Browse Items (11810 total)
Sort by:
-
The path to resilience: Exploring household financial vulnerability
Household financial vulnerability represents a significant financial challenge, predominantly impacting low and middle-income households when faced with sudden changes in income or expenses. At the household level, this vulnerability might arise as short-term liquidity issues or long-term solvency concerns. While household debt is a primary factor contributing to this vulnerability, elements like financial capability and the use of digital payments also play roles. The repercussions of household financial vulnerability encompass financial stress and potential bankruptcy, underscoring the critical need to comprehend its dynamics. Thus, this chapter aims to extensively explore household financial vulnerability, including its determinants, theoretical frameworks, assessment methodologies, and strategies for mitigation. 2024 by IGI Global. All rights reserved. -
Unveiling the potential of large language models: Redefining learning in the age of generative AI
Generative Artificial Intelligence (GenAI) and Large Language Models (LLMs) are transforming industries by fostering innovation, automating tasks, and enhancing creativity. By enabling personalized user interactions, sophisticated content creation, and advanced data analytics, they are revolutionizing industries such as healthcare, education, and customer service. As these technologies evolve, they can fundamentally change communication and decision-making processes and incorporate AI into everyday life. The objective of this book chapter is to examine the architecture and components, features, functionality, domain-specific applications, recent advances, and future developments of LLMs. Ongoing research aims to reduce biases, increase energy efficiency, and facilitate interpretation. As LLMs continue to evolve, they have the potential to transform many industries, including education, customer service, content creation, and more. As a result, they will be essential for the development of future AI-powered applications. 2024, IGI Global. All rights reserved. -
Digital financial literacy and its impact on financial behaviors: A systematic review
The dependence on digital financial technologies influences financial behaviors among people. This systematic review aims to identify and understand the variables interplay between digital financial literacy and financial behavior. The systematic literature review uses the PRISMA systematic review guidelines to identify and screen the literature. The results show there is a positive significant relation between digital financial literacy and financial behaviors. It was found that there are minimal studies on the variables interplaying between digital financial literacy and financial behavior. The interplaying variables identified are financial self-efficacy, financial confidence, self-control, financial autonomy, financial capability, psychological biases and digital, financial socialization, and socio-economic and demographic factors. This review develops a framework for future exploration explaining the relationship between digital financial literacy and financial behavior identifying financial wellbeing as the outcome. 2024 by IGI Global. All rights reserved. -
Leveraging unsupervised machine learning to optimize customer segmentation and product recommendations for increased retail profits
The retail sector's success hinges on understanding and responding adeptly to diverse consumer behaviours and preferences. In this context, the burgeoning volume of transactional data has underscored the need for advanced analytical methodologies to extract actionable insights. This research delves into the realm of unsupervised machine learning techniques within retail analytics, specifically focusing on customer segmentation and the subsequent recommendation strategy based on clustered preferences. The purpose of this study is to determine which unsupervised machine learning clustering algorithms perform best for segmenting retail customer data to improve marketing strategies. Through a comprehensive comparative analysis, this study explores the performance of multiple algorithms, aiming to identify the most suitable technique for retail customer segmentation. Through this segmentation, the study aims not only to discern and profile varied customer groups but also to derive actionable recommendations tailored to each cluster's preferences and purchasing patterns. 2024, IGI Global. All rights reserved. -
Gen z student expectations towards employer attractiveness: An indian perspective
A study was undertaken to determine Generation Z management students' perceptions as to what factors would attract them to seek a career in an organization, and their expectations in this context. Over 330 students from both first- and second- year management programs participated in the self- administered printed questionnaire based on 25- item employer attractiveness scale and included additional items like choosing the top five items from the 25 list. A focus group discussion was also undertaken to determine what the perceived benefit to the students was for each of the 25 items would deliver to them. The study also compared the findings with published research and notes the common factors in terms of employer branding, employee engagement industry studies on work and links to other models like Herzberg's hygiene factors. The results were compared to similar studies conducted in Sri Lanka and Australia and substantive similarities were reported. 2024, IGI Global. All rights reserved. -
3Rs management: Advances and innovations in waste management and treatment
The increasing industrialisation and fast growth do not only pose problems related to the allocation of resources and powers, but also severely challenge the natural environment. Environmental degradation such as contaminated water, sinking groundwater levels, unhealthy soils, and polluted air has become a harsh reality in many parts of the world. One result of a rapid urbanisation, a slowly reducing gap between urban and rural, changing consumption patterns, and a growing population is the problem of waste. However, although it is the duty of the urban local bodies (ULBs) to address the issue of waste, tight budgets, inefficient organisation, has rendered a situation that has little hope for alleviation in the near future. This chapter aims to understand the concept of waste management through 3Rs. The focus is to identify the contemporary 3Rs practices and also develop advanced strategies for the same. 2024 by IGI Global. -
Unlocking the potential of AI for efficient governance: Innovative approaches of Bahrain
The rapid development and implementation of artificial intelligence (AI) technologies will have significant economic, social, and ethical impacts. Efficient governance is essential to maximize AI's benefits while minimizing its risks. Bahrain is positioning itself as a fintech hub, with AI playing a central role in this transformation. Bahrain's smart governance efforts will be strengthened by integrating AI into public services. E-government efforts will use AI to streamline processes, improve citizen experience, and build a more responsive and efficient public administration. The study provides an overview of how artificial intelligence (AI) is transforming various sectors in Bahrain with innovative approaches to boost productivity, better decision-making, and improve the general quality of services that may also impact the Bahraini economy. Bahrain continues to drive digital innovation, paving the way for a better and more prosperous future and sustainable development. Bahrain's digital transformation has been largely successful thanks to strong government measures. 2024, IGI Global. All rights reserved. -
Artificial intelligence its growing role in human resource management
In this competitive era, the impact of artificial intelligence in human resource management is increasing quickly. Collecting the relevant data and then analyzing it accurately can accelerate the efficient working process of the organization. Artificial intelligence has paved its way in the working of various departments like IT, finance, marketing, and HRM. In this research, the researcher focused on the emerging role of artificial intelligence in HR department and how it is acting as a stimulator in enhancing the efficiency and accuracy of various HR functions like recruitment, hiring, work- life balance, performance appraisal, etc. The chapter is based on descriptive research, in which the researcher has collected secondary data from various research papers, articles, blogs, and websites. The chapter focuses on the growing role of artificial intelligence in the human resource function of the organization. 2024, IGI Global. All rights reserved. -
Reinventing the business model to navigate the evolving business landscape
In today's rapidly evolving business landscape, technological advancements, shifting consumer behaviours, and global economic fluctuations increasingly challenge traditional business models. Organisations must reinvent their business models to remain competitive, embracing innovation, agility, and sustainability. This chapter explores the critical components of reinventing business models, including leveraging digital transformation, adopting customer-centric approaches, and integrating sustainable practices through a comprehensive view of their development. This study thoroughly understands the existing literature on business models, focusing on the features. Integrating sustainability into a business model is also a challenge for many practitioners. The business model innovation agenda is the topic of discussion among most companies. This chapter will explore adopting a business model towards sustainability by integrating environmental, social, and governance factors. The findings underscore the necessity for continuous adaptation and strategic foresight to drive long-term success. 2024, IGI Global. All rights reserved. -
An in-depth investigation into financial literacy levels in Indian households
In a complex financial world, lack of awareness complicates money management and savings. Emphasizing financial literacy is vital for informed decision-making. This study explores global financial illiteracy, advocating international initiatives. In India, it assesses disparities and government activities and reviews tax-saving and mobile banking. Gaps include limited studies on Indian households, necessitating gender-specific analyses and research on education's impact. The methodology outlines justification, operational definitions, and data collection techniques. With ANOVA and descriptive statistics on 285 respondents, the study reveals demographic analysis, indicating higher financial literacy with age and a gender gap. Education. positively correlates with financial literacy. Recommendations include interventions like financial seminars, collaboration with regulators, and destigmatizing money talks at home to enhance financial literacy and bridge gaps. 2024 by IGI Global. All rights reserved. -
The mediating role of self-efficacy and networks in entrepreneurial intentions: Entrepreneurial education, university support, and user innovation in rural India
This research examines the complex relationships between entrepreneurial education, university support, entrepreneurial self-efficacy, network connections, and entrepreneurial intentions in Indian university students. The study uses a quantitative approach and structural equation modeling on a sample of 422 students enrolled in entrepreneurship-related programs to elucidate the mediating roles of entrepreneurial self-efficacy and network connections. Despite the insignificant direct links betweenentrepreneurialeducation/university support and intentions,entrepreneurial self-efficacy and network connections emerge as important mediators. The findings provide theoretical insights into the multifaceted nature ofentrepreneurial intentions and have practical implications for improving entrepreneurship support programs. By understanding these mechanisms, stakeholders can create an environment that fosters entrepreneurial aspirations among university students. 2024 by IGI Global. All rights reserved. -
CSR initiatives: A way of enhancing employees' wellbeing
Employees are seen as a valuable resource for assessing a business's competitiveness. Providing for their wellness, health, and running employee support programmes may increase their drive and commitment to the organization. This chapter will explain the role of CSR activities on employees' well-being, examine the impact of CSR activities on well-being of employees, and provide CSR strategies to maximize employees' well-being. A qualitative research technique was applied in this study. A systematic literature review was based on articles in national and international journals, magazines, working papers, etc. gathered and analyzed to achieve the research objective. The implementation of employees CSR activities has been significant, since employee health and wellness have a direct impact on the competitiveness of the business and have been a driving force behind employee's performance. 2024 by IGI Global. All rights reserved. -
Redefining traditional education using augmented reality and virtual reality
[No abstract available] -
Understanding the impact of COVID-19 on the employee's productivity and performance of the hotel industries in India: An exploratory study
The covid-19 pandemic has brought unprecedented challenges and the hotel industry is amongst the other industry who was affected to a large extent, impacting various facets of well-being of the employees' working in the hotel industry. This research paper aims to comprehensively analyse the effect of the pandemic on hotel employees by investigating relationship between the impact of Covid 19, psychological impact, job satisfaction and turnover intention. We review the literature available about how the effects of Covid-19 Pandemic impact the employee job satisfaction as well as turnover intention. The study was carried out keeping the psychological impact of the pandemic as the mediator. We Reviewed and analyzed Scopus and ABDC listed research papers to carry out this literature review. Our results suggest that the covid-19 pandemic has impacted the turnover intention of the employee of the hotel industry, additionally the psychological impact mediates the relationship of Effect of Covid-19 pandemic with job satisfaction and turnover intention of employees. 2024, IGI Global. All rights reserved. -
Sentiment analysis with NLP: A catalyst for sales in analyzing the impact of social media ads and psychological factors online
This chapter explores the role of sentiment analysis, powered by NLP, in boosting sales amidst "Intersection of AI and Business Intelligence in Data-Driven DecisionMaking." It analyzes how social media ads and psychological factors shape online shopping behavior, demonstrating how sentiment analysis drives digital commerce sales. Sentiments from platforms like Twitter, Facebook, and Instagram are categorized into positive, negative, or neutral using advanced NLP algorithms. The chapter delves into psychological factors such as trust, credibility, brand perception, and emotional responses triggered by social media ads. Through sentiment analysis, patterns and correlations between sentiment expressions and consumer actions are revealed, illuminating the impact of social media advertising on online shopping behavior. This insight aids marketers in optimizing digital strategies, developing effective campaigns to enhance sales performance, and engaging customers in the online shopping domain. 2024, IGI Global. All rights reserved. -
Vessel turnaround time reduction in ports: An automated lean approach
Vessel turnround time is a vital factor that determines the efficiency of ports and consequently the trade competitiveness of a country. The goal of this research is to identify the factors leading to vessel turnaround time and suggest methods to increase the operational effectiveness. The research involves gathering data, analysis of the procedures for documentation and cargo handling, analysing the historical turnaround time, the reasons or causes contributing to idle time, identifying the root causes and proposing a solution that could contribute to the reduction of turnaround time of vessel so as to improve the efficiency of port operations. Some identified factors that contribute to the idle time include inefficient cargo handling and loading and unloading process, delays in documentation and customs clearance procedures, unplanned maintenance or repairs of vessels, harsh weather conditions, insufficient coordination and communication between stakeholders involved. 2024 by IGI Global. -
Filmic afterlives: Considerations on the uncanny
[No abstract available] -
Exploring the relationship between esg performance and profitability in Indian power companies
This study aims to assess the relationship and impact of Indian power companies' environment, social, governance (ESG) scores on firm performance. Since 2022, CRISIL Ratings Ltd publishes yearly ESG scores for 225 companies in India. The final 'ESG' score is a composite of individual scores for the three metrics: 'Environment', 'Social', and 'Governance'. This study intends to examine the influence of ESG scores on financial profitability measured by both net profit ratio and return on investment. The existence and degree of association between the variables is measured using correlation and simple linear regression analyses, respectively. The findings suggest that the overall ESG composite score is positively and significantly associated with firm profitability and moderately associated with returns. The 'Governance' metric stands out which has a strong and positive relationship with profitability in particular. These findings advocate that by investing in ESG initiatives, the chances of better financial performance are improved. 2024, IGI Global. All rights reserved.