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The Impact of Financial Inclusion on Social and Political Empowerment: Mediating Role of Economic Empowerment
The primary purpose of this paper is to examine the impact of financial inclusion on womens social and political empowerment through the mediation of economic empowerment. A multidimensional index is created, using methodology by UNDP, to measure financial inclusion. Womens empowerment is measured through economic, social, and political dimensions. The datacollected from 545 women in slums through a structured schedule on a 5-point Likert scale. Exploratory and confirmatory factor analysis was performed to measure the construct. Multivariate statistical techniques such as regression were used to test the relationship between financial inclusion and women empowerment. The findings underscore a discernibly modest representation of women attaining high financial inclusion in slum settings. It is essential to recognise the pivotal role of economic empowerment as a partial mediator within the intricate interplay linking financial inclusion to social and political empowerment.This investigation is grounded in an examination of urban slums but has the potential for broader applicability, encompassing rural regions and locales proximate to financial centers within metropolitan areas to formulate a comprehensive framework for the empowerment of women. The findings underscore the impact of socio-economic and politico-economic factors on the incorporation of marginalized communities into the formal financial system. The current investigation results have implications for policymakers in developing countries that can serve as a valuable resource to enhance womens participation in the formal financial system. 2023, The Author(s), under exclusive licence to Springer Science+Business Media, LLC, part of Springer Nature. -
The impact of slip mechanisms on the flow of hybrid nanofluid past a wedge subjected to thermal and solutal stratification
This investigation aims to inspect the flow and thermal characteristics of hybrid nanoparticles under the effect of thermophoresis and Brownian motion. The hybrid nanofluid is formed by dispersing the silver nanoparticles into the base fluid composed of tungsten oxide and water. The resulting hybrid nanofluid is assumed to flow over a moving wedge. The wedge is a geometry that can be commonly seen in many manufacturing industries, moulding industries, etc., where friction creates more heat and cooling becomes a necessary process. This study currently focuses on such areas of the industries. In this regard, the flow expressions in the form of Partial Differential Equations (PDEs) are obtained by incorporating the modified Buongiorno's model and using boundary layer approximations. The modified Buongiorno model helps us analyze the impact of volume fraction along with the slip mechanisms. Suitable transformations are used to achieve the nondimensional form of governing equations, and further, it transforms the PDE to Ordinary Differential Equation (ODE). The RKF-45 is used to solve the obtained ODE and the boundary conditions. Furthermore, graphic analysis of the solutions for fluid velocity, energy distributions and dimensionless concentration is provided. It was noted that the behavior of the Nusselt and Sherwood numbers was determined by analyzing numerous parameters. The conclusions show that they decrease with greater values of the stratification factors. Additionally, with higher values of the wedge parameter, the magnitude of the velocity field and the thermal boundary layer diminish. 2023 World Scientific Publishing Company. -
The Impact of Supportive Factors on the Academic Reintegration of Students with Mental Illness: A Qualitative Study
Introduction: Returning to college following a psychiatric illness can be overwhelming for students as academic reintegration is a significant undertaking. Psychological distress can negatively impact a student's performance and levels of academic achievement. A better understandingof the factors that facilitateacademicreintegration would helpmental health professionals, educators, and family members support students more effectively. Methods and Materials: The study followed an explorative research design and utilized a purposivesampling technique. The Institute's(National Institute of Mental Health and Neurosciences, NIMHANS) Ethics Committee evaluated and approved this study, while four (4) mental health experts validated the interview schedule. Theprimary researcher (ASR) audio-recorded, transcribed and coded fourteen (14) in-depth interviews.The study supervisors (AJ and TK) verified this procedure.Themes and sub-themes were derivedfrom the codes,and thenthematic analysis was conducted. Results: Fivesupportive factors (themes and sub-themes) were derived: 1. Family:Educational qualification of the members, Family accommodations (travelling to the city where the student is studying for additional support).Academic assistance, Freedom to select their educational course; 2.Support from friends and peers: Academic support, Emotional support (caregiving,home visits, sharing problems with them), Logistic support (physically accompanying the student to and from class, providing transport); 3.Support from Teachers and Collegeadministration: Additional academic support from teachers, Reasonable classroom accommodations; 4.SupportfromMental health professionals (MHPs):Providing Pharmacological or Psychosocial Interventions, Follow up,andcontinuous guidance (handholding); 5. Individual factors (students' strengths): High degree of motivation or interest in studies, strong academic record, and healthy coping mechanisms. Conclusion: Students with mental illnesses require additional support with academic reintegration. As a result, assisting students in successfully returning to academics is frequently a collaborative effort involving family, peers, mental health professionals, teachers, and college administration. 2022, The Author(s), under exclusive licence to Springer Nature India Private Limited. -
The impact of the COVID-19 pandemic on e-learning adoption in an emerging market: a longitudinal study using the UTAUT model
Purpose: The COVID-19 pandemic provided unprecedented impetus to the evolution of the e-learning learning ecosystem by compelling students to adopt e-learning systems. This paper aims to use the UTAUT model to provide insight into the differences in factors influencing the adoption of e-learning systems before and after the pandemic. Design/methodology/approach: This longitudinal study uses two surveys conducted among graduate students in the city of Bengaluru in India. One prior to the start of the COVID-19 pandemic and a second in its aftermath. PLS-SEM is used to analyze both data sets to draw insights into the constructs that influence Behavioral intention to adopt e-learning systems. The moderating effect of gender is also analyzed. Findings: Pre COVID-19, Facilitating Conditions, Performance Expectancy and Effort Expectancy (quadratic behavior) were dominant factors influencing the adoption of e-learning technologies. Post pandemic, Performance Expectancy and Social Influence are drivers of e-learning adoption. Effort Expectancy and Facilitating Conditions grouped as Ease of Use is a significant driver of e-learning adoption post pandemic. Gender is found to not have a moderating influence. Originality/value: The unique longitudinal study of the differences in factors influencing students intention to adopt e-learning pre- and post-COVID-19 can prove useful to policy makers in the higher education sector. Academics can use the post-pandemic e-learning models findings in multiple contexts such as generational cohorts, educational contexts and social contexts. 2024, Emerald Publishing Limited. -
The impact of the movement of the gyrotactic microorganisms on the heat and mass transfer characteristics of Casson nanofluid
This article focuses on analyzing the impact of the movement of gyrotactic microorganisms on the heat and mass transfer characteristics of Casson nanofluid flowing between divergent. Further, the analysis is performed through simulation to have a better understanding of the impact. Since the microorganisms are self-propelled, they move on their own in the nanofluid due to the concentration gradient and stabilize the nanoparticle suspension. This movement of microorganisms constitutes the formation of bioconvection. Further, the random motion of nanoparticles gives rise to two major slip mechanisms termed thermophoresis and Brownian motion. The mathematical model comprising these effects is designed using partial differential equations that are converted to ordinary differential equations with the help of suitable similarity transformation. The resulting system of equations is then solved using the differential transformation method and the outcomes are interpreted through graphs. It is indicated that the nanoparticle concentration and the motile density profiles increase with the increase in Schmidt number and also, the concentration profile is found to be increasing for higher Brownian motion parameter and lower thermophoretic parameter. The simulations performed through the finite element method portrayed that the heat flow in the diverging channel is occurring along the isothermal planes. 2022 Informa UK Limited, trading as Taylor & Francis Group. -
The Impact of Website Design on Online Customer Buying Satisfaction and Loyalty to E-Tailers: An Exploratory Study of E-Tailers in India
The popularity of e-tailers has distorted the retail industry in India. Websites are becoming an important means through which customers get product information and purchase items for their needs. This research paper focuses on four dimensions (i.e., user interface, convenience, personalized recommendations, and perceived security of the website) to assess their impact on online customer satisfaction with and loyalty towards e-tailers. The study questionnaire used established measures. The data was collected from four large cities in India, namely Chennai, Mumbai, Kolkata, and Delhi. Analysis of the survey results suggests that perceived website security is the most important dimension for customer loyalty. E-tailers have to ensure adequate security provisions in their websites to build up consumer perceptions of trust and so repeat business loyalty. Copyright 2022, IGI Global. Copying or distributing in print or electronic forms without written permission of IGI Global is prohibited. -
The importance of servicescapes in Maldivian higher education: application of the stimuli-organism-response(SOR) framework
Purpose: This study aims to use the servicescape model of higher education environments to measure the students perceptions of the learning environment (classroom) and the effect this has on students learning ability. Design/methodology/approach: The present study follows the stimulus-organism-response paradigm framework. A self-administered and well-structured survey questionnaire is used to collect data. The snowball sampling technique is used to collect samples of 403 students belonging to Maldivian higher education institutions. Findings: Findings show that the physical appearances of these higher education institutions greatly influenced the pleasure dimension. Furthermore, pleasure is found to have a significant and positive relationship with the approach behaviour and engagement/involvement of the students. Originality/value: The main contribution of the study is that it successfully tests the Eduscape model adopted from the servicescape model, and thus helps to extend existing knowledge on the critical elements in the Maldivian higher education learning environments and students behaviour within them. The findings have implications for higher education institutions to improve their learning environments and better engage with their students. 2021, Emerald Publishing Limited. -
The Influence of Cartoons Soundscape Irrelevant Sound Effects on young children's Auditory Processing and Working memory skills
Background: Irrelevant sound or speech effect (ISE) affects an individual's serial recall task of visual and auditory presentations. Cartoon soundscape mimics irrelevant sound effect hypothesis. A constant and repeated exposure to cartoons in early childhood should influence children's auditory learning or recall performance. Purpose: To investigate the effects of cartoons' soundscape irrelevant sound effects on young children's auditory processing and working memory skills. Research Design: A cross-sectional study was used to observe the influence of the cartoon soundscape irrelevant sound effects on children. Study sample: Sixty young children with normal hearing in the age range 5-6years were exposed to cartoons (Indian plus Non-Indian) considered for the study. Data Collection and analysis: Pitch Pattern Test (PPT), Duration Pattern Test (DPT), and Corsi-Block working memory apparatus were applied to the participants exposed to cartoons. The data obtained were compared statistically in terms of the groups' performances. Results: There was a significant difference in PPT (p=.023) and DPT (p=.001) between the cartoon exposed and non-exposed groups. In contrast, there was no significant difference between the two groups in Corsi-Block working memory(p>0.05). Conclusion: Cartoon soundscape irrelevant sound or speech affects young children's auditory processing skills. The visual-spatial recall follows a different developmental pattern in young children without recoding to phonological aspects. It is predicted that our study findings might help determine the ill effects of cartoons on the auditory and language development process. 2022 American Academy of Audiology. All rights reserved. -
The influence of leadership in building a learning organization /
The IUP Journal Of Organizational Behavior, Vol.15, Issue 1, pp.7-18, ISSN: 0972-687X. -
The Influence of Organizational Induction on Socialization of New Employees
Global Journal of Arts & Management, Vol-2 (4), pp. 163-166. ISSN-2249-264X -
The influence of social environment on children of a commercial sex worker
The case study aims to understand the influence of social environment on the course of life of children of a commercial sex worker. The participants of the study were two sons of a commercial sex worker who grew up in different environments. The older sibling who is 19 years of age (case 1) lives with his mother, whereas the younger sibling who is 17 years of age (case 2) lives in a hostel distant from everyday influence of a brothel. The study adopts multiple case study design and in-depth interviews were conducted to gather data. The obtained data were subjected to thematic analysis. Each case was analyzed individually, and then cross comparison of the themes derived was carried out. The themes derived on analyzing case 1 were social categorization, mercenary activity, substance aficionado, complacency in life, and compliance with life while the themes derived on analyzing case 2 were disgust toward commercial sex work, feeling of precariousness, antipathy toward home environment, irrational thoughts and anticipation of a better future. The only overlapping issue that emerged in both cases was being protective about their mother. It was concluded that environmental variance contributes to the difference in experience and perception of the situation and society. Indian Journal of Social Psychiatry. All Rights Reserved. -
The influence of social media on investment decision-making: examining behavioral biases, risk perception, and mediation effects
The increasing use of social media platforms for investment-related information and advice has raised concerns about the impact of social media on investment choices. In this paper, we investigated the role of behavioral biases and risk perception in investment decisions. Specifically, this paper aims to explore the impact of social media on these factors and their influence on investment decisions. To achieve this aim, we investigated the existing works on the impact of social media on investment decisions, including its influence on behavioral biases and risk perception. We also collected data through an online survey from individual investors who use social media for investment-related information and advice. The survey measured their investment decisions, behavioral biases, risk perception, and the impact of social media on these factors. The valuable insights offered by this paper shed light on how social media affects the decisions made regarding investments and extend our understanding of the role of behavioral biases and risk perception in this context. Our results indicate that social media has a significant impact on the investment-related behaviors and perceptions of individual investors. Specifically, social media can exacerbate the effects of behavioral biases, such as herding and overconfidence bias, and influence risk perception. Moreover, the paper highlights the significance of managing social media use to make rational investment decisions. The paper's results can help individual investors make more informed investment decisions by understanding the impact of social media on their investment-related behaviors and perceptions. Moreover, the paper provides useful information to policymakers and financial regulators to develop guidelines for the responsible use of social media in the investment industry. The Author(s) under exclusive licence to The Society for Reliability Engineering, Quality and Operations Management (SREQOM), India and The Division of Operation and Maintenance, Lulea University of Technology, Sweden 2023. -
The influences of lateral groups on 4-cyanobiphenyl-benzonitrile- based dimers
Cyanobiphenyl-based compounds are known to display RT or low melting liquid crystals in a single-component system or composites. Herein, we discuss the influence of laterally substituted groups (-CN, -F, -H) on 4-[?-(4-cyanobiphenyl-4-yloxy)alk-1-yloxy]benzonitrile. Three series of new dimers were synthesised by using 4-cyano-4-hydroxybiphenyl connected via flexible spacers with different number of carbon atoms to 4-hydroxyphthalonitrile/ 2-fluoro-4-hydroxy benzonitrile/ 4-hydroxy benzonitrile. Their self-assembly in LC phases assessed by polarising optical microscopy (POM), differential scanning calorimetry (DSC) and X-ray diffraction studies, and their behaviours are compared with related non-substituted (-H) model compound. UV-Visible and fluorescent experiments confirm the strong aggregation, the intensities of emission decrease as we move from CN?F?H substitutions. A representative dimer from each series covering the aspect of polarity and flexibility have been simulated using 1000 minimisation steepest descent and CHARMM force filed to examine their self-assembly. This work helps to understand the influence of lateral groups, connecting spacers on the LC behaviour of dimers. 2022 Informa UK Limited, trading as Taylor & Francis Group. -
The Interaction Jigsaw: investigating star formation in interacting galaxies
Interaction between galaxies plays a pivotal role in their evolution. Ongoing star formation in spiral galaxies can be affected by these processes. Interacting galaxy pairs provide an opportunity to study these effects. We select a sample of interacting galaxies in field environments at various interaction stages and are nearly face-on and chose galaxy pairs NGC 2207/IC 2163, NGC 4017/4016 (ARP 305), and NGC 7753/7752 (ARP 86). We use the UltraViolet Imaging Telescope (UVIT) onboard AstroSat to characterize the star-forming regions in the galaxy with a superior resolution of ? 1.4 arcsec. We identified and characterized star-forming regions in the UVIT images of the sample and correlated them with the neutral hydrogen (H I) distribution. We detected localized regions of enhancement in star formation surface density (?SFR) and distortions in the sample of galaxies. We found this consistent with the distribution of H I in the galaxy. These are possible evidence of past and ongoing interactions affecting the star formation properties in the galaxies. We then conducted a study to understand whether the observed enhancements hold true for a wider sample of interacting galaxies. We observe a moderate enhancement in the star formation rate (SFR) with the interaction class, with a maximum of 1.8 being in the merger class of galaxies. We studied the SFR enhancement for the main galaxies in our sample as a function of pair mass ratio and pair separation. We observe a strong anticorrelation between the SFR enhancement and pair mass ratio and no linear correlation between the enhancement and pair separation. This suggests that the enhancement in interaction-induced star formation may be more strongly influenced by the pair mass ratios, rather than the pair separation. We also infer that the pair separation can possibly act as a limiting parameter for the SFR enhancement. 2024 The Author(s). -
The intermix of social media in propelling the social change /
Indian Journal Of Applied Research, Vol.4, Issue 7, pp.540-541, ISSN No: 2249-555X. -
The International Capital Flows and Domestic Savingsdomestic Investment Nexus: A Comparative Evidence Between Heterogeneous Developing Regions
Drawing inspiration from Feldstein and Horiokas (1980) (FH) puzzle, our study elucidates the impact of remittances and Foreign Direct Investment (FDI) on domestic savings and investment in two disparate yet globalized developing regions: Latin America and the Caribbean and South Asia. Utilizing an extensive dataset spanning from 1984 to 2021 and employing diverse methodologies, including Dynamic System generalized method of moment, DriscollKraay standard error, fully modified ordinary least squares, and dynamic ordinary least squares, our findings reveal that remittances exert a positive influence on both domestic investment and savings across both regions. However, South Asia predominantly directs remittance inflows towards investment, while Latin America and the Caribbean exhibit a propensity towards saving these funds. As for FDI, the primary developing region predominantly channels these funds into investment, whereas the lower region prioritizes savings. The impact of control variables manifests varied effects across both regions. Ultimately, our study underscores the pivotal role of foreign remittances in supporting investment and savings, underscoring the profound influence of economic growth on these dynamics. This accentuates the imperative for governments to proactively allocate financial resources to optimize economic growth and fortify financial frameworks. Moreover, focused strategies are indispensable for adeptly managing foreign inflows while navigating external shocks such as international repayments, external debt, and aid. Additionally, enhancements in monetary and fiscal policies are imperative to sustain competitive interest rates and foster stable macroeconomic conditions, thereby fostering conducive environments for both public and private domestic savings. JEL Classification: F24; F3; P33; C23; O18 2024 The Author(s). -
The interval valued fuzzy graph associated with a Crisp graph
We define the interval valued fuzzy graph (IVFG) associated with a crisp graph based on the degrees of the nodes of the crisp graph and study its various properties. The nature of arcs of the IVFG associated with a crisp graph can be determined if the adjacency matrix of the crisp graph is given. We show that the IVFG associated with a regular graph is regular, totally regular, edge regular and totally edge regular, but the IVFG associated with a complete graph is not a complete IVFG. We prove that the IVFG associated with Cn, n ? 3 is an interval valued fuzzy cycle and the IVFG associated with the wheel graph Wn, n ? 5 is an interval valued fuzzy tree. 2021 Forum-Editrice Universitaria Udinese SRL. All rights reserved. -
The Jesuit educational mission in rural Chotanagpur, India: historical achievements and contemporary challenges
Jesuit schools, in particular, have been known for a long time to be centres of learning in Chotanagpur area, India, where tremendous efforts were made to achieve a high level of academic excellence; yet it appears that this legacy is not being sustained among rural, tribal, vernacular schools of Chotanagpur these days because of varied reasons. In addition, it is observed that the agents of education, namely teachers, working in these schools have ceased to represent desirable attitudes (psychological wellbeing and affective commitment) which are essential for the teaching-learning process. If Jesuits want to maintain relevant and inspirational education in Chotanagpur, then they need to discern, decide, and dedicate themselves to guarantee teachers psychological well-being and affective commitment so that teachers can become creators of the Jesuit education ethos. Against this backdrop, the present research paper discusses the scenario of Jesuit run rural schools in Chotanagpur its historical achievements and contemporary challenges. In addition, practical implications and recommendations for a better future are discussed. 2019 Informa UK Limited, trading as Taylor & Francis Group. -
The Jigsaw of Capital Structure
European Journal of Business and Management Vol. 5, No.13, pp. 192-197, ISSN No. 2222-288X -
The LimbuTamang Communities of Sikkim History and Future of Their Demand for Reservation
Since its merger in 1975 with the Indian union, one of the major sociopolitical issues in Sikkim has been the demand for reservation in the state legislative assembly for two communitiesLimbu and Tamang. The demand of reservation for the Limbus and Tamangs crystallised in Sikkim when these communities were notified as Scheduled Tribes under the Scheduled Castes and Scheduled Tribes Orders (Amendment) Act, 2002. The history and future of this political demand has been analysed. 2023 Economic and Political Weekly. All rights reserved.