Impact of green banking 5.0 on financial performance of banks in India: A sustainability perspective

Title

Impact of green banking 5.0 on financial performance of banks in India: A sustainability perspective

Creator

Yadav, Bhumika; Kumar, Amit

Description

Green banking 5.0, a modern concept in the financial industry, involves integrating environmental and social considerations into traditional banking practices. This chapter explores the structure of green banking and products. A sample of 20 Indian banks, 10 private sector and 10 public sector banks, will be used for analysis. Financial statements, annual reports, and Reserve Bank of India bulletins for the 2022-2024 period will be taken into consideration, assessing the impact of sustainability on profitability by taking key variables such as corporate social responsibility (CSR) funds, non-performing loans (NPLs), ATM installations into account to assess their impact on bank performance, measured by return on assets (ROA). It also examines how the RBI is guiding banks towards this greener path. The findings offer valuable insights for policymakers, investors, and banks seeking to navigate the evolving landscape of sustainable finance. This chapter contributes to a deeper understanding of the role of green banking in shaping the future of banking sector in India. 2025, IGI Global Scientific Publishing.

Source

Inclusive Finance in the Digital Era: Bridging Climate Goals and Financial Access;pp.59-88

Date

01-01-2025

Publisher

IGI Global

Coverage

Yadav B., Christ University, India; Kumar A., Christ University, India

Rights

Restricted Access; Hardcopy may be available in the library

Relation

ISBN: 979-833735200-8; 979-833735198-8;

Format

online

Language

English

Type

Book chapter

Identifier

https://doi.org/10.4018/979-8-3693-8886-0.ch003

https://www.scopus.com/pages/publications/105011712728?origin=resultslist