The analysis showed that financial inclusion was the primary focus of the major FinTech studies, suggesting possible research gaps in other aspects of financial competence. We suggested recommendations and prospective directions for further research in this developing subject based on these findings. Managerial Implications: This knowledge will help managers find opportunities for collaboration, offer fresh perspectives, and make wise choices, which will improve the sector. Theoretical Implications: Important concepts and relationships were found, new trends were highlighted, and theoretical advancements were suggested as a result of the inquiry. Through the filling of knowledge gaps, the study would guide future theoretical development, facilitate diverse perspectives, and support the construction of robust frameworks in the FinTech and financial capabilities sector. Originality/Value: This study offered a comprehensive review of the body of literature, pointing out areas in need of more research and knowledge gaps. The review's unique perspective for future study and innovation in understanding the relationship between FinTech and financial capacity is derived from its thorough synthesis of many studies. 2023, Associated Management Consultants Pvt. Ltd. All rights reserved. -
FinTech in India: A systematic literature review
India is the second-most populous country in the world, with a rapidly growing economy. Its population is highly tech-savvy and has a high level of adoption of digital technologies. The Indian government has taken several initiatives to promote digital transactions and financial inclusion. These initiatives have been instrumental in the growth of fintech in India. Fintech, or financial technology, is transforming the financial sector worldwide. Fintech solutions have led to the creation of new business models, streamlined operations, and enhanced customer experience. India is no exception to this trend, as it has witnessed a significant growth in fintech in recent years. The fintech ecosystem in India is highly diverse, consisting of startups, technology companies, banks, and non-banking financial companies (NBFCs). There are various challenges faced by fintech companies in India, such as lack of access to capital, regulatory hurdles, and competition from established players. This chapter proposal aims to provide a basic literature review on the development of fintech in India. 2023, IGI Global. All rights reserved. -
Fintech Innovations in the Financial Service Industry
Digital transformation underscored by the fourth industrial revolution has led to the emergence of sophisticated technology-enabled financial services known as fintech, that has swiftly altered traditional financial services space. Global adoption of fintech is rapidly increasing due to its disruptive nature and is largely embraced by participants who are underserved by traditional financial service providers. Global investments in fintech are growing rapidly year by year owing to increased interconnectivity with the digital revolution. Fintech is expansive, engulfing a plethora of innovative applications in various services including payments, financing, asset management, insurance, etc. There exists a gap in the literature and visualization research on impact and future pathway of fintech innovations in payments and financial services and role of financial regulations. This study aims to enrich the understanding of fintech innovations in payments and financing and investigate the correlation and significance of regulatory framework in maintaining a fair ecosystem. With this objective, an extant systematic review was performed using research articles published in peer-reviewed journals for the period 20142022 when there has been a burgeoning of interest in fintech globally. The findings of this study contribute to the theoretical constructs of fintech innovations in the financial services industry and show that such innovations play a crucial role in shaping the nature of future of business. The results of this study have implications for researchers who could deploy this research as a reference point to get a holistic insight and a detailed mapping of innovations in fintech. 2022 by the authors. Licensee MDPI, Basel, Switzerland. -
FinTech: Answer for Financial Literacy and Financial Inclusion in India
In India, financial literacy and financial inclusion is the need of the hour. Though economic growth of the country is growing in positive direction, it derailed by many factors such as financial literacy, accountability, and stability of the common public. It could be due to the deprived accessibility to the financial services in India. This study addresses the two key elements in economic growth of the country namely financial literacy and financial inclusion and how it could be handled by financial technology. This study sets up the platform in which it is trying to include perception and attitude of both the provider and the user of the fintech services and compiling its impact on both financial literacy and financial inclusion. A sample size of 644 respondents have been selected using multi-stage sampling technique and distributed with structured questionnaire. The study result gives implication for fin-tech service providers in understanding the consumer perspectives and government for policy making. The Electrochemical Society -
Fire Resistance of Concrete with Partial Replacement of Ceramic Waste and Carbon Fiber as Additives
One of the primary hazards that causes catastrophic damage to properties and peoples lives is fire. Although ceramic garbage is deposited on the land, it is a non-biodegradable waste that pollutes the environment. This study is based on the use of industrial waste products such as ceramic sanitary waste to improve the mechanical qualities of concrete that have been exposed to elevated temperatures. An experimental investigation was carried out on cubes, cylinders, and beams to assess compressive strength, split tensile strength, and flexural strength with fractional replacement of fine aggregates with 10, 20, and 30% of ceramic waste and 0, 1, and 2% of carbon fibers as additives at normal and elevated temperature as per ASTM code recommendations and the results shown as a significant improvement. The strength of M30 grade concrete with partial replacement of fine aggregate with ceramic waste up to 30% and carbon additives up to 2% shows an improvement of compressive strength by 17.56% than conventional concrete. It is also observed that normal M30 grade concrete loses its strength by 49.6% when it is exposed to 600C and with fractional replacement of fine aggregate by ceramic waste by up to 30% and carbon additives by up to 2% shows the loss of strength is decreased up to 22.67%. It shows that it is the probable substitute solution for the secure discarding of Ceramic waste. The Author(s), under exclusive license to Springer Nature Singapore Pte Ltd. 2024. -
Firefly Algorithm andDeep Neural Network Approach forIntrusion Detection
Metaheuristic optimization has grown in popularity as a way for solving complex issues that are difficult to solve using traditional methods. With fast growth of the available storage space and processing capabilities of the modern computers, the machine learning domain, that can be succinctly formulated as the process of enabling the computers to make successful forecasts based on the previous experiences, has recently been under spectacular growth. This paper presents intrusion detection approach by utilizing hybrid method between firefly algorithm and deep neural network. The basic firefly algorithm, as a frequently employed swarm intelligence method, has several known deficiencies, and to overcome them, an enhanced firefly algorithm was proposed and used in this manuscript. For experimental purposes, KDD Cup 99 and NSL-KDD datasets from Kaggle and UCL repositories were taken and comparison with other frameworks that have been validated for the same datasets was executed. Based on simulation data, proposed method was able to establish better values for accuracy, precision, recall, F-score, sensitivity and specificity metrics than other approaches. 2022, The Author(s), under exclusive license to Springer Nature Singapore Pte Ltd. -
First Aid Kit to Solve Mental Health Crisis in India: Mental Health First Aid to the Rescue
India has a large population with the prevalence of many mental health concerns but faces a shortage of mental health professionals. This paper deals with this mental health crisis in India and how Mental Health First Aid and developing a first aid kit for mental health would help to address the issue. Mental health and mental illness in India additionally face stigma and backlash from the society. Due to this, very few people with mental ailments come forward to seek professional help. While we are aware of and trained in first aid for physical health, the concept of first aid for mental health is in its infancy. Hence, a review of literature was done to find the benefits of Mental Health First Aid and how it could benefit in solving the crisis in India. Creating a Mental Health First Aid Kit on a similar basis to its physical counterpart can also come in handy while administering mental health first aid. Results show that an individual trained inmental health first aid might act as a bridge between people with mental ailments and mental health professionals and assist in providing timely help. The Author(s) under exclusive licence to National Academy of Psychology (NAOP) India 2023. -
First Order Derivative Spectrophotometric Determination of Thorium in Geological Samples Using Diacetylmonoxime p-hydroxybenzoylhydrazone
Mapana Journal of Sciences, Vol-12 (1), pp. 15-30. -
FISCAL DECENTRALIZATION IN INDIA AND CHINA: Experiences in service delivery
[No abstract available] -
FISCAL PERFORMANCE OF PANCHAYATI RAJ INSTITUTIONS (PRIs): AN EMPIRICAL ANALYSIS OF THE STATE OF ANDHRA PRADESH IN PRE AND POST-BIFURCATION PERIOD
The effectiveness of democratic decentralisation depends on the financial strength and independence of the local bodies. Financial autonomy is vital to reap the full potential benefits of decentralisation as the transfer of funds, functions, and functionaries will enable local bodies to be institutes of self-governance and not just delivery mechanisms. In the context of persistent fiscal distress across the local bodies, an attempt is made to empirically examine the fiscal performance of Panchayati Raj Institutions (PRIs) in Andhra Pradesh during 2010-11 to 2017-18, i.e. pre- and post-bifurcation periods of the State. The fiscal autonomy and the revenue dependency of PRIs across all three tiers in the State during the same period was also analysed. The study finds that the fiscal autonomy of top tiers, i.e. Mandal Praja Parishads (MPPs) and Zilla Praja Parishads (ZPPs) is negligible in both periods, while Gram Panchayats showed relatively better fiscal autonomy in both periods. 2022 National Institute of Rural Development. All rights reserved. -
Fish waste valorisation through production of biodiesel and biopolymers for sustainable development: A mini review
Fish processing waste accounts for one of the major classes of food waste generated worldwide in terms of the high volume of waste generated. The presence of high amounts of organic compounds (proteins: 1530 %, lipids: 520 %) in fish waste makes them highly susceptible to autolysis which when not managed properly pose adverse effects on the environment like production of offensive odor, generation of hydrogen sulfide, higher biological oxygen demand (1000 mg/L to 12,000 mg/L or even higher) (BOD), and multiplication of pathogenic bacteria. Fish waste is rich in lipids and polysaccharides that can be channelized for biodiesel and biopolymer production respectively. Biodiesel refers to the biofuel produced from transesterification of plant and animal fats. Extraction of oils from fish waste followed by transesterification reactions can yield biodiesel through a biorefinery approach. Biorefinery concept emphasizes the conversion of biomass into commercially important byproducts. Biopolymers refers to the natural polymers that can be extracted from the natural sources or produced through microbial fermentation process. Furthermore, commercially important biopolymers like chitosan and polyhydroxyalkanoates (PHAs) can be used as biorefineries. This review work presents the sequential strategies for conversion of fish waste to biodiesel, PHA and chitosan through various physicochemical and biological methods. The review also presents the existing challenges and the future in the fish waste biorefinery concept. The scope of this review is to present a broader concept of integrating fish waste biorefinery for production of multiple value added products like biodiesel and biopolymers. 2025 Elsevier Ltd -
Fishing in the Troubled Waters: Fishermen Issue in IndiaSri Lanka Relations
Indias relations with its neighbours in the maritime domain have received less scholarly attention. Those studies that deal with Indias relations with its South Asian neighbours generally touch on political security, socio-cultural and economic issues. The maritime aspect is either ignored or tucked in as a part of other dimensions. The present study attempts to fill the gap in the literature by taking up the case of Sri Lanka. Sri Lanka is chosen as a case, not only because the island state is Indias closest maritime neighbour but also due to the existence of deep interactions between the two countries in diverse fields both at governmental and non-governmental levels. In the maritime domain, in the present context, technically speaking, there is no problem between the two countries. However, the fishermen issue remains one of the issues principally because of the Tamil Nadu factor. Analysing the issue in five phases, the study argues for a comprehensive approach for its settlement.1. 2018, 2018 Indian Council of World Affairs.