Browse Items (16481 total)
Sort by:
-
Nexus Between Interest Rate Risk and Economic Value of Equity of Banks
This analytical study looks to provide recommendations to the banking sector on different policies and regulations by examining certain aspects of the Basel III accord, which was designed to manage specific operational, capital and market risks of banks. A review of extant literature reveals that only a few papers have been written on simulation-based approaches, using basis and re-pricing risks. We look to connect this as a source while attempting to define and measure the impact of interest rate risk (IRR) on the economic value of equity (EVE) of banks. We propose to use the driverdriven method, wherein interest rate shocks are derived through prime lending rate (PLR) for the period of 20162019 in the context of India. Monte Carlo Simulation and OLS regression was performed to predict the IRR; Granger causality was used to examine the cause and effect relationship; the impulse response function (IRF) was used for sensitivity analysis; and the vector error correction model (VECM) technique was used for co-integrating relationships. Notably, the EVE movement caused due to shocks in interest rates had to be traced as it envisages probable EVE losses. Importantly, our study is among the first few to show the relationship between IRR and EVE of banks, especially after the deregulation of Indian banking sector. 2021 IMI -
-
House of sustainable waste management: An implementation framework /
International Journal Sustainable Manufacturing, Vol.4, Issue 1, pp.79-96, ISSN No: 1742-7231. -
Non-invasive glucometer /
Patent Number: 201941025125, Applicant: CHRIST (Deemed To Be University) -
Safety system for collision avoidance in rural roads and highways /
Patent Number: 202041006860, Applicant: Nabil Hossincy.
This device is conceived and will be developed with a primary objective to avoid head on collisions on curved undivided rural highways. Till date, device-to device communication and device-to-human communication as a complete mechanism to avoid head-on-collisions has never been devised. Even though, there are studies and inventions related to highway safety and roadway accident
mitigations. -
Sustainable tourism management: Issues and challenges of eco and wildlife resorts in Karnataka
Sustainable tourism principles comprise of visitor satisfaction, the economic sustainability of the industry, environment conservation, socio-cultural and economic development of local communities. The tourism industry has to consider all these elements while developing any form of tourism for its long-term sustainability. Eco and wildlife resorts are one of the prominent and attractive segments of the accommodation sector. It has a major implication for implementing sustainable tourism practices in their daily operations since they are set close to nature and reside in pristine wildlife regions. It is inevitable for eco and wildlife tourism, to consider all the elements of sustainable tourism practices and to implement it in their day to day activities. At the same time, they might have to face issues and challenges in implementing sustainable practices. So, the main objective of the research is to understand operational issues and challenges of eco and wildlife resorts in achieving sustainable tourism principles. -
Comparative study on four popular national and international automobile television advertisements /
Creating a television commercial is hugely expensive, but advertisers often prefer to spend that money rather than have six ads in other media. Advertisement plays a vital role in popularising the automobiles. The automobile industry heavily relies on the innovative and creative advertisements for their product endorsements. The researcher in this study analyses the automobile TV advertisements from both and national and international perspective. -
Thickness dependent tungsten trioxide thin films deposited using DC magnetron sputtering for electrochromic applications
DC magnetron sputtering was used to grow tungsten oxide (WO3) thin films on FTO and corning substrates. SEM, XRD, Electrochemical Analyzer, and UVVis Spectrometer were used to analyze surface morphology, structural properties, electrochromic characteristics, and optical characteristics. At an 800 nm wavelength, a decrease in thin-film thickness increased optical transmittance from 87 % to 95 %. Furthermore, coloring efficiency was observed to vary with the thickness of thin films for both 500 nm and 375 nm are 10.34 cm2 C-1 to 18.57 cm2 C-1. In comparison to the high-thickness thin film, the lesser-thickness deposited nano-thin film has a higher diffusion coefficient. At 8 10-4 mbar partial pressure, the diffusion coefficients for the smaller and the high-thickness thin film are 7.28x10-14 cm2s?1 and 6.0x10-14 cm2s?1, respectively. The diffusion coefficient and coloring efficiency have been found to have a considerable influence on the thickness and surface-to-volume ratio, which could be important in electrochromic applications. 2022 -
Growth of cerium oxide nanorods by hydrothermal method and electrochromic properties of CeO2/WO3 hybrid thin films for smart window applications
Innovative electrochromogenic nanomaterials such as composite materials and also hybrid films can improve electrochromic performance, because of their potential application qualities in electronic, low-power screens, automotive anti-reflect mirrors, and smart windows. In this study, we used a hydrothermal method to used grow the CeO2 nanorods both with and without HCl added to the solution. And also, DC magnetron sputtering was used to deposit the tungsten oxide films on the cerium oxide nanorods. The surface plasmon effect changes with the size of CeO2 Nanorods, and this phenomenon influences electrochromic outcomes. The electrochromic characteristics of CeO2/WO3 nanostructures on FTO-coated glass are examined in the visible spectrum to use a 0.5 M concentration of H2SO4 as such electrolyte. At 600 nm, these structures produce significant optical modulation (50 %) and coloring efficiency (11.60 cm2/C at 700 nm). 2022 -
Are there bubbles in sectoral indices? Evidence from national stock exchange
Trading at prices above their fundamental values has been referred to as stock market Bubbles. These Bubbles, when Busted, can lead to a market Crash. From experience, it is a well-known fact that Bubbles initially occur in one particular sector and later spread to the aggregate markets, leading to the collapse of the entire market. This paper attempts to test the existence of bubbles in Indian Sectoral Indices. Previous studies have proven that sectoral indices do not mimic the market behaviour and the reaction of the sectors tends to be different compared to the markets response. In that context, the paper aims to explore the existence of bubbles sector-wise rather than aggregate market-wise. The presence of bubbles is confirmed through the Superior and flawless method called the GSADF test is more flexible and reliable than RADF (Rolling Augmented Dickey-Fuller) and Supremum Augmented DickeyFuller (SADF) methods. Findings reveal that not all sectors experience bubbles at the same time. During the study period, the Automobile, financial services, Media and Private sector banking sectors experienced bubbles. Detected bubbles were also found at different times in these sectors. The study helps investors who focus investments in a specific sector to capitalise on price movements once they can time-stamp the occurrence of bubbles. The study provides essential input for investors in taking timely investment decisions. Further results of our study could enable policymakers to instil corrective actions to put the markets back on track when the index falsely deviates from intrinsic values. 2022 The Author(s). This open access article is distributed under a Creative Commons Attribution (CC-BY) 4.0 license. -
Development of HVOF-sprayed TIO2-CR2O3 composite coatings on aluminium dies used in the production of areca leaf plates /
Patent Number: 202241001377, Applicant: Keshavamurthy R.
HVOF sprayed Titanium Dioxide and Chlorium oxide coatings were developed by spraying the composition over aluminium dies used in Areca leaf plate manufacturing applications. The invention focuses on protecting the aluminium plate by using coating for enhancing theperformance for developing large scale areca leaf plates. -
Privacy breach perceptions and litigation intentions: Evidence from e-commerce customers
This paper examines the formation of litigation intentions among e-commerce customers under the privacy breach due to the influence of antecedents such as vulnerability, social risk, privacy dispositions, effectiveness privacy policy, awareness of data management and moderators such as privacy control beliefs, efficacy in coping and litigation complexity. A structural equation modelling analysis revealed that reasons for privacy breach perceptions are customer dispositions about privacy, anticipated vulnerability due to privacy breach, and social risk related to personal information disclosure. The control beliefs and coping skills of customers under privacy threat positively moderate litigation intentions. Similarly, the task complexity of litigation significantly reduces litigation intentions. 2021 -
Synthesis spectroscopic and DFT studies of some benzimidazole and benzothiazole derivatives
Benzimidazole, benzothiazole and benzoxazole compounds and their derivatives having azole newlinemoieties are biologically active and are extensively used in pharmaceutical industry. newlineBenzimidazoles/benzothiazoles scaffolds have also been widely used as and#61552;and#8722;spacers and newlinedonor/acceptor units. The lone pair electrons and conjugated structures of these heterocyclic molecules assist in tuning of electronic properties enabling their use in devices like dye sensitized solar cells, organic light emitting diodes etc. However, the design and synthesis of organic ligands newlinefor these applications is still a challenging task. Though we have made an effort in this direction fabricating a dye sensitized solar cell with benzimidazole based sensitizer, the moderate Stokes shift and efficiency prompted us to tune these molecules and improve their electronic properties. Considering that some of the benzimidazole/benzothiazole fluorophores possessing metal-ion newlinechelating properties and having hydrogen donor-acceptor sites in close proximity play vital role in sensor and bioimaging applications, we have designed and synthesized novel fluorophores for newlinemetal ion sensing applications. Since most of the available literature shows studies on fluorophores with single excited state intramolecular proton transfer sites or dual proton transfer sites with symmetrical structures, we have considered investigating fluorophores having asymmetrical newlinestructures and proton donating sites. In this perspective, we have synthesized and conducted spectroscopic and density functional theory studies on some novel fluorophores based on benzimidazole/benzothiazole Schiff bases and the details are presented in this thesis. Chapter 1 gives an introduction to the benzimidazole/benzothiazole heterocycles and the different photophysical and chemical phenomena involved. A brief literature survey in support of our studies is presented in Chapter 2. Chapter 3 gives a brief description of the experimental methods newlineand techniques used in our work. -
Synthesis, Spectroscopic and DFT studies of some benzimidazole and bemzothiazole derivatives
Benzimidazole, benzothiazole and benzoxazole compounds and their derivatives having azole moieties are biologically active and are extensively used in pharmaceutical industry. Benzimidazoles / benzothiazoles scaffolds have also been widely used as −spacers and
donor/acceptor units. The lone pair electrons and conjugated structures of these heterocyclic molecules assist in tuning of electronic properties enabling their use in devices like dye sensitized solar cells, organic light emitting diodes etc. However, the design and synthesis of organic ligands for these applications is still a challenging task. Though we have made an effort in this direction fabricating a dye sensitized solar cell with benzimidazole based sensitizer, the moderate Stokes shift and efficiency prompted us to tune these molecules and improve their electronic properties. Considering that some of the benzimidazole / benzothiazole fluorophores possessing metal-ion chelating properties and having hydrogen donor-acceptor sites in close proximity play vital role in sensor and bioimaging applications, we have designed and synthesized novel fluorophores for metal ion sensing applications. Since most of the available literature shows studies on fluorophores with single excited state intramolecular proton transfer sites or dual proton transfer sites with symmetrical structures, we have considered investigating fluorophores having asymmetrical structures and proton donating sites. In this perspective, we have synthesized and conducted spectroscopic and density functional theory studies on some novel fluorophores based on benzimidazole / benzothiazole Schiff bases and the details are presented in this thesis. -
-
Monoclinic Y2O3: Ce nanophosphors synthesized by wet chemical precipitation method
UV emitting nanophosphors draws attention from many researchers currently due to the diverse applications ranging from UV LEDs to phototherapy. The current work is an investigation of monoclinic yttrium oxide doped with cerium synthesized by means of wet chemical precipitation at low temperature (90 C). Raman analysis and TEM experiments confirmed the formation of monoclinic phase and XPS analysis proves the presence of Ce3+ energy levels. UV experiments delivered strong absorption in the short UV region and photoluminescence experiments demonstrated the material's capability to emit in the long UV region. Surface area measurements by BET analysis established the relationship between the BET surface area and luminescence intensity. This emission range is suitable for therapeutical application especially for skin diseases which further extends the scope of the work. 2023 Elsevier Ltd and Techna Group S.r.l. -
Influence of Self-Compassion, Self-Reflection, and Insight on Interpersonal Competence in Emerging Adults
Social relationships have been declining over the years, especially after the pandemic. Therefore, it becomes important to understand what influences ones social relationships. The present study investigated the influence of self-compassion, self-reflection, and insight on interpersonal competence among emerging adults. It also aimed to understand if having a psychology background in education and experience of therapy is associated with the participants levels of self-compassion, self-reflection, and insight. Using convenience sampling, a sample of N = 335 undergraduate and postgraduate students was selected to answer the Self-Compassion Scale Short Form, Self-Reflection and Insight Scale, and Interpersonal Competence Questionnaire that were circulated electronically along with a consent form. Statistical analysis using Pearson correlation and multiple linear regression indicated that self-compassion, self-reflection, and insight each have positive relationships with interpersonal competence with self-compassion and self-reflection together significantly predicting 13.5% variance in interpersonal competence. Analysis using independent samples t-test indicated that there are significant differences in self-reflection and insight scores between those who have experience in psychology education and therapy and those who lack them. These findings strengthen the understanding that aspects of oneself are related to their social relationships and strengths and problems in one domain could be linked to the same in others. Future research can focus on developing interventions aimed at improving interpersonal competence through self-compassion and self-reflection. Further, influence of other aspects of self on interpersonal competence can also be explored to strengthen the proposed theory of relationship between self and others. Associao Brasileira de Psicologia 2024. -
Personalized guest laundry system: The grand prix L-chute /
Patent Number: 202241037278, Applicant: Leena N Fukey.
A conveyor system designed to collect and deliver guest laundry is proposed with this innovation. The system comprises of two parts, an inbuilt chute inside the bathroom for the guest to drop their soiled clothing which is received at the laundry' room; and a chute from the laundry room to the guestroom’s closet for returning the laundered guest clothing. Thus, the human intervention involved in the process of guest laundry is greatly reduced. -
Assessing CRM practices in hotel industry: A look at the progress and prospects
Purpose: Customer Relationship Management (CRM) is a unique key element considered in the hotel diligence which is extremely thriving plus competitive market at present. The study purpose is to identify how CRM can be strategy tactics for solution as business attitudes towards the hotels. It generates nine different items with regards to CRM. Design/methodology/approach: The study progressed in four phases. The empirical data were collected. A sample of 100, four, five and five star luxury hotels was considered for the study. To explore CRM process in hotel industry, an analysis was carried out to identify different CRM levels (performance and importance). The study was tested and analyzed by adopting a scale developed by Reinartz, Krafft and Hoyer. Findings: The result largely supports the CRM process developed in hotels theoretically but does not seem to have the balance between the CRM levels evenly. Crucial discoveries of the learning are firstly, CRM remains characterized via nine different items in the hotel diligence connecting to Measure, Acquisition, Regain, Maintain, Retain, Cross up, Referrals, Termination Measure and Exit. The best predictor of CRM is the items on performance level referred as Measure followed by Regain and Acquisition and on the importance level, Referrals followed by Cross-up and Regain. Practical Implications: The result suggests that the hotels must understand today's customer's wants and needs. The hotels need to be more proactive in developing a balance between CRM levels for effective CRM in hotel diligence. Novelty/assessment: The learning highlights the importance of CRM and its relationship in service industries in the literature. The study focuses in particular on CRM in hotel industry and the linkage between the CRM levels (Performance and Importance). -
Security Standards in Serviced Apartments - With Special Reference to Bangalore and Chennai (South India) - An Analysis
International Journal of Research in Computer Application & Management, Vol-2 (11), pp. 130-135. ISSN-2231-1009