Innovation Characteristics, Personality traits and their impact on Fintech Adoption-P2P Lending

Title

Innovation Characteristics, Personality traits and their impact on Fintech Adoption-P2P Lending

Creator

Dias S.; Mahajan J.; Preethi N.; Anthony F.A.

Description

This paper investigates moderating influence of innovation attributes on the perceptions of Peer-to-Peer or P2P lending users and the influence of innovativeness traits on instrumental beliefs regarding the adoption of P2P lending. Two technology adoption theories were combined to develop the conceptual map denoting antecedent factors. Using 464 responses, structural equation modeling analysis was used to test the hypotheses. Performance expectancy, effort expectancy, social influence, and perceived compatibility were salient antecedents of P2P lending adoption. Perceived compatibility moderates the relationship between performance expectancy, facilitating conditions, and buying intentions. Innovativeness trait predicts performance expectancy and effort expectancy of P2P lending users. 2024 IEEE.

Source

TQCEBT 2024 - 2nd IEEE International Conference on Trends in Quantum Computing and Emerging Business Technologies 2024

Date

2024-01-01

Publisher

Institute of Electrical and Electronics Engineers Inc.

Subject

compatibility; Innovativeness; P2P lending; PCB; UTAUT2

Coverage

Dias S., Christ University, Management Department, India; Mahajan J., Christ University, Management Department, India; Preethi N., Christ University, Data Science Department, India; Anthony F.A., Christ University, Management Department, India

Rights

Restricted Access

Relation

ISBN: 979-835038427-7

Format

Online

Language

English

Type

Conference paper

Identifier

https://doi.org/10.1109/TQCEBT59414.2024.10545058

https://www.scopus.com/inward/record.uri?eid=2-s2.0-85204478954&doi=10.1109%2fTQCEBT59414.2024.10545058&partnerID=40&md5=cceb397b9af280408f7dc5f82f605aeb